Auto Insurance Discounts Offered by 21st Century

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Joel Ohman
Founder, CFP®

UPDATED: Jun 20, 2017

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Here's what you need to know...
  • 21st Century offers many ways to save money on car insurance
  • 21st Century offers discounts for good grades and a good driving record
  • 21st Century offers a discount for drivers who enroll in automatic payments

21st Century offers several different money-saving discounts to its customers, including but not limited to a defensive driver discount, a good student discount, and a multi-policy discount.

In addition, 21st Century can help you keep your auto insurance rates low by following a few, simple actions.

Looking for car insurance rates? Use the simple tool below and enter your ZIP code to find rates near you for FREE.

What are the benefits of 21st Century?


Although 21st Century car insurance is offered to customers in all 50 states, certain states only offer the option to purchase the policy online.

In order to find the location of an office near your home or business, you must enter your zip code.

Based on this information, the available insurance options will be listed and you can make the appropriate decision as to what type of coverage you need.

A few of the main benefits of 21st Century car insurance policies are:

The 21st Century website provides an easy-to-follow process to getting an auto quote based on the zip code you enter.

In addition, 21st Century makes specific recommendations based on the information you enter and is able to show comparisons between its coverage and the cost of coverage from another insurance company.

How can I get more information about 21st Century?

In addition to applying for an auto insurance policy online, you may call the main 21st Century auto claim quote phone number.

It is important to remember that each individual customer will have different insurance needs than someone else.

Always be sure to read the quote in detail to ensure that you are receiving the coverage that you need.

21st Century recommends that customers look at the entire policy and coverage details, instead of just the premium cost.

Many times, lower premium costs result in lower amounts of coverage.

Make sure you have the coverage you and your family need before purchasing a new policy or switching from your current insurance provider.

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What are some of the discounts available as a 21st Century insurance policyholder?

Some of the specific discounts that you may qualify for include a defensive driver discount and a good student driver discount.

Most drivers, once they complete a state Department of Motor Vehicles recognized defensive driving course, immediately qualify for an insurance premium discount.

In addition, the defensive driver discount can take points off of your license which can lower your insurance rates as well.

A high school, college, or university student who maintains a grade point average of B may qualify for an additional insurance discount.

In most cases, the student can be as old as 25 to receive the discount, as long as their grades meet the requirements or they are on the school’s Dean’s List.

If you are in the market for a new or used car, look into the safety features and check with 21st Century Insurance to see if you qualify for additional savings.

Most cars equipped with anti-lock brakes, an alarm system, or airbags are considered safer by the insurance companies and will generally have a lower premium rate.

Are there other ways to save money on 21st Century auto insurance?

Savings written on a graph with a calculator beside it.

The most common way to save money on your insurance premium is to have a higher deductible.

The higher the deductible, the less the risk for the insurance company and, therefore, the lower the premium will be.

Another way to save money on your policy with 21st Century is to enroll in the auto pay program, which automatically makes payments on the due date from an automatic checking account deduction.

Looking for car insurance rates online? Use the simple tool below and enter your ZIP code to find rates near you.

Free Car Insurance Comparison

Compare quotes from the top car insurance companies and save!

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