Godfather’s Pizza Car Insurance: Discounts, Rates, & Requirements (2021)

Godfather's Pizza delivery drivers need commercial car insurance to maintain coverage while they are at work. The most affordable Godfather’s Pizza car insurance quotes will be for hybrid policies and endorsements on existing personal car insurance policies. Comparison shop for delivery driver insurance rates from multiple companies to find the most affordable Godfather's Pizza car insurance coverage.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: May 26, 2021

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Here's What You Need to Know

  • Godfather’s Pizza does not offer car insurance for their delivery drivers
  • Delivery drivers need to purchase commercial coverage separately
  • Delivery drivers who do not purchase any commercial coverage will be liable for the cost of their car repairs and medical bills

If you are a new delivery driver partnering with Godfather’s Pizza through GrubHub, there are some things you need to know about Godfather’s Pizza car insurance.

Keep reading to learn more about what kind of car insurance is required for delivery drivers and which auto insurance companies offer the best coverage.

Do you want to start looking for affordable Godfather’s Pizza car insurance rates right away? Enter your ZIP code above to compare delivery driver insurance quotes from local companies for free.

What kind of Godfather’s Pizza car insurance do I need as a delivery driver?

A quick search for Godfather’s Pizza car insurance reviews will show that no one company insures delivery drivers who work with Godfather’s Pizza.

In fact, Godfather’s Pizza works with GrubHub to fulfill its deliveries, and so any coverage delivery drivers have would be through GrubHub.

GrubHub offers liability auto insurance coverage for drivers if they are at fault in an accident. This coverage protects the other driver but not the delivery driver, so GrubHub delivery drivers will have to purchase commercial car insurance separately to maintain coverage.

Several types of commercial car insurance are available for delivery drivers, including separate policies and endorsements for existing personal policies.

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What happens if I get into an accident while delivering for Godfather’s Pizza?

If you get into an accident while on the clock and don’t have commercial insurance, you are essentially driving uninsured. Because of that, you will be on the hook for the cost of repairs to your vehicle as well as medical bills.

According to the Insurance Information Institute, these can average over $3,000 in property damage and more than $15,000 in medical bills for a single accident.

If your goal is to make extra money while driving delivery, not purchasing commercial insurance can be a massive mistake and seriously dent your savings.

How can I get the most affordable Godfather’s Pizza car insurance rates?

If you are looking for the most budget-friendly Godfather’s Pizza car insurance quotes, your best bet is to look into commercial car endorsements.

An endorsement is an addition to your existing personal policy. In this case, a commercial endorsement will add coverage for you while you are on delivery.

On average, endorsements cost less than $10 per month, making this easily the most affordable way to get Godfather’s Pizza car insurance coverage.

If you’re considering driving delivery frequently, another way to buy Godfather’s Pizza car insurance is to purchase a hybrid policy.

One example of this is the Rideshare policy from GEICO, which offers both commercial and personal coverage at once. This is more expensive than an endorsement but also offers more coverage.

Are you ready to find the right Godfather’s Pizza car insurance company for you? Enter your ZIP code below, and we will find local providers with affordable rates that fit your budget.

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