Compare Cheyenne, WY Car Insurance Rates (2021)

Car insurance in Cheyenne, WY averages $244 a month. Cheyenne, Wyoming car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Cheyenne car insurance rates, compare quotes from the top car insurance companies in Cheyenne, WY.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest ZIP code in Cheyenne is 82007
  • Average car insurance rates in Cheyenne, WY after a DUI are $3,723/year
  • The cheapest car insurance company in Cheyenne for teen drivers is Liberty Mutual

If you need to buy Cheyenne, Wyoming car insurance, the options can be confusing. Everything you need to know about car insurance in Cheyenne, WY is right here.

You’ll find Cheyenne car insurance rates, the cheapest Cheyenne, WY car insurance companies, and information on Wyoming car insurance laws. You can also compare Cheyenne, Wyoming car insurance rates to Torrington car insurance rates, Gillette car insurance rates, and Cheyenne car insurance rates.

Ready to find affordable Cheyenne, WY car insurance today? Enter your ZIP code for fast, free Cheyenne car insurance quotes.

Cheapest Cheyenne, WY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cheyenne, WY car insurance rates? Every Cheyenne, Wyoming car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cheyenne, Wyoming

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,548 $2,681 $2,141 $2,336 $8,728 $11,069 $2,840 $3,116
Farmers $2,352 $2,352 $2,211 $2,211 $4,282 $7,439 $2,439 $2,439
GEICO $2,511 $2,560 $2,428 $2,428 $4,638 $6,000 $2,792 $2,936
Liberty Mutual $1,326 $1,342 $1,093 $1,272 $3,860 $4,332 $1,470 $1,644
State Farm $1,509 $1,509 $1,298 $1,298 $4,043 $5,384 $1,573 $1,866
USAA $1,359 $1,364 $1,186 $1,242 $4,163 $5,120 $1,797 $2,036

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Cheyenne, WY

Every driver must carry the minimum car insurance in Cheyenne, WY. Take a look at the Wyoming car insurance requirements.

Minimum Required Car Insurance Coverage in Cheyenne, Wyoming

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Cheyenne, WY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cheyenne, WY. Compare credit history car insurance rates in Cheyenne from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cheyenne, Wyoming

Insurance Company Poor Fair Good
Allstate $5,531 $4,197 $3,570
Farmers $3,449 $3,255 $2,944
GEICO $3,720 $3,163 $2,977
Liberty Mutual $2,329 $2,003 $1,795
State Farm $3,006 $2,130 $1,794
USAA $3,834 $1,762 $1,254

Cheapest Cheyenne, WY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cheyenne, WY to rates for a clean record with top companies.

Annual Cheyenne, Wyoming Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,827 $4,564 $4,891 $4,448
Farmers $2,432 $2,880 $4,970 $2,581
GEICO $2,165 $2,881 $4,489 $3,612
Liberty Mutual $1,444 $2,251 $2,452 $2,023
State Farm $2,120 $2,501 $2,310 $2,310
USAA $1,788 $2,175 $3,223 $1,947

Cheapest Cheyenne, WY Car Insurance for Teen Drivers

Teen car insurance in Cheyenne, WY can be expensive. Take a look at rates from the top car insurance companies in Cheyenne for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cheyenne, Wyoming

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,728 $11,069
Farmers $4,282 $7,439
GEICO $4,638 $6,000
Liberty Mutual $3,860 $4,332
State Farm $4,043 $5,384
USAA $4,163 $5,120

Cheapest Cheyenne, WY Car Insurance for Seniors

Take a look at Cheyenne, WY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cheyenne, Wyoming

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,141 $2,336
Farmers $2,211 $2,211
GEICO $2,428 $2,428
Liberty Mutual $1,093 $1,272
State Farm $1,298 $1,298
USAA $1,186 $1,242

Cheapest Cheyenne, WY Car Insurance Rates After a DUI

A DUI in Cheyenne, WY increases car insurance rates. Compare Cheyenne, Wyoming DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cheyenne, Wyoming

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,891
Farmers $4,970
GEICO $4,489
Liberty Mutual $2,452
State Farm $2,310
USAA $3,223

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Cheyenne, WY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cheyenne, WY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cheyenne, Wyoming

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,328 $4,537
Farmers $3,216 $3,216
GEICO $3,234 $3,339
Liberty Mutual $2,043 $2,043
State Farm $2,229 $2,391
USAA $2,257 $2,310

Cheapest Cheyenne, WY Car Insurance Rates by ZIP Code

Cheyenne car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Cheyenne, WY.

Annual Car Insurance Rates by ZIP Code in Cheyenne, Wyoming

ZIP Code Average Annual Rates
82001 $2,931
82007 $2,923
82009 $2,931

The Best Cheap Car Insurance Companies in Cheyenne, WY

Take a look at a side-by-side comparison of the top car insurance companies in Cheyenne, WY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cheyenne, Wyoming

Insurance Company Average Annual Rates
Allstate $4,432
Farmers $3,216
GEICO $3,287
Liberty Mutual $2,043
State Farm $2,310
USAA $2,283

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Category Winners: Cheapest Car Insurance in Cheyenne, Wyoming

Find the cheapest car insurance companies in Cheyenne, WY for each category right here.

Best Annual Car Insurance Rates by Company in Cheyenne, Wyoming

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Cheyenne, WY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cheyenne car insurance rates. Find the cheapest Cheyenne, WY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cheyenne, Wyoming

Insurance Company Low Medium High
Allstate $4,316 $4,424 $4,558
Farmers $3,119 $3,211 $3,318
GEICO $3,231 $3,291 $3,339
Liberty Mutual $1,925 $2,034 $2,169
State Farm $2,228 $2,311 $2,391
USAA $2,212 $2,281 $2,357

What affects car insurance rates in Cheyenne, Wyoming?

What factors can have an impact on Cheyenne, WY car insurance? There are several reasons why Cheyenne car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cheyenne, Wyoming.

Car Theft in Cheyenne

High levels of vehicle theft can make car insurance more expensive. Cheyenne, WY car theft statistics from the FBI indicate 216 vehicle thefts a year.

Commute Time in Cheyenne

The more time you spend in your car the higher the risk of an accident. The average commute length in Cheyenne, WY is 14.3 minutes according to City-Data.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Compare Car Insurance Quotes in Cheyenne, WY

Ready to find affordable Cheyenne, Wyoming car insurance today? Enter your ZIP code for fast, free Cheyenne, WY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption