Discounts Offered by Pemco Car Insurance

Pemco insurance discounts include the good student discount, defensive driver discount, and alternative commute discount. It's important to make your agent aware of your information so you can see what discounts you qualify for.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jul 8, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's what you need to know...

  • Pemco is a Northwest-based mutual company that offers multiple discounts on its car insurance policies
  • Discounts include the good student discount, a defensive driver discount for people 55+, alternative commute discount, and a safety feature discount
  • You should speak to a Pemco insurance agent upfront about your driving history, vehicle, and personal situation in order to figure out which discounts you qualify for

Pemco is an insurance company that is based out of the Northwest. It is a mutual company, which means that customers, not stockholders, are the owners. Therefore, the company goes even farther than most in doing its best to serve its clients’ needs.

If you would like to check out online car insurance from different companies, you can fill in your ZIP code in the space provided above.

One of the ways Pemco serves its customers is by offering a variety of money-saving discounts.

Learning About Pemco Car Insurance Coverage

 

Pemco offers a number of insurance products to support the needs of its customers, and car insurance is one of them. The auto coverage options available through Pemco includes:

In order to help save you money on your car insurance premiums, Pemco offers a number of different discounts of which you can take advantage.

Because discount eligibility varies from state to state, check with your Pemco agent to see if you are eligible for any of the discounts where you live.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Common Discounts Offered by Pemco

 

Many car insurance companies offer a variety of discounts to their customers and Pemco is no exception. Below is a list of discounts clients can obtain if eligible:

  • New Customer Discount – If you have at least three years of experience driving and you have not had any chargeable violations or accidents, you may be eligible for their discount for new customers. This discount is available for your first two years of being insured with Pemco.
  • Auto Plus Discount – If you have more than one insurance policy, it is smart to have all of them with Pemco. The auto plus discount saves you money by insuring both your home and your car. You can save up to 25 percent on your homeowner’s insurance and six percent on your car policy premium.
  • Safe Driver Discount – Once the two-year new customer discount through Pemco is finished, you can start to earn discounts for safe driving.
  • Accident-Free Discount For every year that you go without an accident you will get a discount, and it increases for every year you are free from accidents for up to ten years.
  • Safety Feature Discount – If your vehicle contains features to help you and your passengers stay safe while driving, you may be eligible for a safety feature discount. Qualifying features include automatic seat belts, anti-lock brakes, and airbags.
  • Alternative Commuting Discount – To help reduce pollution and traffic, Pemco rewards those who take alternate transportation to work. If you drive to work only two days a week or less, you can receive a discount which can save you almost five percent on your premium.
  • Security Feature Discount – If you have features in your vehicle that help protect against theft you also can save money through the safety feature discount. These security features may include burglar alarms, devices that disable the vehicle, and devices that help you recover your vehicle in the event that it has been stolen.
  • Discount for Multiple Vehicles – If you have more than one car you can save almost 20 percent by insuring all of them with Pemco.
  • Away at School Discount – If you have any driving-age children in school you may receive a discount. This discount is available when the child is attending a school that is located 75 miles or further from home. It is also available only if the child does not have a car with him or her at school.
  • Discount for Good Grades – Pemco believes that those who are responsible at school will also be responsible on the road. The discount is available when the child maintains a “B” average, or 3.0 GPA, or better.
  • Discount for Defensive Drivers – The discount for defensive driving is available for those drivers who are 55 years of age or older and have successfully completed a defensive driving course.

Obtaining Quotes for Auto Insurance

To learn more about different auto insurance policies and discounts available, you should always research your options. One of the easiest ways to compare rates is by using an online search tool, such as the one located below.

Simply enter your ZIP code into the FREE tool at the bottom of this page and start comparing now!

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State