Compare North Plainfield, NJ Car Insurance Rates (2021)

Car insurance in North Plainfield, NJ averages $564 a month. North Plainfield, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap North Plainfield car insurance rates, compare quotes from the top car insurance companies in North Plainfield, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in North Plainfield is GEICO
  • Average car insurance rates in North Plainfield, NJ after a DUI are $7,985/year
  • Average car insurance rates in North Plainfield, NJ are $6,765/year

If you need to buy North Plainfield, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in North Plainfield, NJ is right here.

You’ll find North Plainfield car insurance rates, the cheapest North Plainfield, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare North Plainfield, New Jersey car insurance rates to Newark car insurance rates, Trenton car insurance rates, and Union City car insurance rates.

Ready to find affordable North Plainfield, NJ car insurance today? Enter your ZIP code for fast, free North Plainfield car insurance quotes.

Cheapest North Plainfield, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect North Plainfield, NJ car insurance rates? Every North Plainfield, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in North Plainfield, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,419 $4,400 $4,308 $4,308 $13,851 $16,666 $5,229 $5,313
Farmers $6,825 $6,897 $6,656 $6,481 $20,046 $23,066 $8,100 $8,180
GEICO $2,655 $2,612 $2,598 $2,598 $4,852 $4,794 $3,065 $2,958
Liberty Mutual $4,314 $4,314 $4,735 $4,735 $11,245 $12,773 $4,735 $5,446
Progressive $2,917 $2,666 $2,617 $2,716 $13,484 $14,676 $3,456 $3,236
State Farm $5,337 $5,337 $4,844 $4,844 $17,686 $22,700 $6,099 $6,807
Travelers $3,424 $3,319 $3,176 $3,200 $7,757 $8,760 $3,323 $3,290

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Minimum Car Insurance in North Plainfield, NJ

Every driver must carry the minimum car insurance in North Plainfield, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in North Plainfield, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest North Plainfield, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in North Plainfield, NJ. Compare credit history car insurance rates in North Plainfield from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in North Plainfield, New Jersey

Insurance Company Poor Fair Good
Allstate $10,279 $6,527 $5,130
Farmers $12,965 $9,978 $9,401
GEICO $4,938 $2,824 $2,037
Liberty Mutual $8,281 $6,142 $5,188
Progressive $6,451 $5,586 $5,126
State Farm $13,343 $8,029 $6,249
Travelers $6,106 $4,457 $3,031

Cheapest North Plainfield, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in North Plainfield, NJ to rates for a clean record with top companies.

Annual North Plainfield, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,470 $9,152 $7,957 $6,668
Farmers $8,352 $14,224 $11,552 $8,998
GEICO $2,532 $3,341 $4,662 $2,532
Liberty Mutual $6,279 $7,180 $6,410 $6,279
Progressive $4,859 $6,653 $5,633 $5,738
State Farm $4,982 $9,111 $14,669 $8,066
Travelers $3,475 $5,180 $5,015 $4,456

Cheapest North Plainfield, NJ Car Insurance for Teen Drivers

Teen car insurance in North Plainfield, NJ can be expensive. Take a look at rates from the top car insurance companies in North Plainfield for teenagers.

Annual Car Insurance Rates for Teen Drivers in North Plainfield, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,851 $16,666
Farmers $20,046 $23,066
GEICO $4,852 $4,794
Liberty Mutual $11,245 $12,773
Progressive $13,484 $14,676
State Farm $17,686 $22,700
Travelers $7,757 $8,760

Cheapest North Plainfield, NJ Car Insurance for Seniors

Take a look at North Plainfield, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in North Plainfield, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,308 $4,308
Farmers $6,656 $6,481
GEICO $2,598 $2,598
Liberty Mutual $4,735 $4,735
Progressive $2,617 $2,716
State Farm $4,844 $4,844
Travelers $3,176 $3,200

Cheapest North Plainfield, NJ Car Insurance Rates After a DUI

A DUI in North Plainfield, NJ increases car insurance rates. Compare North Plainfield, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in North Plainfield, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,957
Farmers $11,552
GEICO $4,662
Liberty Mutual $6,410
Progressive $5,633
State Farm $14,669
Travelers $5,015

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Cheapest North Plainfield, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in North Plainfield, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in North Plainfield, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,298 $7,325
Farmers $10,781 $10,781
GEICO $3,239 $3,294
Liberty Mutual $6,473 $6,601
Progressive $5,721 $5,721
State Farm $8,961 $9,453
Travelers $4,531 $4,531

Cheapest North Plainfield, NJ Car Insurance Rates by ZIP Code

North Plainfield car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in North Plainfield, NJ.

Annual Car Insurance Rates by ZIP Code in North Plainfield, New Jersey

ZIP Code Average Annual Rates
7060 $6,422
7062 $6,422
7063 $6,422

The Best Cheap Car Insurance Companies in North Plainfield, NJ

Take a look at a side-by-side comparison of the top car insurance companies in North Plainfield, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in North Plainfield, New Jersey

Insurance Company Average Annual Rates
Allstate $7,312
Farmers $10,781
GEICO $3,267
Liberty Mutual $6,537
Progressive $5,721
State Farm $9,207
Travelers $4,531

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Category Winners: Cheapest Car Insurance in North Plainfield, New Jersey

Find the cheapest car insurance companies in North Plainfield, NJ for each category right here.

Best Annual Car Insurance Rates by Company in North Plainfield, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Cheapest North Plainfield, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your North Plainfield car insurance rates. Find the cheapest North Plainfield, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in North Plainfield, New Jersey

Insurance Company Low Medium High
Allstate $6,684 $7,429 $7,822
Farmers $9,630 $10,677 $12,037
GEICO $2,879 $3,332 $3,589
Liberty Mutual $5,867 $6,732 $7,012
Progressive $5,187 $5,799 $6,177
State Farm $8,482 $9,340 $9,799
Travelers $4,127 $4,529 $4,938

What affects car insurance rates in North Plainfield, New Jersey?

What factors can have an impact on North Plainfield, NJ car insurance? There are several reasons why North Plainfield car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in North Plainfield, New Jersey.

Commute Time in North Plainfield

The more time you spend in your car the higher the risk of an accident. The average commute length in North Plainfield, NJ is 32.7 minutes according to City-Data.

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Compare Car Insurance Quotes in North Plainfield, NJ

Ready to find affordable North Plainfield, New Jersey car insurance today? Enter your ZIP code for fast, free North Plainfield, NJ car insurance quotes.

Free Car Insurance Comparison

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