Compare Hope, RI Car Insurance Rates (2021)

Car insurance in Hope, RI averages $430 a month. Hope, Rhode Island car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hope car insurance rates, compare quotes from the top car insurance companies in Hope, RI.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hope for teen drivers is State Farm
  • Average car insurance rates in Hope, RI are $5,159/year
  • The cheapest car insurance company in Hope is State Farm

If you need to buy Hope, Rhode Island car insurance, the options can be confusing. Everything you need to know about car insurance in Hope, RI is right here.

You’ll find Hope car insurance rates, the cheapest Hope, RI car insurance companies, and information on Rhode Island car insurance laws. You can also compare Hope, Rhode Island car insurance rates to West Kingston car insurance rates, Chepachet car insurance rates, and Lincoln car insurance rates.

Ready to find affordable Hope, RI car insurance today? Enter your ZIP code for fast, free Hope car insurance quotes.

Cheapest Hope, RI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hope, RI car insurance rates? Every Hope, Rhode Island car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hope, Rhode Island

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,290 $4,215 $4,267 $4,454 $7,512 $8,948 $4,503 $4,668
GEICO $3,675 $3,767 $3,767 $3,683 $11,467 $15,016 $3,809 $3,978
Liberty Mutual $3,702 $3,702 $3,530 $3,530 $8,914 $13,893 $3,702 $5,023
Nationwide $2,921 $2,967 $2,565 $2,721 $7,683 $9,895 $3,478 $3,782
Progressive $2,668 $2,531 $2,450 $2,435 $11,996 $13,498 $3,263 $3,328
State Farm $1,326 $1,326 $1,171 $1,171 $3,641 $4,851 $1,456 $1,736
Travelers $1,730 $1,751 $1,761 $1,751 $17,967 $28,424 $1,778 $1,978
USAA $2,392 $2,363 $2,291 $2,242 $11,263 $12,874 $3,278 $3,439

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Minimum Car Insurance in Hope, RI

Every driver must carry the minimum car insurance in Hope, RI. Take a look at the Rhode Island car insurance requirements.

Minimum Required Car Insurance Coverage in Hope, Rhode Island

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hope, RI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hope, RI. Compare credit history car insurance rates in Hope from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hope, Rhode Island

Insurance Company Poor Fair Good
Allstate $6,714 $5,162 $4,195
GEICO $6,887 $5,974 $5,575
Liberty Mutual $7,557 $5,023 $4,669
Nationwide $5,223 $4,301 $3,981
Progressive $5,899 $5,136 $4,780
State Farm $2,799 $1,893 $1,562
Travelers $7,492 $6,981 $6,956
USAA $7,450 $4,229 $3,374

Cheapest Hope, RI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hope, RI to rates for a clean record with top companies.

Annual Hope, Rhode Island Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,651 $5,447 $6,150 $5,180
GEICO $3,975 $5,229 $10,389 $4,989
Liberty Mutual $5,312 $6,143 $6,231 $5,312
Nationwide $4,169 $4,573 $4,947 $4,317
Progressive $4,299 $6,830 $4,829 $5,127
State Farm $1,933 $2,539 $1,933 $1,933
Travelers $6,402 $6,621 $8,255 $7,293
USAA $3,635 $4,947 $7,629 $3,860

Cheapest Hope, RI Car Insurance for Teen Drivers

Teen car insurance in Hope, RI can be expensive. Take a look at rates from the top car insurance companies in Hope for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hope, Rhode Island

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,512 $8,948
GEICO $11,467 $15,016
Liberty Mutual $8,914 $13,893
Nationwide $7,683 $9,895
Progressive $11,996 $13,498
State Farm $3,641 $4,851
Travelers $17,967 $28,424
USAA $11,263 $12,874

Cheapest Hope, RI Car Insurance for Seniors

Take a look at Hope, RI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hope, Rhode Island

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,267 $4,454
GEICO $3,767 $3,683
Liberty Mutual $3,530 $3,530
Nationwide $2,565 $2,721
Progressive $2,450 $2,435
State Farm $1,171 $1,171
Travelers $1,761 $1,751
USAA $2,291 $2,242

Cheapest Hope, RI Car Insurance Rates After a DUI

A DUI in Hope, RI increases car insurance rates. Compare Hope, Rhode Island DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hope, Rhode Island

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,150
GEICO $10,389
Liberty Mutual $6,231
Nationwide $4,947
Progressive $4,829
State Farm $1,933
Travelers $8,255
USAA $7,629

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Cheapest Hope, RI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hope, RI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hope, Rhode Island

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,322 $5,392
GEICO $6,020 $6,271
Liberty Mutual $5,564 $5,935
Nationwide $4,502 $4,502
Progressive $5,271 $5,271
State Farm $2,022 $2,147
Travelers $7,143 $7,143
USAA $4,970 $5,066

The Best Cheap Car Insurance Companies in Hope, RI

Take a look at a side-by-side comparison of the top car insurance companies in Hope, RI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hope, Rhode Island

Insurance Company Average Annual Rates
Allstate $5,357
GEICO $6,145
Liberty Mutual $5,750
Nationwide $4,502
Progressive $5,271
State Farm $2,085
Travelers $7,143
USAA $5,018

Category Winners: Cheapest Car Insurance in Hope, Rhode Island

Find the cheapest car insurance companies in Hope, RI for each category right here.

Best Annual Car Insurance Rates by Company in Hope, Rhode Island

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Hope, RI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hope car insurance rates. Find the cheapest Hope, RI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hope, Rhode Island

Insurance Company Low Medium High
Allstate $5,099 $5,344 $5,628
GEICO $5,891 $6,133 $6,413
Liberty Mutual $5,406 $5,710 $6,134
Nationwide $4,639 $4,533 $4,333
Progressive $4,962 $5,239 $5,613
State Farm $1,975 $2,081 $2,198
Travelers $7,269 $7,272 $6,887
USAA $4,782 $5,022 $5,250

What affects car insurance rates in Hope, Rhode Island?

What factors can have an impact on Hope, RI car insurance? There are several reasons why Hope car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hope, Rhode Island.

Commute Time in Hope

The more time you spend in your car the higher the risk of an accident. The average commute length in Hope, RI is 34.1 minutes according to City-Data.

Compare Car Insurance Quotes in Hope, RI

Ready to find affordable Hope, Rhode Island car insurance today? Enter your ZIP code for fast, free Hope, RI car insurance quotes.

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