Compare Polson, MT Car Insurance Rates (2021)

Car insurance in Polson, MT averages $271 a month. Polson, Montana car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Polson car insurance rates, compare quotes from the top car insurance companies in Polson, MT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Polson, MT are $3,256/year
  • The cheapest car insurance company in Polson is Liberty Mutual
  • The cheapest car insurance company in Polson for teen drivers is Liberty Mutual

If you need to buy Polson, Montana car insurance, the options can be confusing. Everything you need to know about car insurance in Polson, MT is right here.

You’ll find Polson car insurance rates, the cheapest Polson, MT car insurance companies, and information on Montana car insurance laws. You can also compare Polson, Montana car insurance rates to Great Falls car insurance rates, Belgrade car insurance rates, and Whitefish car insurance rates.

Ready to find affordable Polson, MT car insurance today? Enter your ZIP code for fast, free Polson car insurance quotes.

Cheapest Polson, MT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Polson, MT car insurance rates? Every Polson, Montana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Polson, Montana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,926 $2,926 $2,683 $2,683 $11,315 $11,315 $3,153 $3,153
Farmers $2,804 $2,804 $2,519 $2,519 $7,658 $7,658 $3,069 $3,069
GEICO $2,693 $2,517 $2,628 $2,397 $6,561 $6,106 $2,309 $2,104
Liberty Mutual $939 $939 $919 $919 $1,994 $1,994 $1,136 $1,136
Nationwide $2,729 $2,729 $2,489 $2,489 $5,571 $5,571 $2,893 $2,893
Progressive $3,092 $3,092 $2,799 $2,799 $7,452 $7,452 $3,481 $3,481
State Farm $1,733 $1,733 $1,525 $1,525 $5,146 $5,146 $1,880 $1,880
USAA $1,329 $1,329 $1,189 $1,189 $4,454 $4,454 $1,651 $1,651

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Minimum Car Insurance in Polson, MT

Every driver must carry the minimum car insurance in Polson, MT. Take a look at the Montana car insurance requirements.

Minimum Required Car Insurance Coverage in Polson, Montana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Polson, MT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Polson, MT. Compare credit history car insurance rates in Polson from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Polson, Montana

Insurance Company Poor Fair Good
Allstate $6,066 $4,857 $4,135
Farmers $4,736 $3,758 $3,543
GEICO $5,379 $2,867 $1,997
Liberty Mutual $1,247 $1,247 $1,247
Nationwide $4,315 $3,127 $2,819
Progressive $5,071 $3,900 $3,647
State Farm $3,701 $2,249 $1,763
USAA $2,894 $1,972 $1,601

Cheapest Polson, MT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Polson, MT to rates for a clean record with top companies.

Annual Polson, Montana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,212 $4,992 $6,057 $4,816
Farmers $3,521 $4,559 $4,447 $3,521
GEICO $2,196 $3,474 $5,364 $2,624
Liberty Mutual $841 $1,485 $1,485 $1,176
Nationwide $2,496 $3,577 $4,602 $3,007
Progressive $3,619 $4,697 $4,485 $4,023
State Farm $2,392 $2,750 $2,571 $2,571
USAA $1,616 $2,021 $3,015 $1,971

Cheapest Polson, MT Car Insurance for Teen Drivers

Teen car insurance in Polson, MT can be expensive. Take a look at rates from the top car insurance companies in Polson for teenagers.

Annual Car Insurance Rates for Teen Drivers in Polson, Montana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,315 $11,315
Farmers $7,658 $7,658
GEICO $6,561 $6,106
Liberty Mutual $1,994 $1,994
Nationwide $5,571 $5,571
Progressive $7,452 $7,452
State Farm $5,146 $5,146
USAA $4,454 $4,454

Cheapest Polson, MT Car Insurance for Seniors

Take a look at Polson, MT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Polson, Montana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,683 $2,683
Farmers $2,519 $2,519
GEICO $2,628 $2,397
Liberty Mutual $919 $919
Nationwide $2,489 $2,489
Progressive $2,799 $2,799
State Farm $1,525 $1,525
USAA $1,189 $1,189

Cheapest Polson, MT Car Insurance Rates After a DUI

A DUI in Polson, MT increases car insurance rates. Compare Polson, Montana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Polson, Montana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,057
Farmers $4,447
GEICO $5,364
Liberty Mutual $1,485
Nationwide $4,602
Progressive $4,485
State Farm $2,571
USAA $3,015

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Cheapest Polson, MT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Polson, MT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Polson, Montana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,900 $5,139
Farmers $4,012 $4,012
GEICO $3,354 $3,475
Liberty Mutual $1,247 $1,247
Nationwide $3,420 $3,420
Progressive $4,206 $4,206
State Farm $2,494 $2,648
USAA $2,130 $2,181

The Best Cheap Car Insurance Companies in Polson, MT

Take a look at a side-by-side comparison of the top car insurance companies in Polson, MT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Polson, Montana

Insurance Company Average Annual Rates
Allstate $5,019
Farmers $4,012
GEICO $3,414
Liberty Mutual $1,247
Nationwide $3,420
Progressive $4,206
State Farm $2,571
USAA $2,156

Category Winners: Cheapest Car Insurance in Polson, Montana

Find the cheapest car insurance companies in Polson, MT for each category right here.

Best Annual Car Insurance Rates by Company in Polson, Montana

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Polson, MT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Polson car insurance rates. Find the cheapest Polson, MT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Polson, Montana

Insurance Company Low Medium High
Allstate $4,760 $5,006 $5,291
Farmers $3,688 $4,008 $4,341
GEICO $3,250 $3,383 $3,610
Liberty Mutual $1,150 $1,251 $1,340
Nationwide $2,620 $3,641 $4,001
Progressive $3,928 $4,192 $4,498
State Farm $2,427 $2,562 $2,725
USAA $2,055 $2,144 $2,268

What affects car insurance rates in Polson, Montana?

What factors can have an impact on Polson, MT car insurance? There are several reasons why Polson car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Polson, Montana.

Car Theft in Polson

High levels of vehicle theft can make car insurance more expensive. Polson, MT car theft statistics from the FBI indicate 12 vehicle thefts a year.

Commute Time in Polson

The more time you spend in your car the higher the risk of an accident. The average commute length in Polson, MT is 13.9 minutes according to City-Data.

Compare Car Insurance Quotes in Polson, MT

Ready to find affordable Polson, Montana car insurance today? Enter your ZIP code for fast, free Polson, MT car insurance quotes.

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