Compare Whitefish, MT Car Insurance Rates (2021)

Car insurance in Whitefish, MT averages $276 a month. Whitefish, Montana car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Whitefish car insurance rates, compare quotes from the top car insurance companies in Whitefish, MT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Whitefish, MT after a DUI are $4,067/year
  • The cheapest car insurance company in Whitefish for teen drivers is Liberty Mutual
  • Average car insurance rates in Whitefish, MT are $3,309/year

If you need to buy Whitefish, Montana car insurance, the options can be confusing. Everything you need to know about car insurance in Whitefish, MT is right here.

You’ll find Whitefish car insurance rates, the cheapest Whitefish, MT car insurance companies, and information on Montana car insurance laws. You can also compare Whitefish, Montana car insurance rates to Havre car insurance rates, Missoula car insurance rates, and Bozeman car insurance rates.

Ready to find affordable Whitefish, MT car insurance today? Enter your ZIP code for fast, free Whitefish car insurance quotes.

Cheapest Whitefish, MT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Whitefish, MT car insurance rates? Every Whitefish, Montana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Whitefish, Montana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,975 $2,975 $2,734 $2,734 $11,629 $11,629 $3,203 $3,203
Farmers $2,804 $2,804 $2,519 $2,519 $7,658 $7,658 $3,069 $3,069
GEICO $2,693 $2,517 $2,628 $2,397 $6,561 $6,106 $2,309 $2,104
Liberty Mutual $1,034 $1,034 $1,019 $1,019 $2,232 $2,232 $1,255 $1,255
Nationwide $2,766 $2,766 $2,526 $2,526 $5,660 $5,660 $2,932 $2,932
Progressive $3,195 $3,195 $2,888 $2,888 $7,611 $7,611 $3,591 $3,591
State Farm $1,743 $1,743 $1,536 $1,536 $5,208 $5,208 $1,892 $1,892
USAA $1,314 $1,314 $1,178 $1,178 $4,436 $4,436 $1,628 $1,628

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Minimum Car Insurance in Whitefish, MT

Every driver must carry the minimum car insurance in Whitefish, MT. Take a look at the Montana car insurance requirements.

Minimum Required Car Insurance Coverage in Whitefish, Montana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Whitefish, MT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Whitefish, MT. Compare credit history car insurance rates in Whitefish from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Whitefish, Montana

Insurance Company Poor Fair Good
Allstate $6,207 $4,970 $4,230
Farmers $4,736 $3,758 $3,543
GEICO $5,379 $2,867 $1,997
Liberty Mutual $1,385 $1,385 $1,385
Nationwide $4,374 $3,178 $2,862
Progressive $5,217 $4,004 $3,743
State Farm $3,735 $2,270 $1,779
USAA $2,868 $1,958 $1,591

Cheapest Whitefish, MT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Whitefish, MT to rates for a clean record with top companies.

Annual Whitefish, Montana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,304 $5,110 $6,202 $4,926
Farmers $3,521 $4,559 $4,447 $3,521
GEICO $2,196 $3,474 $5,364 $2,624
Liberty Mutual $931 $1,653 $1,653 $1,305
Nationwide $2,536 $3,629 $4,665 $3,054
Progressive $3,722 $4,818 $4,609 $4,136
State Farm $2,410 $2,779 $2,595 $2,595
USAA $1,601 $2,004 $2,998 $1,953

Cheapest Whitefish, MT Car Insurance for Teen Drivers

Teen car insurance in Whitefish, MT can be expensive. Take a look at rates from the top car insurance companies in Whitefish for teenagers.

Annual Car Insurance Rates for Teen Drivers in Whitefish, Montana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,629 $11,629
Farmers $7,658 $7,658
GEICO $6,561 $6,106
Liberty Mutual $2,232 $2,232
Nationwide $5,660 $5,660
Progressive $7,611 $7,611
State Farm $5,208 $5,208
USAA $4,436 $4,436

Cheapest Whitefish, MT Car Insurance for Seniors

Take a look at Whitefish, MT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Whitefish, Montana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,734 $2,734
Farmers $2,519 $2,519
GEICO $2,628 $2,397
Liberty Mutual $1,019 $1,019
Nationwide $2,526 $2,526
Progressive $2,888 $2,888
State Farm $1,536 $1,536
USAA $1,178 $1,178

Cheapest Whitefish, MT Car Insurance Rates After a DUI

A DUI in Whitefish, MT increases car insurance rates. Compare Whitefish, Montana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Whitefish, Montana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,202
Farmers $4,447
GEICO $5,364
Liberty Mutual $1,653
Nationwide $4,665
Progressive $4,609
State Farm $2,595
USAA $2,998

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Cheapest Whitefish, MT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Whitefish, MT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Whitefish, Montana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,013 $5,258
Farmers $4,012 $4,012
GEICO $3,354 $3,475
Liberty Mutual $1,385 $1,385
Nationwide $3,471 $3,471
Progressive $4,321 $4,321
State Farm $2,517 $2,672
USAA $2,114 $2,164

The Best Cheap Car Insurance Companies in Whitefish, MT

Take a look at a side-by-side comparison of the top car insurance companies in Whitefish, MT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Whitefish, Montana

Insurance Company Average Annual Rates
Allstate $5,135
Farmers $4,012
GEICO $3,414
Liberty Mutual $1,385
Nationwide $3,471
Progressive $4,321
State Farm $2,595
USAA $2,139

Category Winners: Cheapest Car Insurance in Whitefish, Montana

Find the cheapest car insurance companies in Whitefish, MT for each category right here.

Best Annual Car Insurance Rates by Company in Whitefish, Montana

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Whitefish, MT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Whitefish car insurance rates. Find the cheapest Whitefish, MT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Whitefish, Montana

Insurance Company Low Medium High
Allstate $4,850 $5,121 $5,435
Farmers $3,688 $4,008 $4,341
GEICO $3,250 $3,383 $3,610
Liberty Mutual $1,275 $1,390 $1,492
Nationwide $2,646 $3,692 $4,075
Progressive $4,038 $4,307 $4,619
State Farm $2,443 $2,585 $2,755
USAA $2,031 $2,126 $2,259

What affects car insurance rates in Whitefish, Montana?

What factors can have an impact on Whitefish, MT car insurance? There are several reasons why Whitefish car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Whitefish, Montana.

Car Theft in Whitefish

High levels of vehicle theft can make car insurance more expensive. Whitefish, MT car theft statistics from the FBI indicate 4 vehicle thefts a year.

Commute Time in Whitefish

The more time you spend in your car the higher the risk of an accident. The average commute length in Whitefish, MT is 17.3 minutes according to City-Data.

Compare Car Insurance Quotes in Whitefish, MT

Ready to find affordable Whitefish, Montana car insurance today? Enter your ZIP code for fast, free Whitefish, MT car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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