Compare Passaic, NJ Car Insurance Rates (2021)

Car insurance in Passaic, NJ averages $691 a month. Passaic, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Passaic car insurance rates, compare quotes from the top car insurance companies in Passaic, NJ.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Passaic, NJ after a DUI are $9,751/year
  • The cheapest car insurance company in Passaic is GEICO
  • The cheapest car insurance company in Passaic for teen drivers is GEICO

If you need to buy Passaic, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Passaic, NJ is right here.

You’ll find Passaic car insurance rates, the cheapest Passaic, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Passaic, New Jersey car insurance rates to Bayonne car insurance rates, Camden car insurance rates, and Jersey City car insurance rates.

Ready to find affordable Passaic, NJ car insurance today? Enter your ZIP code for fast, free Passaic car insurance quotes.

Cheapest Passaic, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Passaic, NJ car insurance rates? Every Passaic, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Passaic, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,004 $4,981 $4,872 $4,872 $15,777 $19,080 $5,924 $6,038
Farmers $7,822 $7,891 $7,618 $7,432 $23,100 $26,569 $9,316 $9,442
GEICO $3,201 $3,150 $3,133 $3,133 $5,889 $5,812 $3,701 $3,570
Liberty Mutual $6,457 $6,457 $7,104 $7,104 $16,924 $19,221 $7,104 $8,173
Progressive $3,252 $2,985 $2,916 $3,017 $15,257 $16,673 $3,871 $3,657
State Farm $6,296 $6,296 $5,719 $5,719 $21,010 $26,966 $7,205 $8,047
Travelers $4,732 $4,556 $4,372 $4,393 $10,644 $11,932 $4,572 $4,498

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Minimum Car Insurance in Passaic, NJ

Every driver must carry the minimum car insurance in Passaic, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Passaic, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Passaic, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Passaic, NJ. Compare credit history car insurance rates in Passaic from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Passaic, New Jersey

Insurance Company Poor Fair Good
Allstate $11,697 $7,426 $5,833
Farmers $14,850 $11,507 $10,839
GEICO $5,991 $3,408 $2,446
Liberty Mutual $12,479 $9,216 $7,758
Progressive $7,260 $6,303 $5,798
State Farm $15,824 $9,507 $7,391
Travelers $8,433 $6,106 $4,098

Cheapest Passaic, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Passaic, NJ to rates for a clean record with top companies.

Annual Passaic, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,233 $10,406 $9,045 $7,589
Farmers $9,575 $16,357 $13,308 $10,355
GEICO $3,051 $4,040 $5,654 $3,051
Liberty Mutual $9,423 $10,805 $9,621 $9,423
Progressive $5,503 $7,494 $6,347 $6,470
State Farm $5,886 $10,795 $17,396 $9,553
Travelers $4,738 $7,137 $6,887 $6,088

Cheapest Passaic, NJ Car Insurance for Teen Drivers

Teen car insurance in Passaic, NJ can be expensive. Take a look at rates from the top car insurance companies in Passaic for teenagers.

Annual Car Insurance Rates for Teen Drivers in Passaic, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,777 $19,080
Farmers $23,100 $26,569
GEICO $5,889 $5,812
Liberty Mutual $16,924 $19,221
Progressive $15,257 $16,673
State Farm $21,010 $26,966
Travelers $10,644 $11,932

Cheapest Passaic, NJ Car Insurance for Seniors

Take a look at Passaic, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Passaic, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,872 $4,872
Farmers $7,618 $7,432
GEICO $3,133 $3,133
Liberty Mutual $7,104 $7,104
Progressive $2,916 $3,017
State Farm $5,719 $5,719
Travelers $4,372 $4,393

Cheapest Passaic, NJ Car Insurance Rates After a DUI

A DUI in Passaic, NJ increases car insurance rates. Compare Passaic, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Passaic, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $9,045
Farmers $13,308
GEICO $5,654
Liberty Mutual $9,621
Progressive $6,347
State Farm $17,396
Travelers $6,887

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Cheapest Passaic, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Passaic, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Passaic, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,304 $8,333
Farmers $12,399 $12,399
GEICO $3,915 $3,983
Liberty Mutual $9,721 $9,914
Progressive $6,453 $6,453
State Farm $10,615 $11,200
Travelers $6,212 $6,212

The Best Cheap Car Insurance Companies in Passaic, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Passaic, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Passaic, New Jersey

Insurance Company Average Annual Rates
Allstate $8,318
Farmers $12,399
GEICO $3,949
Liberty Mutual $9,818
Progressive $6,453
State Farm $10,907
Travelers $6,212

Category Winners: Cheapest Car Insurance in Passaic, New Jersey

Find the cheapest car insurance companies in Passaic, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Passaic, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Passaic, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Passaic car insurance rates. Find the cheapest Passaic, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Passaic, New Jersey

Insurance Company Low Medium High
Allstate $7,637 $8,446 $8,873
Farmers $11,092 $12,321 $13,784
GEICO $3,481 $4,033 $4,331
Liberty Mutual $8,772 $10,117 $10,564
Progressive $5,824 $6,563 $6,974
State Farm $10,042 $11,065 $11,615
Travelers $5,663 $6,207 $6,766

What affects car insurance rates in Passaic, New Jersey?

What factors can have an impact on Passaic, NJ car insurance? There are several reasons why Passaic car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Passaic, New Jersey.

Commute Time in Passaic

The more time you spend in your car the higher the risk of an accident. The average commute length in Passaic, NJ is 26.7 minutes according to City-Data.

Compare Car Insurance Quotes in Passaic, NJ

Ready to find affordable Passaic, New Jersey car insurance today? Enter your ZIP code for fast, free Passaic, NJ car insurance quotes.

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