Compare Portland, ME Car Insurance Rates (2021)

Car insurance in Portland, ME averages $225 a month. Portland, Maine car insurance requirements are 50/100/25, but you might need full coverage insurance if your car is financed. To find cheap Portland car insurance rates, compare quotes from the top car insurance companies in Portland, ME.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Portland is USAA
  • The cheapest car insurance company in Portland for teen drivers is GEICO
  • Average car insurance rates in Portland, ME are $2,701/year

If you need to buy Portland, Maine car insurance, the options can be confusing. Everything you need to know about car insurance in Portland, ME is right here.

You’ll find Portland car insurance rates, the cheapest Portland, ME car insurance companies, and information on Maine car insurance laws. You can also compare Portland, Maine car insurance rates to Auburn car insurance rates, Lewiston car insurance rates, and Sanford car insurance rates.

Ready to find affordable Portland, ME car insurance today? Enter your ZIP code for fast, free Portland car insurance quotes.

Cheapest Portland, ME Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Portland, ME car insurance rates? Every Portland, Maine car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Portland, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,757 $1,807 $1,588 $1,719 $4,498 $6,003 $1,902 $2,122
Farmers $1,811 $1,826 $1,715 $1,822 $6,171 $6,688 $2,168 $2,237
GEICO $1,002 $1,038 $1,002 $1,002 $2,480 $3,220 $1,094 $1,165
Liberty Mutual $3,103 $3,103 $2,958 $2,958 $6,517 $9,720 $3,103 $4,343
Progressive $1,831 $1,792 $1,831 $1,792 $7,754 $8,705 $2,130 $2,401
State Farm $1,444 $1,444 $1,373 $1,373 $4,727 $5,906 $1,620 $1,769
Travelers $1,268 $1,308 $1,148 $1,174 $5,261 $7,120 $1,244 $1,420
USAA $843 $828 $839 $818 $2,784 $3,066 $1,068 $1,115

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Minimum Car Insurance in Portland, ME

Every driver must carry the minimum car insurance in Portland, ME. Take a look at the Maine car insurance requirements.

Minimum Required Car Insurance Coverage in Portland, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Portland, ME Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Portland, ME. Compare credit history car insurance rates in Portland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Portland, Maine

Insurance Company Poor Fair Good
Allstate $3,357 $2,564 $2,103
Farmers $3,552 $2,921 $2,692
GEICO $2,019 $1,340 $1,143
Liberty Mutual $6,232 $4,037 $3,157
Progressive $3,977 $3,425 $3,187
State Farm $3,579 $2,137 $1,655
Travelers $2,935 $2,404 $2,140
USAA $1,857 $1,284 $1,119

Cheapest Portland, ME Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Portland, ME to rates for a clean record with top companies.

Annual Portland, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,176 $2,962 $3,096 $2,464
Farmers $2,668 $3,404 $2,954 $3,193
GEICO $1,093 $1,536 $2,279 $1,093
Liberty Mutual $3,406 $4,032 $6,744 $3,719
Progressive $2,824 $4,793 $3,146 $3,355
State Farm $2,223 $2,691 $2,457 $2,457
Travelers $2,073 $2,305 $2,904 $2,690
USAA $1,076 $1,420 $2,000 $1,184

Cheapest Portland, ME Car Insurance for Teen Drivers

Teen car insurance in Portland, ME can be expensive. Take a look at rates from the top car insurance companies in Portland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Portland, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,498 $6,003
Farmers $6,171 $6,688
GEICO $2,480 $3,220
Liberty Mutual $6,517 $9,720
Progressive $7,754 $8,705
State Farm $4,727 $5,906
Travelers $5,261 $7,120
USAA $2,784 $3,066

Cheapest Portland, ME Car Insurance for Seniors

Take a look at Portland, ME senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Portland, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,588 $1,719
Farmers $1,715 $1,822
GEICO $1,002 $1,002
Liberty Mutual $2,958 $2,958
Progressive $1,831 $1,792
State Farm $1,373 $1,373
Travelers $1,148 $1,174
USAA $839 $818

Cheapest Portland, ME Car Insurance Rates After a DUI

A DUI in Portland, ME increases car insurance rates. Compare Portland, Maine DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Portland, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,096
Farmers $2,954
GEICO $2,279
Liberty Mutual $6,744
Progressive $3,146
State Farm $2,457
Travelers $2,904
USAA $2,000

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Cheapest Portland, ME Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Portland, ME by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Portland, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,675 $2,675
Farmers $3,055 $3,055
GEICO $1,476 $1,525
Liberty Mutual $4,385 $4,566
Progressive $3,530 $3,530
State Farm $2,377 $2,537
Travelers $2,493 $2,493
USAA $1,380 $1,460

Cheapest Portland, ME Car Insurance Rates by ZIP Code

Portland car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Portland, ME.

Annual Car Insurance Rates by ZIP Code in Portland, Maine

ZIP Code Average Annual Rates
4101 $2,384
4102 $2,307
4103 $2,361
4109 $2,288

The Best Cheap Car Insurance Companies in Portland, ME

Take a look at a side-by-side comparison of the top car insurance companies in Portland, ME to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Portland, Maine

Insurance Company Average Annual Rates
Allstate $2,675
Farmers $3,055
GEICO $1,500
Liberty Mutual $4,475
Progressive $3,530
State Farm $2,457
Travelers $2,493
USAA $1,420

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Category Winners: Cheapest Car Insurance in Portland, Maine

Find the cheapest car insurance companies in Portland, ME for each category right here.

Best Annual Car Insurance Rates by Company in Portland, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

Cheapest Portland, ME Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Portland car insurance rates. Find the cheapest Portland, ME car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Portland, Maine

Insurance Company Low Medium High
Allstate $2,640 $2,641 $2,742
Farmers $2,923 $2,946 $3,295
GEICO $1,469 $1,479 $1,553
Liberty Mutual $4,413 $4,413 $4,601
Progressive $3,451 $3,460 $3,679
State Farm $2,384 $2,429 $2,558
Travelers $2,448 $2,454 $2,577
USAA $1,388 $1,401 $1,471

What affects car insurance rates in Portland, Maine?

What factors can have an impact on Portland, ME car insurance? There are several reasons why Portland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Portland, Maine.

Commute Time in Portland

The more time you spend in your car the higher the risk of an accident. The average commute length in Portland, ME is 18.8 minutes according to City-Data.

Traffic in Portland

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Portland, ME traffic data from INRIX ranks Portland as the 115th-most congested in the world.

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Compare Car Insurance Quotes in Portland, ME

Ready to find affordable Portland, Maine car insurance today? Enter your ZIP code for fast, free Portland, ME car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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