Compare Sevierville, TN Car Insurance Rates (2021)

Car insurance in Sevierville, TN averages $315 a month. Sevierville, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Sevierville car insurance rates, compare quotes from the top car insurance companies in Sevierville, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Sevierville, TN are $3,785/year
  • The cheapest car insurance company in Sevierville is State Farm
  • Average car insurance rates in Sevierville, TN after a DUI are $4,443/year

If you need to buy Sevierville, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Sevierville, TN is right here.

You’ll find Sevierville car insurance rates, the cheapest Sevierville, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Sevierville, Tennessee car insurance rates to Clarksville car insurance rates, Bartlett car insurance rates, and Chattanooga car insurance rates.

Ready to find affordable Sevierville, TN car insurance today? Enter your ZIP code for fast, free Sevierville car insurance quotes.

Cheapest Sevierville, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sevierville, TN car insurance rates? Every Sevierville, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sevierville, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,853 $2,733 $2,568 $2,665 $10,867 $11,810 $3,032 $3,138
Farmers $1,962 $1,999 $1,761 $1,939 $8,151 $8,695 $2,662 $2,800
GEICO $2,290 $2,311 $2,111 $2,111 $6,950 $7,071 $2,325 $2,399
Liberty Mutual $3,568 $129 $2,936 $3,281 $14,804 $16,452 $3,823 $4,071
Nationwide $2,329 $2,347 $2,084 $2,117 $6,478 $8,356 $2,683 $2,913
Progressive $1,911 $1,792 $1,557 $1,634 $8,885 $9,993 $2,308 $2,531
State Farm $1,633 $1,633 $1,480 $1,480 $5,136 $6,399 $1,850 $2,167
Travelers $1,779 $1,871 $1,620 $1,723 $5,021 $6,222 $1,894 $1,993
USAA $1,571 $1,596 $1,420 $1,418 $5,689 $6,513 $2,055 $2,188

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Minimum Car Insurance in Sevierville, TN

Every driver must carry the minimum car insurance in Sevierville, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Sevierville, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Sevierville, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sevierville, TN. Compare credit history car insurance rates in Sevierville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sevierville, Tennessee

Insurance Company Poor Fair Good
Allstate $6,330 $4,845 $3,700
Farmers $4,452 $3,487 $3,299
GEICO $3,912 $3,348 $3,078
Liberty Mutual $8,790 $5,393 $4,216
Nationwide $4,406 $3,492 $3,092
Progressive $4,286 $3,714 $3,479
State Farm $3,954 $2,371 $1,841
Travelers $3,516 $2,764 $2,016
USAA $4,064 $2,386 $1,969

Cheapest Sevierville, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sevierville, TN to rates for a clean record with top companies.

Annual Sevierville, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,137 $4,942 $6,005 $4,748
Farmers $3,203 $3,954 $4,056 $3,771
GEICO $2,511 $3,356 $5,405 $2,511
Liberty Mutual $4,968 $7,175 $6,669 $5,720
Nationwide $3,167 $3,167 $4,765 $3,554
Progressive $3,366 $4,389 $3,584 $3,967
State Farm $2,472 $2,972 $2,722 $2,722
Travelers $2,241 $2,880 $3,181 $2,759
USAA $2,036 $3,062 $3,601 $2,526

Cheapest Sevierville, TN Car Insurance for Teen Drivers

Teen car insurance in Sevierville, TN can be expensive. Take a look at rates from the top car insurance companies in Sevierville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sevierville, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,867 $11,810
Farmers $8,151 $8,695
GEICO $6,950 $7,071
Liberty Mutual $14,804 $16,452
Nationwide $6,478 $8,356
Progressive $8,885 $9,993
State Farm $5,136 $6,399
Travelers $5,021 $6,222
USAA $5,689 $6,513

Cheapest Sevierville, TN Car Insurance for Seniors

Take a look at Sevierville, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sevierville, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,568 $2,665
Farmers $1,761 $1,939
GEICO $2,111 $2,111
Liberty Mutual $2,936 $3,281
Nationwide $2,084 $2,117
Progressive $1,557 $1,634
State Farm $1,480 $1,480
Travelers $1,620 $1,723
USAA $1,420 $1,418

Cheapest Sevierville, TN Car Insurance Rates After a DUI

A DUI in Sevierville, TN increases car insurance rates. Compare Sevierville, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sevierville, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,005
Farmers $4,056
GEICO $5,405
Liberty Mutual $6,669
Nationwide $4,765
Progressive $3,584
State Farm $2,722
Travelers $3,181
USAA $3,601

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Cheapest Sevierville, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sevierville, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sevierville, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,958 $4,958
Farmers $3,746 $3,746
GEICO $3,425 $3,467
Liberty Mutual $6,133 $6,133
Nationwide $3,663 $3,663
Progressive $3,826 $3,826
State Farm $2,658 $2,786
Travelers $2,657 $2,874
USAA $2,727 $2,886

Cheapest Sevierville, TN Car Insurance Rates by ZIP Code

Sevierville car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Sevierville, TN.

Annual Car Insurance Rates by ZIP Code in Sevierville, Tennessee

ZIP Code Average Annual Rates
37862 $3,854
37876 $3,860

The Best Cheap Car Insurance Companies in Sevierville, TN

Take a look at a side-by-side comparison of the top car insurance companies in Sevierville, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sevierville, Tennessee

Insurance Company Average Annual Rates
Allstate $4,958
Farmers $3,746
GEICO $3,446
Liberty Mutual $6,133
Nationwide $3,663
Progressive $3,826
State Farm $2,722
Travelers $2,765
USAA $2,806

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Category Winners: Cheapest Car Insurance in Sevierville, Tennessee

Find the cheapest car insurance companies in Sevierville, TN for each category right here.

Best Annual Car Insurance Rates by Company in Sevierville, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Cheapest Sevierville, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sevierville car insurance rates. Find the cheapest Sevierville, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sevierville, Tennessee

Insurance Company Low Medium High
Allstate $4,781 $4,946 $5,148
Farmers $3,520 $3,727 $3,992
GEICO $3,282 $3,438 $3,618
Liberty Mutual $5,856 $6,130 $6,413
Nationwide $3,698 $3,585 $3,707
Progressive $3,592 $3,828 $4,060
State Farm $2,573 $2,734 $2,859
Travelers $2,602 $2,763 $2,931
USAA $2,713 $2,795 $2,911

What affects car insurance rates in Sevierville, Tennessee?

What factors can have an impact on Sevierville, TN car insurance? There are several reasons why Sevierville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sevierville, Tennessee.

Commute Time in Sevierville

The more time you spend in your car the higher the risk of an accident. The average commute length in Sevierville, TN is 21.3 minutes according to City-Data.

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Compare Car Insurance Quotes in Sevierville, TN

Ready to find affordable Sevierville, Tennessee car insurance today? Enter your ZIP code for fast, free Sevierville, TN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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