Compare West Warwick, RI Car Insurance Rates (2021)

Car insurance in West Warwick, RI averages $430 a month. West Warwick, Rhode Island car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap West Warwick car insurance rates, compare quotes from the top car insurance companies in West Warwick, RI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in West Warwick, RI are $5,161/year
  • The cheapest car insurance company in West Warwick is State Farm
  • The cheapest car insurance company in West Warwick for teen drivers is State Farm

If you need to buy West Warwick, Rhode Island car insurance, the options can be confusing. Everything you need to know about car insurance in West Warwick, RI is right here.

You’ll find West Warwick car insurance rates, the cheapest West Warwick, RI car insurance companies, and information on Rhode Island car insurance laws. You can also compare West Warwick, Rhode Island car insurance rates to Misquamicut car insurance rates, Fiskeville car insurance rates, and Providence car insurance rates.

Ready to find affordable West Warwick, RI car insurance today? Enter your ZIP code for fast, free West Warwick car insurance quotes.

Cheapest West Warwick, RI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect West Warwick, RI car insurance rates? Every West Warwick, Rhode Island car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in West Warwick, Rhode Island

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,309 $4,233 $4,262 $4,451 $7,380 $8,666 $4,513 $4,644
GEICO $3,646 $3,735 $3,735 $3,652 $11,468 $14,990 $3,777 $3,945
Liberty Mutual $4,118 $4,118 $3,924 $3,924 $10,006 $15,631 $4,118 $5,611
Nationwide $2,907 $2,947 $2,555 $2,707 $7,665 $9,858 $3,464 $3,763
Progressive $2,600 $2,468 $2,389 $2,375 $11,659 $13,115 $3,178 $3,239
State Farm $1,729 $1,729 $1,527 $1,527 $4,794 $6,393 $1,902 $2,273
Travelers $1,689 $1,709 $1,722 $1,713 $17,594 $27,890 $1,737 $1,922
USAA $1,974 $1,950 $1,894 $1,855 $9,120 $10,429 $2,692 $2,822

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Minimum Car Insurance in West Warwick, RI

Every driver must carry the minimum car insurance in West Warwick, RI. Take a look at the Rhode Island car insurance requirements.

Minimum Required Car Insurance Coverage in West Warwick, Rhode Island

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest West Warwick, RI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in West Warwick, RI. Compare credit history car insurance rates in West Warwick from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in West Warwick, Rhode Island

Insurance Company Poor Fair Good
Allstate $6,677 $5,104 $4,141
GEICO $6,853 $5,949 $5,553
Liberty Mutual $8,465 $5,614 $5,215
Nationwide $5,198 $4,286 $3,966
Progressive $5,740 $4,995 $4,648
State Farm $3,675 $2,482 $2,045
Travelers $7,339 $6,839 $6,812
USAA $6,062 $3,453 $2,760

Cheapest West Warwick, RI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in West Warwick, RI to rates for a clean record with top companies.

Annual West Warwick, Rhode Island Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,601 $5,398 $6,100 $5,130
GEICO $3,953 $5,200 $10,358 $4,962
Liberty Mutual $5,967 $6,889 $6,902 $5,967
Nationwide $4,151 $4,555 $4,929 $4,299
Progressive $4,183 $6,642 $4,698 $4,988
State Farm $2,532 $3,341 $2,532 $2,532
Travelers $6,271 $6,486 $8,086 $7,144
USAA $2,969 $4,031 $6,215 $3,153

Cheapest West Warwick, RI Car Insurance for Teen Drivers

Teen car insurance in West Warwick, RI can be expensive. Take a look at rates from the top car insurance companies in West Warwick for teenagers.

Annual Car Insurance Rates for Teen Drivers in West Warwick, Rhode Island

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,380 $8,666
GEICO $11,468 $14,990
Liberty Mutual $10,006 $15,631
Nationwide $7,665 $9,858
Progressive $11,659 $13,115
State Farm $4,794 $6,393
Travelers $17,594 $27,890
USAA $9,120 $10,429

Cheapest West Warwick, RI Car Insurance for Seniors

Take a look at West Warwick, RI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in West Warwick, Rhode Island

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,262 $4,451
GEICO $3,735 $3,652
Liberty Mutual $3,924 $3,924
Nationwide $2,555 $2,707
Progressive $2,389 $2,375
State Farm $1,527 $1,527
Travelers $1,722 $1,713
USAA $1,894 $1,855

Cheapest West Warwick, RI Car Insurance Rates After a DUI

A DUI in West Warwick, RI increases car insurance rates. Compare West Warwick, Rhode Island DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in West Warwick, Rhode Island

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,100
GEICO $10,358
Liberty Mutual $6,902
Nationwide $4,929
Progressive $4,698
State Farm $2,532
Travelers $8,086
USAA $6,215

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Cheapest West Warwick, RI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in West Warwick, RI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in West Warwick, Rhode Island

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,267 $5,348
GEICO $5,994 $6,243
Liberty Mutual $6,222 $6,641
Nationwide $4,483 $4,483
Progressive $5,128 $5,128
State Farm $2,651 $2,817
Travelers $6,997 $6,997
USAA $4,053 $4,131

The Best Cheap Car Insurance Companies in West Warwick, RI

Take a look at a side-by-side comparison of the top car insurance companies in West Warwick, RI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in West Warwick, Rhode Island

Insurance Company Average Annual Rates
Allstate $5,307
GEICO $6,119
Liberty Mutual $6,431
Nationwide $4,483
Progressive $5,128
State Farm $2,734
Travelers $6,997
USAA $4,092

Category Winners: Cheapest Car Insurance in West Warwick, Rhode Island

Find the cheapest car insurance companies in West Warwick, RI for each category right here.

Best Annual Car Insurance Rates by Company in West Warwick, Rhode Island

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest West Warwick, RI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your West Warwick car insurance rates. Find the cheapest West Warwick, RI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in West Warwick, Rhode Island

Insurance Company Low Medium High
Allstate $4,982 $5,290 $5,649
GEICO $5,816 $6,105 $6,435
Liberty Mutual $6,025 $6,393 $6,876
Nationwide $4,604 $4,518 $4,328
Progressive $4,819 $5,095 $5,469
State Farm $2,591 $2,730 $2,881
Travelers $7,088 $7,127 $6,775
USAA $3,892 $4,095 $4,288

What affects car insurance rates in West Warwick, Rhode Island?

What factors can have an impact on West Warwick, RI car insurance? There are several reasons why West Warwick car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in West Warwick, Rhode Island.

Car Theft in West Warwick

High levels of vehicle theft can make car insurance more expensive. West Warwick, RI car theft statistics from the FBI indicate 25 vehicle thefts a year.

Compare Car Insurance Quotes in West Warwick, RI

Ready to find affordable West Warwick, Rhode Island car insurance today? Enter your ZIP code for fast, free West Warwick, RI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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