Compare Arizona Car Insurance Rates [2024]

Car insurance in Arizona costs an average of $81 per month, about the same as the national average. Arizona car insurance requirements include a 25/50/15 liability policy, which helps keep minimum insurance rates low. However, you should compare Arizona car insurance rates to find the best price.

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Zach Fagiano

Insurance & Finance Analyst

Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...

Insurance & Finance Analyst

Jeffrey Manola

Licensed Insurance Agent

Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...

Licensed Insurance Agent

UPDATED: Feb 21, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

reviewed by a licensed insurance agent

Arizona Statistics SummaryDetails
Road Miles in State65,593
Number of Vehicles Registered7.764,367
Population7,453,517
Most popular vehicle Ford F-150
Uninsured %12%
Total Driving Related DeathsSpeeding: 3,032
Drunk Driving: 673
Full Coverage Annual PremiumsLiability: $508.76
Collision: $277.96
Comprehensive: $186.12
Cheapest ProvidersGeico and Travelers

Compare RatesStart Now →

Here's what you need to know...

  • Arizona car insurance requirements include a 25/50/15 liability policy
  • The average Arizona driver pays $81 for coverage, but you might see different prices based on your unique circumstances
  • To find the lowest rates, you should compare Arizona car insurance online and look for discounts

Arizona car insurance rates typically match the national average relatively closely, with the typical driver paying $81 per month for coverage. While car insurance in Arizona is generally affordable, there are exceptions. Drivers with low credit scores, accidents in their driving record, or are very young can see much higher Arizona car insurance quotes.

Although finding the cheapest Arizona car insurance can help you save, knowing where to start can be tricky. From how to find the required auto insurance in your state to picking the most affordable Arizona car insurance company, finding the right policy can feel overwhelming.

Read on to learn where to buy the best car insurance in Arizona. Then, make sure to compare Arizona car insurance rates to find the best policy for your vehicle.

Compare Arizona Car Insurance Rates

If you love towns with the charm of the “How The West Was Won” culture (think the town of Tombstone, site of the O.K. Corral) and places with some of the best Mexican food, Arizona might be the best place for you to live. But as horses are no longer the preferred method of transportation in Arizona, do you know what it costs to own and operate a vehicle in Arizona?

Minimum Arizona Car Insurance Requirements

Type of CoverageCoverage Amount
Bodily Injury LiabilityMinimum $15,000 per person and $30,000 per accident
Property Damage LiabilityMinimum $10,000
Uninsured Motorist Bodily InjuryMinimum $15,000 per person and $30,000 per accident
Uninsured Motorist Property DamageMinimum $10,000

Compare RatesStart Now →

While Arizona ranks about the middle of the road for uninsured drivers — at 24th in the United States and about 12 percent of Arizona motorists uninsured — it’s important to know that you need, at the minimum, liability insurance.

We can see how the minimum costs for car insurance in Arizona compare to the rest of the U.S.

View as image

Liability insurance pays all individuals — drivers, passengers, pedestrians, bicyclists, etc. — who are owed compensation for property damage and/or injuries resulting from a car accident that you or anyone under your policy causes.

Arizona is an “at-fault” accident state. This means, if you are in an accident and it’s your fault, you are responsible for any personal injury or property claims.

The type of liability insurance required in Arizona involves both bodily injury and property damage. The minimum amount you are required to carry in Arizona if you are at fault in an accident is as follows:

  • $25,000 – to cover injury or death per person.
  • $50,000 – to cover total injuries or death per person.
  • $15,000 – to cover property damage per accident.

Remember, these amounts are minimum requirements. There are additional coverage options you can add to your insurance policy (which we will talk about later).

Your liability coverage kicks in no matter who is driving your car and when you drive a rental vehicle.

Minimum Insurance Alternatives in Arizona

Arizona law requires every driver and every owner of a vehicle to have proof of financial responsibility (proof of liability coverage) at all times.

Here are the four forms of acceptable proof of vehicle liability auto insurance coverage in Arizona:

  1. Liability insurance policy
  2. A bond worth $40,000.
  3. Certificate of deposit worth $40,000.
  4. $40,000 in cash.

Every time a motorist operates a vehicle, he or she is required to have — on hand — one of the above four forms proving financial responsibility.

Arizona can cancel your insurance for the following reasons:

  • Reckless driving.
  • Non-payment of your premium.
  • The insurance was obtained through fraudulent misrepresentation.
  • Your driver’s license is suspended or revoked.
  • Permanently disabled and no certificate from a physician testifying to your ability to operate an auto.
  • Convicted of criminal negligence arising out of the operation of your vehicle.
  • Operating your vehicle while intoxicated under the influence of drugs.
  • Leaving the scene of an accident.
  • Making false statements on your driver’s license application.
  • The insurer is placed in rehabilitation or receivership.
  • A private passenger auto is used regularly and frequently for commercial purposes.
  • If the continuation of the policy is in violation of the laws of Arizona.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption

Arizona Auto Insurance Rates as a Percentage of Income

In 2017, the annual per capita disposable personal income in Arizona was $34,321.

Disposable personal income (DPI) is the total amount of money available for an individual to spend (or save) after their taxes have been paid.

The average annual cost of car insurance in Georgia is $961, which is about 3 percent of the average disposable personal income.

The average Arizona resident has $2,806 each month to spend on necessities. The car insurance bill alone will deduct close to $100 out of that — and even more than that with a less-than-perfect driving history.

American Consumer Credit Counseling suggests saving 20 percent of every paycheck. With Arizona’s DPI, that’s a whopping $561 each month!

Average Arizona Auto Insurance Rates by Coverage Type

Core Car Insurance Coverage Costs in ArizonaAnnual Cost
Liability$508.76
Collision$277.96
Comprehensive$186.12
Combined$972.84

Compare RatesStart Now →

The above table illustrates the most recent data provided by the leading source on the matter, the National Association of Insurance Commissioners. Expect car insurance rates in Arizona to be significantly higher for 2019 and on.

Below, we can see how rates compare for Arizona car owners versus other states.

View as image

Don’t forget: Arizona has minimum requirements for liability coverage, but experts suggest drivers purchase more than what state law requires, especially when the state is an “at-fault” state like Arizona.

The attorneys at Begam, Marks, and Traulsen talk about why you should consider getting more than the minimum amount of coverage:

“Now, consider the average cost of an MRI is up to $3,000 alone. If you must visit an emergency room following a car accident, you could easily exceed these policy limits, even for a minor injury. We recommend carrying underinsured and uninsured policies above the minimum required amounts of coverage.”

While there are pros and cons to purchasing basic car insurance, you have plenty of options to customize your coverage.

Additional Liability Coverage in Arizona

Loss Ratio201220132014
Medical Payments (Med Pay) 39%37%35%
Uninsured/Underinsured Motorist85%81%75%

Compare RatesStart Now →

MedPay, Uninsured, and Underinsured Motorist coverage are all optional in Arizona, but they’re still important to have. Why? In 2015, 13 percent of motorists in the US were uninsured, and 12 percent of motorists in Arizona are also uninsured — these drivers would likely go bankrupt before they could pay off bills for damage and injuries they caused in a car accident.

Arizona ranked 24th in the nation in 2015 for uninsured or underinsured drivers.

Arizona has been on a downward decline as far as loss ratio is concerned, but Arizona is still on the higher end of how much is covered.

Popular Add-Ons, Endorsements, and Riders in Arizona

We know getting the complete coverage you need for an affordable price is your goal.

While you should always determine if you really need car insurance extras, you can explore your options below:

Compare Arizona Car Insurance Rates for Male Versus Female Drivers

Is the cost of car insurance really higher for boys than for girls? Find out below.

CompanyMarried 35-year old female Annual RateMarried 35-year old male Annual RateMarried 60-year old female Annual RateMarried 60-year old male Annual RateSingle 17-year old female Annual RateSingle 17-year old male Annual RateSingle 25-year old female Annual RateSingle 25-year old male Annual Rate
Allstate F&C$3,475.85$3,475.85$3,384.12$3,384.12$7,562.62$9,796.63$3,890.24$4,230.29
American Family Mutual$2,748.94$2,748.94$2,524.19$2,524.19$7,241.04$9,439.65$2,748.94$3,227.56
Farmers Ins Co of AZ$2,679.47$2,677.67$2,381.02$2,534.04$11,538.29$11,976.04$3,034.99$3,144.34
Geico Cas$1,544.04$1,721.95$1,303.63$1,659.36$4,418.49$4,657.44$1,408.73$1,388.68
NICOA$2,354.06$2,397.60$2,105.21$2,230.55$5,791.09$7,418.71$2,714.31$2,934.32
Progressive Advance Ins$1,977.89$1,731.84$1,776.60$1,687.27$8,119.66$9,061.45$2,128.03$2,116.05
State Farm Mutual Auto$2,878.25$2,878.25$2,538.55$2,538.55$8,933.99$11,220.20$3,098.04$3,919.15
Travelers Property Casualty$1,942.75$2,042.96$1,800.08$1,912.79$5,643.46$7,078.41$2,057.04$2,162.23
USAA$1,682.06$1,686.88$1,569.71$1,589.18$6,306.70$7,232.99$2,216.43$2,377.31

Compare RatesStart Now →

Popular myth: men pay more for car insurance. In Arizona, however, it seems like it mainly depends on your age instead of your gender.

View as image

If you are a 17-year-old, look to pay less for car insurance if you are a female.

One thing to remember: your coverage limits and your driving record will play a major role in your costs.

Compare Arizona Car Insurance Rates by ZIP Code

View as image

Cheapest ZIP Codes in Arizona CityAverage Annual Rates by ZIP CodesMost Expensive CompanyMost Expensive Annual RateSecond Most Expensive CompanySecond Most Expensive Annual RateCheapest CompanyCheapest Annual RateSecond Cheapest CompanySecond Cheapest Annual Rate
86403Lake Havasu City$2,883.46Farmers$3,704.06State Farm$3,552.73Geico$1,828.75Travelers$2,132.47
86404Lake Havasu City$2,896.40Farmers$3,740.33Allstate$3,518.68Geico$1,828.75Travelers$2,149.26
86409Kingman$2,949.61Farmers$3,761.07Allstate$3,518.68Geico$1,828.75Travelers$2,399.63
86436Topock$2,951.90Allstate$3,862.91State Farm$3,767.75Geico$1,791.37Travelers$2,475.21
86431Chloride$2,977.29Farmers$4,214.62State Farm$3,862.46Geico$1,828.75Travelers$2,383.69
86438Yucca$2,982.40State Farm$3,698.74Allstate$3,518.68Geico$1,828.75Travelers$2,514.20
85607Douglas$2,984.01Farmers$3,887.07Allstate$3,550.70Geico$1,877.40Travelers$2,227.10
86401Kingman$2,996.32Farmers$4,257.57Allstate$3,518.68Geico$1,828.75Travelers$2,283.42
85610Elfrida$3,009.40Allstate$3,550.70Farmers$3,530.97Geico$1,877.40Travelers$2,402.45
86444Meadview$3,013.06Farmers$4,053.91Allstate$3,862.91Geico$1,828.75Travelers$2,356.74
85533Clifton$3,017.43State Farm$3,708.31Farmers$3,639.11Geico$1,884.38Travelers$2,171.74
86429Bullhead City$3,025.22State Farm$3,896.82Allstate$3,862.91Geico$1,791.37Nationwide$2,459.12
86406Lake Havasu City$3,027.98Allstate$4,230.13Farmers$4,158.03Geico$1,828.75Travelers$2,226.06
86442Bullhead City$3,031.71State Farm$3,878.61Farmers$3,750.98Geico$1,791.37Nationwide$2,520.18
85540Morenci$3,031.96Allstate$4,179.63State Farm$3,708.31Geico$1,884.38Travelers$2,170.14
86437Valentine$3,039.01Farmers$4,753.36State Farm$3,862.46Geico$1,828.75Travelers$2,317.12
85635Sierra Vista$3,048.77Farmers$3,781.88State Farm$3,667.82Geico$1,758.66Travelers$2,342.48
85534Duncan$3,049.16Farmers$4,181.09Allstate$3,518.68Geico$1,884.38Travelers$2,402.40
86443Temple Bar Marina$3,049.56Farmers$4,457.80State Farm$3,862.46Geico$1,828.75Travelers$2,448.01
86411Hackberry$3,049.80Farmers$4,220.95State Farm$3,716.12Geico$1,828.75Travelers$2,315.41
85552Thatcher$3,053.07Allstate$3,836.45State Farm$3,786.48Geico$1,884.38Travelers$2,198.28
85616Huachuca City$3,055.06Allstate$3,836.45State Farm$3,693.74Geico$1,794.03Travelers$2,304.77
85615Hereford$3,057.81Allstate$4,179.63State Farm$3,688.14Geico$1,780.18Travelers$2,279.41
86413Golden Valley$3,059.25Farmers$4,147.78Allstate$3,862.91Geico$1,828.75Travelers$2,366.31
85643Willcox$3,059.48Allstate$3,836.45Farmers$3,747.77Geico$1,909.88Travelers$2,366.12

Compare RatesStart Now →

Don’t see your ZIP code on the list above? See if it’s on the list of most expensive ZIP codes below.

Most Expensive ZIP Codes in Arizona CityAverage Annual Rate by ZIP CodeMost Expensive CompanyMost Expensive Annual RateSecond Most Expensive CompanySecond Most Expensive Annual RateCheapest CompanyCheapest Annual RateSecond Cheapest CompanySecond Cheapest Annual Rate
85009Phoenix$5,479.07State Farm$8,060.87Farmers$7,329.50Geico$3,040.83USAA$4,163.80
85017Phoenix$5,440.43State Farm$8,143.61Farmers$7,250.93Geico$3,090.57USAA$3,580.63
85019Phoenix$5,367.13State Farm$7,831.38Farmers$7,250.93Geico$3,085.03USAA$3,231.81
85031Phoenix$5,339.76State Farm$7,703.24Farmers$7,022.49Geico$3,093.67USAA$3,580.50
85035Phoenix$5,223.71Farmers$7,338.79State Farm$7,254.43Geico$3,069.80USAA$3,786.75
85033Phoenix$5,221.61State Farm$7,808.06Farmers$7,066.53Geico$2,961.78Travelers$3,832.41
85015Phoenix$5,176.00Farmers$7,254.03State Farm$6,712.34Geico$2,959.34USAA$3,196.00
85051Phoenix$5,127.30Farmers$6,889.00State Farm$6,679.74Geico$3,077.08USAA$3,549.29
85040Phoenix$5,115.68Allstate$7,155.38Farmers$7,114.36Geico$3,052.64Travelers$3,703.78
85041Phoenix$5,101.83Farmers$7,029.64State Farm$6,762.45Geico$3,014.23USAA$3,844.86
85021Phoenix$5,092.08Farmers$7,201.47State Farm$6,623.96Geico$3,018.39USAA$3,876.59
85006Phoenix$5,079.52Farmers$7,241.64State Farm$6,826.70Geico$3,054.48USAA$3,196.00
85034Phoenix$5,069.47Farmers$6,868.28State Farm$6,857.79Geico$3,067.45Travelers$3,675.82
85013Phoenix$5,037.15Farmers$7,089.90State Farm$6,701.95Geico$2,928.41USAA$3,580.50
85043Phoenix$5,027.59Farmers$7,110.35Allstate$6,486.07Geico$2,966.50USAA$3,540.57
85004Phoenix$5,011.05Farmers$6,876.61Allstate$6,598.77Geico$3,054.48USAA$3,451.60
85012Phoenix$5,006.69Farmers$7,060.86Allstate$6,486.07Geico$2,919.43USAA$3,727.96
85007Phoenix$5,005.43Farmers$7,062.97State Farm$6,629.15Geico$2,959.34USAA$3,451.60
85003Phoenix$4,990.72Farmers$7,192.66State Farm$6,711.87Geico$2,928.41USAA$3,451.60
85301Glendale$4,990.47Farmers$7,025.59Allstate$6,635.64Geico$2,967.87USAA$3,063.94
85303Glendale$4,986.06Allstate$7,155.38Farmers$6,996.99Geico$2,961.78USAA$3,063.94
85029Phoenix$4,978.32Farmers$6,993.32Allstate$6,635.64Geico$3,018.39USAA$3,245.92
85025Phoenix$4,976.47Farmers$7,195.74Allstate$6,486.07Geico$3,054.48USAA$3,339.21
85042Phoenix$4,882.91Farmers$6,876.61State Farm$6,672.68Geico$3,052.64USAA$3,349.11
85020Phoenix$4,842.66Allstate$7,155.38Farmers$6,529.99Geico$3,009.38USAA$3,247.82

Compare RatesStart Now →

Compare Arizona Car Insurance Rates by City

Cheapest Cities in Arizona Average Annual Rates by CityMost Expensive CompanyMost Expensive Annual RateSecond Most Expensive CompanySecond Most Expensive Annual RateCheapest CompanyCheapest Annual RateSecond Cheapest CompanySecond Cheapest Annual Rate
Bullhead City$3,028.47State Farm$3,887.72Allstate$3,690.80Geico$1,791.37Nationwide$2,489.65
Chloride$2,977.28Farmers$4,214.62State Farm$3,862.46Geico$1,828.75Travelers$2,383.69
Clifton$3,024.69Allstate$3,907.09State Farm$3,708.31Geico$1,884.38Travelers$2,170.94
Desert Hills$2,896.40Farmers$3,740.33Allstate$3,518.68Geico$1,828.75Travelers$2,149.26
Douglas$2,984.01Farmers$3,887.07Allstate$3,550.70Geico$1,877.40Travelers$2,227.10
Duncan$3,049.17Farmers$4,181.09Allstate$3,518.68Geico$1,884.38Travelers$2,402.40
Elfrida$3,009.40Allstate$3,550.70Farmers$3,530.97Geico$1,877.40Travelers$2,402.45
Fort Mohave$3,066.87State Farm$3,972.37Farmers$3,740.81Geico$1,791.37Nationwide$2,500.77
Golden Valley$3,059.25Farmers$4,147.78Allstate$3,862.91Geico$1,828.75Travelers$2,366.31
Hackberry$3,049.80Farmers$4,220.95State Farm$3,716.12Geico$1,828.75Travelers$2,315.41
Hereford$3,057.81Allstate$4,179.63State Farm$3,688.14Geico$1,780.18Travelers$2,279.41
Huachuca City$3,055.06Allstate$3,836.45State Farm$3,693.74Geico$1,794.03Travelers$2,304.77
Kingman$3,019.57Farmers$4,274.45State Farm$3,683.12Geico$1,828.75Travelers$2,340.85
Lake Havasu City$2,955.72Farmers$3,931.05Allstate$3,890.41Geico$1,828.75Travelers$2,179.26
Meadview$3,013.06Farmers$4,053.91Allstate$3,862.91Geico$1,828.75Travelers$2,356.74
Pearce$3,064.05Farmers$3,591.49State Farm$3,526.12Geico$1,847.86Travelers$2,670.48
Pima$3,092.48Farmers$3,917.67Allstate$3,836.45Geico$1,909.88Travelers$2,193.37
Portal$3,073.06USAA$3,662.88State Farm$3,637.66Geico$1,884.38Travelers$2,333.77
Sierra Vista$3,059.15Allstate$3,834.07Farmers$3,742.82Geico$1,758.66Travelers$2,308.60
Temple Bar Marina$3,049.56Farmers$4,457.80State Farm$3,862.46Geico$1,828.75Travelers$2,448.01
Thatcher$3,053.07Allstate$3,836.45State Farm$3,786.48Geico$1,884.38Travelers$2,198.28
Tombstone$3,090.81Allstate$4,191.47State Farm$3,720.71Geico$1,875.67Travelers$2,307.83
Topock$2,951.90Allstate$3,862.91State Farm$3,767.75Geico$1,791.37Travelers$2,475.21
Willcox$3,059.48Allstate$3,836.45Farmers$3,747.77Geico$1,909.88Travelers$2,366.12
Yucca$2,982.40State Farm$3,698.74Allstate$3,518.68Geico$1,828.75Travelers$2,514.20

Compare RatesStart Now →

Desert Hills has the cheapest car insurance rates in Arizona.

Most Expensive Cities in Arizona Average Annual Rates by CityMost Expensive CompanyMost Expensive Annual RateSecond Most Expensive CompanySecond Most Expensive Annual RateCheapest CompanyCheapest Annual RateSecond Cheapest CompanySecond Cheapest Annual Rate
Avondale$4,422.01State Farm$6,007.73Allstate$5,930.33Geico$2,699.76USAA$2,710.68
Cashion$4,082.69Farmers$5,706.74Allstate$5,527.07Geico$2,290.15USAA$2,830.43
Cave Creek$4,145.70Farmers$5,792.20Allstate$5,203.51Geico$2,419.66USAA$3,293.99
Citrus Park$4,118.30Allstate$5,330.30State Farm$5,204.20Geico$2,595.96USAA$2,740.85
El Mirage$4,371.02Farmers$6,050.94State Farm$5,986.88Geico$2,643.88USAA$2,740.85
Flowing Wells$4,143.15Farmers$6,011.95State Farm$5,994.86Geico$2,312.23USAA$3,119.38
Fort Mcdowell$4,086.90Farmers$6,614.69Allstate$4,887.66Geico$2,191.11Travelers$3,347.86
Gilbert$4,123.44Allstate$5,438.87State Farm$5,250.23Geico$2,490.83USAA$3,154.07
Glendale$4,563.99Farmers$6,326.50Allstate$6,094.75Geico$2,724.34USAA$2,965.88
Guadalupe$4,348.51Farmers$6,096.00Allstate$5,751.97Geico$2,447.98Travelers$3,442.02
Higley$4,177.21Allstate$5,422.87State Farm$5,407.93Geico$2,585.36USAA$3,349.11
Laveen$4,582.09State Farm$6,678.88Farmers$6,129.86USAA$2,781.56Geico$2,910.88
Mesa$4,198.02Allstate$5,520.31Farmers$5,456.62Geico$2,401.62USAA$3,314.35
New River$4,110.13Allstate$5,514.75Farmers$5,366.40Geico$2,366.58USAA$2,947.10
Paradise Valley$4,326.68Allstate$5,751.97State Farm$5,440.05Geico$2,412.91Travelers$3,832.92
Peoria$4,194.88Farmers$5,960.07Allstate$5,370.79Geico$2,512.41USAA$2,936.83
Phoenix$4,801.15Farmers$6,609.09State Farm$6,279.06Geico$2,864.68USAA$3,440.60
San Tan Valley$4,138.35Allstate$5,436.63State Farm$5,308.73Geico$2,246.12USAA$3,153.44
Scottsdale$4,187.96Farmers$5,498.96Allstate$5,371.35Geico$2,347.23Travelers$3,482.60
Sells$4,088.89Allstate$5,527.07Farmers$5,492.77Geico$2,103.12USAA$3,032.95
South Tucson$4,093.28State Farm$5,868.74Farmers$5,746.37Geico$2,290.61USAA$3,023.03
Tempe$4,203.41Farmers$6,234.44Allstate$5,421.44Geico$2,435.61USAA$3,135.46
Tortilla Flat$4,092.31Farmers$5,412.36State Farm$5,407.93Geico$2,585.36Travelers$3,212.74
Waddell$4,243.07Allstate$5,522.20Farmers$5,507.81Geico$2,366.56USAA$3,100.68
Youngtown$4,176.27Farmers$6,604.03Allstate$5,644.71Geico$2,643.88USAA$2,908.29

Compare RatesStart Now →

Those of you who live in Phoenix, depending on your ZIP code, will end up paying $4,000 – $5,000 a year on car insurance!

Arizona Car Insurance Companies

With many top car insurance companies out there, it’s nearly impossible to know who you can trust or when is the right time to switch (if ever).

Let us help you figure that out.

Keep reading to get the inside scoop on who the best providers are (and why) across the Grand Canyon State.

Compare Arizona Car Insurance Rates by Company

View as image

CompanyAnnual Average
Allstate F&C$4,899.96
American Family Mutual$4,150.43
Farmers Ins Co of AZ$4,995.73
Geico Cas$2,262.79
NICOA$3,493.23
Progressive Advance Ins$3,574.85
State Farm Mutual Auto$4,750.62
Travelers Property Casualty$3,079.96
USAA$3,082.66

Compare RatesStart Now →

Compare Arizona Car Insurance Companies by Ratings

Let’s dive right in with financial ratings and a look at the top ten Insurance providers in Arizona.

The 10 Largest Arizona Car Insurance Companies’ Financial Ratings

ProvidersA.M. Best Rating
Allstate F&CA+
American Family MutualA
Farmers Ins Co of AZA
Geico CasA++
NICOAA++
Progressive Advance InsA+
State Farm Mutual AutoA++
Travelers Property CasualtyA++
USAAA++

Compare RatesStart Now →

Sometimes it’s more important to know what people are saying about these companies than it is to know the financial data. You’re the customer, after all, and you need to be treated well! Read on to find out what other customer experiences have been like.

Arizona’s Car Insurance Companies With the Best Customer Ratings

J.D. Power and Associates in 2018 ranked CSAA the highest for customer satisfaction in the Southwest. Though The Hartford is not too far behind; there is only one point separating them from CSAA.

J.D. Power Business Consultant says, “Cost is not the sole indicator of customer satisfaction in the auto insurance industry. Low prices may attract new customers, but it’s service that keeps them.”

Here’s the total breakdown for 2018:

CompanyRankingJ.D. Power Power Circle Ratings™
Allstate8153
American Family8193
CSAA Insurance Group8395
Farmers7972
Geico7982
Liberty Mutual8113
Nationwide8052
Progressive8123
Safeco7922
State Farm8294
The Hartford8385
Travelers8092
USAA8875

Compare RatesStart Now →

Arizona’s Car Insurance Companies With the Most Customer Complaints

A bad review and complaint every now and again is par for the course for any business. But when there are multiple bad reviews and complaints, the time has come to start paying attention.

Here are the companies in Arizona with the most customer complaints:

Companies with the Most Complaints Total Complaints in 2017
Allstate Insurance 163
American Family Insurance73
CSAA6
Farmers Insurance 0
Hartford F&C 9
Liberty Mutual222
Progressive120
State Farm73
USAA 296

Compare RatesStart Now →

Sometimes complaints are balanced by overall car insurance company customer satisfaction ratings. Be sure to account for all factors as you’re shopping around.

Compare Arizona Car Insurance Rates by Commute

Company10-Mile Commute/6,000 Miles annually25-Mile Commute/12,000 Miles annually
Allstate$4,899.96$4,899.96
American Family$4,110.32$4,190.54
Farmers$4,995.73$4,995.73
Geico$2,224.53$2,301.06
Nationwide$3,493.23$3,493.23
Progressive$3,574.85$3,574.85
State Farm$4,631.04$4,870.20
Travelers$3,079.97$3,079.97
USAA$3,049.29$3,116.03

Compare RatesStart Now →

For companies such as Farmers and Allstate, and most other companies on this list, the cost is the same no matter the length of the commute.

However, commute times are just one of the factors that can affect your rates.

View as image

Compare Arizona Car Insurance Rates by Coverage Levels

CompanyCoverage TypeAnnual Average
AllstateLow$4,584.99
American FamilyMedium $4,282.99
American FamilyHigh$4,173.07
American FamilyLow$3,995.23
FarmersLow$4,259.36
GeicoHigh$2,757.50
GeicoMedium $2,295.09
GeicoLow$1,907.11
NationwideHigh$3,603.30
NationwideMedium $3,529.03
NationwideLow$3,347.36
ProgressiveHigh$3,929.72
ProgressiveMedium$3,639.87
ProgressiveLow$3,154.96
State FarmMedium$4,837.71
State FarmLow$4,275.90
TravelersHigh $3,354.49
TravelersMedium $3,127.90
TravelersLow$2,757.50
USAAHigh$3,282.03
USAAMedium $3,125.01
USAALow$2,840.93

Compare RatesStart Now →

Interestingly enough, State Farm does not offer a high level of coverage. The company that offers a high level of coverage at the most reasonable price is Geico. This is just one of many benefits of having Geico car insurance.

Compare Arizona Car Insurance Rates by Credit History

Your credit score can work for you or against you when it comes to the cost of your car insurance in Arizona. Let’s see which companies have the best rates, no matter your credit history:

CompanyAnnual Rate with Poor CreditAnnual Rate with Fair CreditAnnual Rate with Good Credit
Allstate$6,268.01$4,462.15$3,969.73
American Family$5,217.99$3,885.37$3,347.92
Farmers$5,691.27$4,764.49$4,531.43
Geico$3,108.67$2,039.68$1,640.02
Nationwide$4,203.65$3,345.92$2,930.12
Progressive$3,988.93$3,482.51$3,253.11
State Farm$8,740.46$3,387.26$2,124.14
Travelers$3,750.98$3,058.12$2,430.80
USAA$4,057.11$2,833.38$2,357.49

Compare RatesStart Now →

Looks like Geico wins out again, having the best rates no matter your credit history.

Compare Arizona Car Insurance Rates by Driving Record

Much like credit history, your driving record can work for you or against you when it comes to the cost of your car insurance in Arizona. Take a look at how annual rates differ based on your driving record.

CompanyClean recordWith one accidentWith one speeding violationWith one DUI
Allstate$3,924.91$4,964.56$5,078.95$5,631.44
American Family$2,939.21$4,574.11$3,414.84$5,673.56
Farmers$4,219.77$5,444.19$5,006.52$5,312.44
Geico$1,755.11$2,370.73$1,755.11$3,170.22
Nationwide$2,955.75$3,107.91$3,306.90$4,602.36
Progressive$3,153.69$4,152.77$3,663.97$3,328.96
State Farm$4,321.08$5,180.16$4,750.62$4,750.62
Travelers$2,464.33$3,210.80$3,072.34$3,572.38
USAA$2,242.13$3,212.15$2,639.09$4,237.25

Compare RatesStart Now →

Geico’s rates are the same regardless of your record. USAA offers the lowest rates when it comes to having a clean driving record.

Largest Car Insurance Companies in Arizona

CompanyMarket Share
Allstate Insurance7.61%
American Family Insurance5.70%
CSAA2.06%
Farmers Insurance 8.10%
Geico14.91%
Hartford Fire & Casualty 2.25%
Liberty Mutual5.76%
Progressive10.58%
State Farm16.87%
USAA7.47%

Compare RatesStart Now →

Number of Insurers in Arizona – Domestic Versus Foreign

  • Domestic – 40
  • Foreign – 943

View as image

Compare Car Insurance Rates in Arizona

Explore the discrepancies in car insurance rates across metropolitan areas in Arizona. Quickly assess and compare rates in different cities using the table below to make informed decisions tailored to your location.

Compare RatesStart Now →

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption

Arizona Car Insurance Laws

Arizona has a number of specific laws unique to their state, so be aware (especially if you’re a new resident or just passing through).

No Uninsured Motorist Coverage – If you live in Arizona, there is no uninsured motorist coverage available unless you purchase additional liability protection from an insurer other than Allstate. This means that even though you may not own any vehicles registered in another state, you could still face financial ruin due to an injury caused by someone who does not carry auto insurance.

Uninsured/Underinsured Motorists Coverage – In addition to having no UM coverage, residents living in Arizona also do not receive benefits under this.

You can read up on the specifics of some of their laws and fining procedures here to avoid incurring fees and possible insurance rate increases.

High-Risk Insurance in Arizona

Sometimes, bad things happen to you on the road, and your record ends up being less-than-stellar. In Arizona, a high-risk driver must have a type of filing with their insurance called an SR-22.

Here are some reasons Arizona drivers need an SR-22 once they’re driving privileges are reinstated:

  • Failing to have the minimum liability coverage required.
  • An alcohol or drug violation, e.g., DUI.

If you’re a high-risk driver and unable to find coverage through the free market, Arizona has a provision for you called Arizona Automobile Insurance Plan. This plan also occasionally helps with low-income car insurance in Arizona.

Arizona’s Windshield and Glass Repair Laws

So, maybe a rock hits your windshield. Or some strange occurrence happens when you get a crack in your windshield. Whatever happens, it leaves you wondering if your broken car window is covered by insurance.

Is it required for insurers in Arizona to pay for windshield repairs? Only if you purchase optional “full glass” or “safety equipment coverage.”

In Arizona, insurance companies have the option of offering to repair your windshield with aftermarket and used parts — as long as you agree. If you decline, you then agree to pay the difference in the cost of repairs to your windshield.

The Statute of Limitations in Arizona

If you get into an accident and your claim to what happened is disputed, it is important that you be informed as to what the statute of limitations laws are in your state. What does this mean?

“Plaintiffs have time limits in which to file a civil claim, collectively called ‘statutes of limitations.’ The purpose of these laws is to ensure that claims are made while evidence is still relatively vital, and to prevent the constant ‘threat’ of a lawsuit long after the disputed event has occurred.”

Statute of LimitationsYears
Personal InjuryTwo years
Property DamageTwo years

Compare RatesStart Now →

Automobile Insurance Fraud in Arizona

Arizona takes insurance fraud very seriously. So seriously, in fact, that they have an entire division devoted to it called the Arizona Department of Insurance Fraud Unit.

Insurance fraud, according to the Arizona Department of Insurance Fraud, is divided up into hard fraud and soft fraud.

  1. Hard Fraud: Someone deliberately fakes an accident, injury, theft, arson, or other loss to collect money illegally from insurance companies. Crooks often act alone, but increasingly, organized crime rings stage large schemes that steal millions of dollars.
  2. Soft Fraud: Normally honest people often tell so-called “little white lies” to their insurance company. Many people think it’s just harmless fudging. But soft fraud is a crime and raises everyone’s insurance costs.

Arizona and Insurance Fraudyes/no
Classified as a CrimeYes
Immunity StatutesYes
Fraud BureauYes
Mandatory Insurance Fraud PlanNo
Mandatory Auto Photo InspectionNo

Compare RatesStart Now →

Arizona’s Vehicle Licensing Laws

To drive a car, you have to have a license. Keep reading to find out what Arizona’s mandatory licensing laws are.

Penalties for Driving Without Insurance

The penalties for driving without insurance in Arizona have different levels of penalty for each number of times the offense is committed.

  • First offense: Fine of $500 (or more); license/registration/license plate suspension for three months
  • Second offense: Fine of $750 (or more within 36 months); license/registration/license plate suspension for six months

Vehicle owners or leasees are required by state law to “Arizona requires that every motor vehicle operated on roadways be covered by one of the statutory forms of financial responsibility, more commonly called liability insurance, through a company that is authorized to do business in Arizona.”

Teen Driver Laws in Arizona

Not all teen driving regulations are the same from state to state. Here’s what you need to know in Arizona:

Teen Driving Laws in Arizona Requirements
To get a learners license you must:
Have a minimum age of 15 years, six months
Before getting a license or restricted license you must:Have a mandatory holding period of six months
Have a minimum supervised driving time of 30 hours, 10 of which must be at night (none with driver education)
Have a minimum age of 16
Nighttime restrictions midnight-5 a.m. secondary enforcementPassenger restrictions (family members excepted unless otherwise noted)
No more than one passenger younger than 18 (secondary enforcement)

Compare RatesStart Now →

Any restrictions are lifted after six months or after age 18, whatever comes first.

License Renewal Procedures and Older Drivers in Arizona

Arizona’s license renewal procedures for the general population and older drivers are pretty straightforward.

  • Older Population License Renewal – Five years for people 65 years and older
  • Proof of Vision Required – Every renewal
  • Mail or Online Renewal Permitted – No

New to Arizona? Here are a few of the things unique to The Grand Canyon State:

New Residents or People Visiting Arizona

  • If you are moving to Arizona, it is very important to register your car and get car insurance as soon as possible. If your car was insured in your previous state, the same levels of coverage may not be acceptable to the state of Arizona.
  • No handheld phone or texting ban exists in the state of Arizona.
  • There are no keep-right laws in the state of Arizona, but it is advised to keep right if you are driving slower than the traffic around you.

Whether you’re a resident or just passing through, it’s important to know the rules of the road! Take a peek at this basic rundown to make sure you are following the law.

Fault Versus No-Fault

Arizona is an at-fault state. This means you’ll be held liable for damages in an accident where you are the at-fault driver. Make sure you have a good liability policy in place to protect yourself against risks.

Impaired-Driving Laws in Arizona

You should always be careful, but Arizona is not one of the most dangerous states for drunk driving. Arizona has some strict laws and penalties against that behavior.

DUI LawDetails
BAC Limit0.08
High BAC Limit0.15–0.2; 0.2+
Criminal Status by OffenseFirst and second offense – Class 1 misdemeanor
Third and subsequent offense – Class 4 felony
Formal Name for OffenseDriving Under the Influence (DUI)
Look Back Period/Washout PeriodSeven years

Compare RatesStart Now →

Penalty TypeFirst OffenseSecond OffenseThird and Subsequent Offenses
Revoked License30–60 daysOne yearOne year
ImprisonmentMinimum one to 10 daysMinimum 30–90 daysMinimum four months
Fine$250 $500 $750

Compare RatesStart Now →

In 2017, there were 278 deaths due to alcohol-impaired driving on Arizona’s roadways. Arizona also ranks 31st in the nation as the most dangerous state for drunk driving. Below are the top 15 counties for fatalities involving an alcohol-impaired driver.

CountyFatalities
Apache14
Cochise8
Coconino18
Gila9
Graham2
Greenlee1
La Paz3
Maricopa131
Mohave14
Navajo14
Pima33
Pinal14
Santa Cruz1
Yavapai9
Yuma6

Compare RatesStart Now →

You should also know that Arizona is a zero-tolerance state for THC and metabolites while driving.

Keep-Right Laws in Arizona

Arizona does not have keep-right laws. There are no keep-right laws in the state of Arizona, but it is advised to keep right if you are driving slower than the traffic around you.

Speed Limits in Arizona

The maximum speed limit on rural interstates is 75 mph. On all other roads, it is 65 mph.

Child Safety Laws in Arizona

Be sure to restrain your children — their safety should be your first priority, but you should also be aware that Arizona imposes fines of up to $50 for a first offense (increasing on repeat offenses).

All children age 4 and under — or children ages 5–7 who are 57 inches tall or less — must be in a child restraint in the state of Arizona while riding in a moving vehicle. Eight years old and over 57 inches tall, they may wear an adult safety belt. There is no preference for the rear seat.

Also, you should know that Arizona does not have any laws for people riding in the cargo area of trucks.

Ridesharing in Arizona

Ridesharing services such as Lyft are now statewide in the state of Arizona.

But what about insurance? What happens if your ridesharing driver gets into an accident while you’re in the vehicle?

Ridesharing companies are required to carry a minimum of $1 million in coverage for liability and collision car insurance. So don’t worry — should the worst happen while taking an Uber or a Lyft, you’re covered! Read about rideshare car insurance for more information.

Automation on the Roads in Arizona

What is automation on the roads? “Automation is the use of a machine or technology to perform a task or function that was previously carried out by a human.” In other words, self-driving or autonomous vehicles (or autonomous functions in vehicles).

Obviously, this sort of technology requires careful testing and regulation, but laws will vary state-to-state. Arizona does allow for the deployment of autonomous vehicles on their roadways. Here’s what else you need to know about what is currently allowed on the roads in Arizona:

  • “Arizona does not require a licensed operator for a ‘fully autonomous vehicle’ when the ‘automated driving system’ is engaged.”
  • Depending on the level of vehicle automation, Arizona may or may not require an operator.
  • Autonomous vehicles in Arizona do require liability insurance.

We’re not through yet.

Safety Laws

Driving is a responsibility. It is your responsibility to stay safe behind the wheel and to do your best to help keep others safe.

Let’s talk about the safety laws in Arizona.

DUI Laws

Driving under the influence of alcohol is illegal in Arizona, and DUI laws are as strict as everywhere else in the country.

For your first offense, it is a Class 1 misdemeanor, with your license taken away for a period between 90 to 360 days. In addition, you will be in prison for a minimum of one to ten days and will pay a fine of $250.

For your second offense, it is a Class 1 misdemeanor, with your license taken away for one year. In addition, you will be in prison for a minimum of 30 to 90 days, have your license revoked for one year, and will pay a fine of $500.

Subsequent offenses are felonies and will have you paying more fines and doing more prison time.

Marijuana-Impaired Driving Laws

There is a zero-tolerance law for marijuana use in Arizona. It is legal for medical use, but you have to have it prescribed by a doctor.

If you possess less than two pounds of marijuana, it is a Class 6 felony. You will be punished with six to eighteen months in prison and pay up to $150,000 in fines.

Distracted Driving Laws

Effective as of January 1, 2021, it will be illegal to use a cellular phone while driving or text while driving in the state of Arizona.

As of now (July 2020), whether it is illegal or not is left up to the city. For instance, Flagstaff, Phoenix, and Tucson made it illegal to text while driving.

There are no distracted driving laws or formal consequences in Arizona at this time.

Facts You Need to Know About Arizona Car Insurance

Have you wondered how safe Arizona is?

Safety is high on your list of priorities, so it is high on our list of priorities as well.

Here’s what you need to know about Arizona.

Vehicle Theft in Arizona

Here are the top 10 stolen cars in the state of Arizona:

RankType of CarYear# of Thefts
1Honda Accord19971,072
2Honda Civic19981,016
3Chevrolet Pickup (Full Size)2004850
4Ford Pickup (Full Size)2006772
5Dodge Pickup (Full Size)2001428
6Nissan Altima2015269
7GMC Pickup (Full Size)2015246
8Toyota Camry1999210
9Jeep Cherokee/Grand Cherokee1994207
20Nissan Sentra2014200

Compare RatesStart Now →

Watch out, those of you who own Hondas. You take over the top two spots in your state.

Read More: Compare GMC Car Insurance Rates 

Road Danger in Arizona

The best way to stay out of danger on the roads is to drive defensively and be aware of common issues in your state.

Traffic Fatalities from 2017

Arizona is one of the states with the worst drivers. To prove it, here are statistics on traffic fatalities in Arizona from 2017.

Fatality Traffic Rates by City

Fatality Traffic Rates by City in ArizonaTotal KilledPedestrians KilledPopulationTotal Fatality Rate per 100,000Pedestrian Fatality Rate per 100,000 Population
Chandler173247,4776.871.21
Gilbert90237,1333.800
Glendale327245,89513.012.85
Mesa4510484,5879.292.06
Peoria122164,173 7.311.22
Phoenix221881,615,01713.68 5.45
Scottsdale166246,645 6.492.43
Tempe243182,498 13.151.64
Tucson5916530,70611.123.01

Compare RatesStart Now →

Traffic Fatalities – Rural Versus Urban

  • Rural (in 2017) – 352
  • Urban (in 2017) – 347

Fatalities by Person Type

Person TypeNumber of Fatalities
Traffic Fatalities1,000
Passenger Vehicle Occupant Fatalities
(All Seat Positions)
490
Pedestrian Fatalities216
Motorcyclist Fatalities163
Bicyclist and Other Cyclist Fatalities32

Compare RatesStart Now →

Fatalities by Crash Type

Crash TypeNumber
Single Vehicle566
Involving a Roadway Departure371
Involving Speeding299
Involving an Intersection (or Intersection Related)272
Involving a Rollover262
Involving a Large Truck94

Compare RatesStart Now →

Five-Year Trend for the Top 10 Counties in Arizona

County20132014201520162017
Apache2826493542
Coconino4045585047
Gila2317311927
Maricopa398367405478471
Mohave5529495344
Navajo3439433148
Pima968893111114
Pinal5945556271
Yavapai4142474155
Yuma2433161826

Compare RatesStart Now →

Fatalities in Crashes Involving Speeding by County

CountyFatalities
Apache6
Cochise4
Coconino10
Gila8
Graham4
Greenlee0
La Paz8
Maricopa128
Mohave17
Navajo21
Pima36
Pinal21
Santa Cruz2
Yavapai25
Yuma9

Compare RatesStart Now →

Fatalities in Crashes Involving Alcohol-Impaired Driving by County

CountyFatalities
Apache14
Cochise8
Coconino18
Gila9
Graham2
Greenlee1
La Paz3
Maricopa131
Mohave14
Navajo14
Pima33
Pinal14
Santa Cruz1
Yavapai9
Yuma6

Compare RatesStart Now →

Teens and Drunk Driving

Teenage drunk driving is a serious problem in a lot of states and one that each parent must take seriously.

Teens and Drunk DrivingDetails
Alcohol-Impaired Driving Fatalities Per one million people1.6
Higher/Lower Than National Average (1.2)Higher
DUI Arrests (Under 18 years old)211
DUI Arrests (Under 18 years old) Total per Million People129.33

Compare RatesStart Now →

EMS Response Time – Rural Versus Urban

Rural

Time of Crash to NotificationArrivalArrival at Scene to HospitalTime of Crash to Hospital
4 minutes17 minutes, 14 seconds57 minutes72 minutes

Compare RatesStart Now →

Urban

Time of Crash to NotificationArrivalArrival at Scene to HospitalTime of Crash to Hospital
2 minutes6 minutes24 minutes30 minutes

Compare RatesStart Now →

Transportation

If you live in Arizona, chances are you live in a two-car (or more!) household, drive alone to work, and spend a hefty amount of your day commuting.

With an average commute time of 23.7 minutes, Arizona ranks above the national average, and with 76.5 percent of the population driving alone, that commute doesn’t rank Arizona as the greenest option when it comes to carbon emissions.

Car Ownership

Most of the households, 40.7 percent, in Arizona own two cars. This is on par with the national average of 40.3 percent.

Commute Time

Arizona workers spend an average of 27.3 minutes driving to work, which is a little longer than the 25.7 minutes Americans commute. Some Arizonians even suffer through a “super commute” — spending in excess of 90 minutes in the car!

Commuter Transportation

A little more than 76 percent of Arizonians drive alone on their way to work. Carpoolers make up 11 percent of commuters, while 6.76 percent of Arizonians work from home.

Top Five Cities for Traffic Congestion

If you don’t like traffic, you might want to avoid living in Phoenix. In 2017, a study found Phoenix to be the 15th highest city in the nation for traffic congestion and in the top 100 list of worst traffic cities n 2017, sitting at number 96.

For more information about traffic around the U.S., check out your city/state’s traffic index.

But if traffic doesn’t bother you, there are plenty of reasons to live in Phoenix — both as a travel and living destination.

Don’t waste another minute. Start comparison shopping car insurance rates today.

Frequently Asked Questions

What are the minimum Arizona car insurance requirements?

In Arizona, the minimum liability insurance requirements are 25/50/15. This means you need coverage of $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $15,000 for property damage.

What are the average Arizona car insurance rates?

The average annual car insurance rate in Arizona is approximately $972.84, or $81.07 per month.

What forms of financial responsibility are required in Arizona?

Arizona law requires drivers to have proof of financial responsibility, which can be provided through liability insurance coverage. The acceptable forms of proof include insurance ID cards, insurance policy documents, insurance binder, and certificate of deposit or self-insurance.

Which coverage options should you add to your Arizona car insurance?

While minimum liability coverage is required, it’s advisable to consider additional coverage options. These may include Med Pay, Uninsured Motorist, Underinsured Motorist, and add-ons like comprehensive and collision coverage.

Which Arizona car insurance companies have the cheapest rates?

There are several cheap car insurance companies in Arizona, including Geico, Travelers, and Progressive. These companies have received positive customer ratings and provide reliably low rates.

Do you need car insurance in Arizona to register a car?

Arizona state law requires you to provide proof of insurance at the MVD before registering your vehicle.

Is Arizona a no-fault state?

Arizona is an at-fault state, which means the driver responsible for an accident has to pay for property damage and bodily injuries they cause.

What happens if you drive without car insurance in Arizona?

Driving without Arizona car insurance is a serious offense. For your first violation, you’ll face a $500 fine, suspension of your license, registration, and license plate for three months, and a possible SR-22 requirement for up to three years.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

secured lock Secured with SHA-256 Encryption

State Minimum Car Insurance Rates Nationwide
State Minimum Car Insurance Rates Nationwide