Compare Augusta, WV Car Insurance Rates (2021)

Car insurance in Augusta, WV averages $302 a month. Augusta, West Virginia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Augusta car insurance rates, compare quotes from the top car insurance companies in Augusta, WV.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Augusta is State Farm
  • Average car insurance rates in Augusta, WV are $3,620/year
  • Average car insurance rates in Augusta, WV after a DUI are $4,465/year

If you need to buy Augusta, West Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Augusta, WV is right here.

You’ll find Augusta car insurance rates, the cheapest Augusta, WV car insurance companies, and information on West Virginia car insurance laws. You can also compare Augusta, West Virginia car insurance rates to Martinsburg car insurance rates, Huntington car insurance rates, and Bluefield car insurance rates.

Ready to find affordable Augusta, WV car insurance today? Enter your ZIP code for fast, free Augusta car insurance quotes.

Cheapest Augusta, WV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Augusta, WV car insurance rates? Every Augusta, West Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Augusta, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,525 $2,350 $2,252 $2,258 $8,859 $9,226 $2,805 $2,817
GEICO $2,562 $2,529 $2,446 $2,371 $6,181 $7,456 $2,465 $2,569
Liberty Mutual $3,530 $3,833 $2,837 $3,450 $13,285 $14,987 $3,650 $4,021
Nationwide $1,773 $1,806 $1,617 $1,699 $4,380 $5,549 $1,979 $2,119
Progressive $2,097 $2,030 $1,921 $1,927 $8,758 $9,846 $2,517 $2,608
State Farm $1,506 $1,506 $1,340 $1,340 $3,197 $4,126 $1,774 $1,414
USAA $1,680 $1,657 $1,556 $1,572 $5,512 $6,116 $2,171 $2,336

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Minimum Car Insurance in Augusta, WV

Every driver must carry the minimum car insurance in Augusta, WV. Take a look at the West Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Augusta, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Augusta, WV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Augusta, WV. Compare credit history car insurance rates in Augusta from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Augusta, West Virginia

Insurance Company Poor Fair Good
Allstate $5,013 $3,985 $3,412
GEICO $4,309 $3,502 $2,907
Liberty Mutual $8,872 $5,445 $4,281
Nationwide $2,979 $2,520 $2,347
Progressive $4,456 $3,856 $3,577
State Farm $2,906 $1,775 $1,396
USAA $4,179 $2,389 $1,907

Cheapest Augusta, WV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Augusta, WV to rates for a clean record with top companies.

Annual Augusta, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,508 $4,143 $4,924 $3,971
GEICO $2,200 $3,551 $6,179 $2,360
Liberty Mutual $5,083 $6,409 $7,103 $6,202
Nationwide $2,100 $2,772 $3,245 $2,345
Progressive $3,375 $4,485 $4,031 $3,960
State Farm $1,874 $2,176 $2,025 $2,025
USAA $2,224 $2,623 $3,745 $2,709

Cheapest Augusta, WV Car Insurance for Teen Drivers

Teen car insurance in Augusta, WV can be expensive. Take a look at rates from the top car insurance companies in Augusta for teenagers.

Annual Car Insurance Rates for Teen Drivers in Augusta, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,859 $9,226
GEICO $6,181 $7,456
Liberty Mutual $13,285 $14,987
Nationwide $4,380 $5,549
Progressive $8,758 $9,846
State Farm $3,197 $4,126
USAA $5,512 $6,116

Cheapest Augusta, WV Car Insurance for Seniors

Take a look at Augusta, WV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Augusta, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,252 $2,258
GEICO $2,446 $2,371
Liberty Mutual $2,837 $3,450
Nationwide $1,617 $1,699
Progressive $1,921 $1,927
State Farm $1,340 $1,340
USAA $1,556 $1,572

Cheapest Augusta, WV Car Insurance Rates After a DUI

A DUI in Augusta, WV increases car insurance rates. Compare Augusta, West Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Augusta, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,924
GEICO $6,179
Liberty Mutual $7,103
Nationwide $3,245
Progressive $4,031
State Farm $2,025
USAA $3,745

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Cheapest Augusta, WV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Augusta, WV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Augusta, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,137 $4,137
GEICO $3,535 $3,610
Liberty Mutual $6,199 $6,199
Nationwide $2,615 $2,615
Progressive $3,963 $3,963
State Farm $1,974 $2,077
USAA $2,792 $2,858

The Best Cheap Car Insurance Companies in Augusta, WV

Take a look at a side-by-side comparison of the top car insurance companies in Augusta, WV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Augusta, West Virginia

Insurance Company Average Annual Rates
Allstate $4,137
GEICO $3,572
Liberty Mutual $6,199
Nationwide $2,615
Progressive $3,963
State Farm $2,025
USAA $2,825

Category Winners: Cheapest Car Insurance in Augusta, West Virginia

Find the cheapest car insurance companies in Augusta, WV for each category right here.

Best Annual Car Insurance Rates by Company in Augusta, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Augusta, WV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Augusta car insurance rates. Find the cheapest Augusta, WV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Augusta, West Virginia

Insurance Company Low Medium High
Allstate $4,006 $4,130 $4,274
GEICO $3,401 $3,578 $3,738
Liberty Mutual $5,897 $6,184 $6,516
Nationwide $2,583 $2,595 $2,668
Progressive $3,832 $3,928 $4,129
State Farm $1,921 $2,018 $2,137
USAA $2,735 $2,820 $2,920

What affects car insurance rates in Augusta, West Virginia?

What factors can have an impact on Augusta, WV car insurance? There are several reasons why Augusta car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Augusta, West Virginia.

Traffic in Augusta

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Augusta, WV traffic data from INRIX ranks Augusta as the 513th-most congested in the world.

Compare Car Insurance Quotes in Augusta, WV

Ready to find affordable Augusta, West Virginia car insurance today? Enter your ZIP code for fast, free Augusta, WV car insurance quotes.

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