Discounts Offered by Nationwide Car Insurance

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Here's what you should know...
  • Almost everyone is eligible for a car insurance discount of some sort
  • Nationwide offers multi-policies and discounts for using them for all your insurance needs
  • There is a wide variety of discounts at Nationwide that can save up to 20 percent off your car insurance

Nationwide Insurance Company is one of the largest financial services and insurance companies worldwide.

One of its main focuses is on domestic casualty and property insurance, and the company is made up of a large number of other insurance companies to help serve your insurance needs.

You can type your ZIP code in the box provided to compare car insurance rates from multiple companies in your area.

One of the ways Nationwide can help save you money is by offering discounts. A big insurance product that offers multiple discounts is car insurance.

Nationwide Car Insurance


When you choose car insurance from Nationwide, you have many coverage options to choose from. Policy options include:

  • collision coverage
  • comprehensive coverage
  • gap coverage
  • towing and labor
  • car rental reimbursement

You also can choose coverage such as medical expenses, property and injury protection, underinsured and uninsured drivers, family compensation, and personal injury protection.

There are multiple benefits to choosing Nationwide for your car insurance needs.

One benefit is that you get a 100 percent guarantee on repairs for the length of time you own your vehicle.

Nationwide also has a great claims process if you ever need to file a claim.

Another benefit of Nationwide is that it offers an On Your Side Review. This is a review with a Nationwide

This is a review with a Nationwide agent who will help you look at your life and your needs and help you choose the right coverage for your budget, goals, and lifestyle, as well as making sure you get any discounts to which you are entitled.

Nationwide offers a number of discounts to help you save even more money.

– Discount for Multiple Cars

If you have more than one vehicle in your household, you are entitled to a discount when you insure all of them with Nationwide. Doing this can help you save almost 20 percent on your car insurance premium.

– Multi-Policy Discount

If you have more than one insurance policy, you will save money by bundling them together and insuring all of them through Nationwide.

Insuring your home and auto is an easy choice, and if you have life insurance as well you can save almost 25 percent when you bundle and insure all three policies with Nationwide.

– Accident-Free Discount

Nationwide offers a discount if you haven’t had any car accidents for five consecutive years. To take advantage of this discount you must have five years or more of driving experience. This discount can save you almost 10 percent on your premium.

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– Discount for Good Students

If you have or are a teenage driver, you can receive a discount for good grades. In order to receive the discount, the driver needs to have an average of “B” or higher on their report card. This discount can save you up to 15 percent.

-Long-Term Policyholder Discount

Nationwide understands that it is easier to hold onto current customers than it is to find new ones. Because of this, the company offers discounts for loyal customers.

If you have been insured with Nationwide for three years or more, you can save almost 5 percent, and if you have been insured with them for five or more years you can save almost 15 percent on your car insurance policy.

Discount for Affinity Groups

Certain organizations are affiliated with Nationwide to offer discounts to their members. If you are a member of one of these organizations you can receive a discount of up to 10 percent.

– Anti-Theft Discount


Certain anti-theft devices can save you money. The discount savings vary depending on where you keep your vehicle and what kind of device you have.

– Passive Occupant Restraint Discount

If you have automatic seat belts or airbags in the front seat you may receive a discount through Nationwide Insurance.

– Defensive Driver Discount

Nationwide likes to reward safe drivers. When you have completed an approved course on accident prevention or defensive driving you are eligible for a discount.

– Farm Bureau Discount

If you are a member of the Farm Bureau you may be eligible for car insurance discounts through Nationwide. This discount is only available in certain states such as West Virginia, Vermont, Pennsylvania, Ohio, Maryland, Delaware, Connecticut, and California.

Buying Car Insurance the Right Way


Car insurance discounts vary depending on which state you live in. The eligibility, amount, and availability change so check with your agent to find out what is available in your state.

Be sure to compare rates anytime you go to purchase an insurance policy. To look at car insurance rates online all you need to do is fill in your ZIP code in the space provided on this page.

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