Compare Gresham, OR Car Insurance Rates (2021)

Car insurance in Gresham, OR averages $394 a month. Gresham, Oregon car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Gresham car insurance rates, compare quotes from the top car insurance companies in Gresham, OR.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Gresham, OR after a DUI are $5,574/year
  • Average car insurance rates in Gresham, OR are $4,727/year
  • The cheapest car insurance company in Gresham is USAA

If you need to buy Gresham, Oregon car insurance, the options can be confusing. Everything you need to know about car insurance in Gresham, OR is right here.

You’ll find Gresham car insurance rates, the cheapest Gresham, OR car insurance companies, and information on Oregon car insurance laws. You can also compare Gresham, Oregon car insurance rates to Hillsboro car insurance rates, Corvallis car insurance rates, and Salem car insurance rates.

Ready to find affordable Gresham, OR car insurance today? Enter your ZIP code for fast, free Gresham car insurance quotes.

Cheapest Gresham, OR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gresham, OR car insurance rates? Every Gresham, Oregon car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gresham, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,786 $3,476 $3,467 $3,480 $11,468 $12,623 $3,877 $3,845
American Family $3,252 $3,252 $2,895 $2,895 $8,104 $12,713 $3,252 $3,394
Farmers $2,832 $2,787 $2,495 $2,664 $12,288 $12,647 $3,165 $3,229
GEICO $3,113 $3,007 $2,938 $2,995 $8,158 $7,362 $3,315 $2,811
Liberty Mutual $3,598 $3,786 $3,126 $3,484 $11,639 $12,514 $3,407 $3,398
Nationwide $3,352 $3,306 $2,983 $3,104 $7,859 $9,768 $3,936 $4,114
Progressive $2,694 $2,410 $2,345 $2,424 $11,781 $12,904 $3,193 $2,955
State Farm $2,440 $2,440 $2,251 $2,251 $7,966 $10,022 $2,776 $3,164
Travelers $2,706 $2,725 $2,468 $2,570 $7,973 $9,853 $2,813 $2,856
USAA $1,940 $1,874 $1,937 $1,857 $6,041 $6,454 $2,509 $2,591

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Minimum Car Insurance in Gresham, OR

Every driver must carry the minimum car insurance in Gresham, OR. Take a look at the Oregon car insurance requirements.

Minimum Required Car Insurance Coverage in Gresham, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Gresham, OR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gresham, OR. Compare credit history car insurance rates in Gresham from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gresham, Oregon

Insurance Company Poor Fair Good
Allstate $7,572 $5,313 $4,373
American Family $6,336 $4,659 $3,912
Farmers $6,053 $4,998 $4,740
GEICO $5,088 $4,212 $3,337
Liberty Mutual $8,282 $4,851 $3,724
Nationwide $5,836 $4,601 $3,971
Progressive $5,713 $4,947 $4,604
State Farm $5,823 $3,707 $2,961
Travelers $5,298 $4,169 $3,270
USAA $4,732 $2,629 $2,090

Cheapest Gresham, OR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gresham, OR to rates for a clean record with top companies.

Annual Gresham, Oregon Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,612 $6,295 $6,461 $5,643
American Family $3,471 $5,223 $6,729 $4,454
Farmers $4,444 $5,733 $5,605 $5,271
GEICO $2,746 $4,442 $5,876 $3,785
Liberty Mutual $4,974 $5,575 $6,391 $5,536
Nationwide $4,053 $4,351 $6,207 $4,600
Progressive $3,789 $7,074 $4,938 $4,552
State Farm $3,677 $4,844 $4,066 $4,066
Travelers $3,416 $4,386 $5,004 $4,177
USAA $2,273 $3,195 $4,464 $2,669

Cheapest Gresham, OR Car Insurance for Teen Drivers

Teen car insurance in Gresham, OR can be expensive. Take a look at rates from the top car insurance companies in Gresham for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gresham, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,468 $12,623
American Family $8,104 $12,713
Farmers $12,288 $12,647
GEICO $8,158 $7,362
Liberty Mutual $11,639 $12,514
Nationwide $7,859 $9,768
Progressive $11,781 $12,904
State Farm $7,966 $10,022
Travelers $7,973 $9,853
USAA $6,041 $6,454

Cheapest Gresham, OR Car Insurance for Seniors

Take a look at Gresham, OR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gresham, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,467 $3,480
American Family $2,895 $2,895
Farmers $2,495 $2,664
GEICO $2,938 $2,995
Liberty Mutual $3,126 $3,484
Nationwide $2,983 $3,104
Progressive $2,345 $2,424
State Farm $2,251 $2,251
Travelers $2,468 $2,570
USAA $1,937 $1,857

Cheapest Gresham, OR Car Insurance Rates After a DUI

A DUI in Gresham, OR increases car insurance rates. Compare Gresham, Oregon DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gresham, Oregon

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,461
American Family $6,729
Farmers $5,605
GEICO $5,876
Liberty Mutual $6,391
Nationwide $6,207
Progressive $4,938
State Farm $4,066
Travelers $5,004
USAA $4,464

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Cheapest Gresham, OR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gresham, OR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gresham, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,753 $5,753
American Family $4,889 $5,049
Farmers $5,263 $5,263
GEICO $4,143 $4,281
Liberty Mutual $5,619 $5,619
Nationwide $4,803 $4,803
Progressive $5,088 $5,088
State Farm $4,051 $4,276
Travelers $4,073 $4,418
USAA $3,060 $3,241

Cheapest Gresham, OR Car Insurance Rates by ZIP Code

Gresham car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Gresham, OR.

Annual Car Insurance Rates by ZIP Code in Gresham, Oregon

ZIP Code Average Annual Rates
97030 $4,289
97080 $4,313

The Best Cheap Car Insurance Companies in Gresham, OR

Take a look at a side-by-side comparison of the top car insurance companies in Gresham, OR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gresham, Oregon

Insurance Company Average Annual Rates
Allstate $5,753
American Family $4,969
Farmers $5,263
GEICO $4,212
Liberty Mutual $5,619
Nationwide $4,803
Progressive $5,088
State Farm $4,164
Travelers $4,245
USAA $3,150

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Category Winners: Cheapest Car Insurance in Gresham, Oregon

Find the cheapest car insurance companies in Gresham, OR for each category right here.

Best Annual Car Insurance Rates by Company in Gresham, Oregon

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Gresham, OR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gresham car insurance rates. Find the cheapest Gresham, OR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gresham, Oregon

Insurance Company Low Medium High
Allstate $5,470 $5,740 $6,049
American Family $4,942 $5,262 $4,704
Farmers $4,867 $5,181 $5,742
GEICO $3,786 $4,238 $4,613
Liberty Mutual $5,228 $5,602 $6,027
Nationwide $4,532 $4,937 $4,939
Progressive $4,852 $5,057 $5,355
State Farm $3,904 $4,175 $4,412
Travelers $3,900 $4,215 $4,621
USAA $3,006 $3,155 $3,291

What affects car insurance rates in Gresham, Oregon?

What factors can have an impact on Gresham, OR car insurance? There are several reasons why Gresham car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gresham, Oregon.

Car Theft in Gresham

High levels of vehicle theft can make car insurance more expensive. Gresham, OR car theft statistics from the FBI indicate 1,265 vehicle thefts a year.

Commute Time in Gresham

The more time you spend in your car the higher the risk of an accident. The average commute length in Gresham, OR is 29.9 minutes according to City-Data.

Traffic in Gresham

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Gresham, OR traffic data from INRIX ranks Gresham as the 699th-most congested in the world.

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Compare Car Insurance Quotes in Gresham, OR

Ready to find affordable Gresham, Oregon car insurance today? Enter your ZIP code for fast, free Gresham, OR car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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