Compare Clarksburg, MD Car Insurance Rates (2021)

Car insurance in Clarksburg, MD averages $370 a month. Clarksburg, Maryland car insurance requirements are 30/60/15, but you might need full coverage insurance if your car is financed. To find cheap Clarksburg car insurance rates, compare quotes from the top car insurance companies in Clarksburg, MD.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Clarksburg, MD are $4,434/year
  • The cheapest car insurance company in Clarksburg for teen drivers is USAA
  • The cheapest ZIP code in Clarksburg is 20871

If you need to buy Clarksburg, Maryland car insurance, the options can be confusing. Everything you need to know about car insurance in Clarksburg, MD is right here.

You’ll find Clarksburg car insurance rates, the cheapest Clarksburg, MD car insurance companies, and information on Maryland car insurance laws. You can also compare Clarksburg, Maryland car insurance rates to Bowie car insurance rates, Laurel car insurance rates, and Annapolis car insurance rates.

Ready to find affordable Clarksburg, MD car insurance today? Enter your ZIP code for fast, free Clarksburg car insurance quotes.

Cheapest Clarksburg, MD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Clarksburg, MD car insurance rates? Every Clarksburg, Maryland car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clarksburg, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,355 $3,222 $3,204 $3,289 $9,852 $11,559 $3,016 $3,063
GEICO $2,206 $2,413 $2,511 $2,900 $6,709 $7,638 $1,893 $1,990
Liberty Mutual $6,090 $6,090 $6,021 $6,021 $11,821 $17,518 $6,090 $8,202
Nationwide $1,968 $1,973 $1,782 $1,831 $4,655 $6,095 $2,282 $2,454
Progressive $2,424 $2,178 $2,114 $2,162 $8,713 $9,496 $2,814 $2,732
State Farm $2,502 $2,502 $2,310 $2,310 $7,989 $10,229 $2,799 $3,152
USAA $1,988 $1,950 $1,862 $1,852 $4,451 $5,245 $2,283 $2,544

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Minimum Car Insurance in Clarksburg, MD

Every driver must carry the minimum car insurance in Clarksburg, MD. Take a look at the Maryland car insurance requirements.

Minimum Required Car Insurance Coverage in Clarksburg, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Clarksburg, MD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Clarksburg, MD. Compare credit history car insurance rates in Clarksburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Clarksburg, Maryland

Insurance Company Poor Fair Good
Allstate $6,560 $4,587 $4,063
GEICO $4,003 $3,317 $3,277
Liberty Mutual $12,137 $7,810 $5,499
Nationwide $3,681 $2,605 $2,355
Progressive $5,137 $3,864 $3,237
State Farm $6,176 $3,667 $2,829
USAA $3,689 $2,536 $2,090

Cheapest Clarksburg, MD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Clarksburg, MD to rates for a clean record with top companies.

Annual Clarksburg, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,486 $5,966 $4,486 $5,342
GEICO $2,502 $3,902 $4,760 $2,966
Liberty Mutual $6,087 $8,029 $12,103 $7,709
Nationwide $2,535 $3,401 $2,712 $2,873
Progressive $3,483 $4,625 $4,205 $4,004
State Farm $3,781 $4,765 $4,175 $4,175
USAA $2,178 $2,676 $3,888 $2,345

Cheapest Clarksburg, MD Car Insurance for Teen Drivers

Teen car insurance in Clarksburg, MD can be expensive. Take a look at rates from the top car insurance companies in Clarksburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Clarksburg, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,852 $11,559
GEICO $6,709 $7,638
Liberty Mutual $11,821 $17,518
Nationwide $4,655 $6,095
Progressive $8,713 $9,496
State Farm $7,989 $10,229
USAA $4,451 $5,245

Cheapest Clarksburg, MD Car Insurance for Seniors

Take a look at Clarksburg, MD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Clarksburg, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,204 $3,289
GEICO $2,511 $2,900
Liberty Mutual $6,021 $6,021
Nationwide $1,782 $1,831
Progressive $2,114 $2,162
State Farm $2,310 $2,310
USAA $1,862 $1,852

Cheapest Clarksburg, MD Car Insurance Rates After a DUI

A DUI in Clarksburg, MD increases car insurance rates. Compare Clarksburg, Maryland DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Clarksburg, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,486
GEICO $4,760
Liberty Mutual $12,103
Nationwide $2,712
Progressive $4,205
State Farm $4,175
USAA $3,888

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Cheapest Clarksburg, MD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Clarksburg, MD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Clarksburg, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,998 $5,142
GEICO $3,475 $3,590
Liberty Mutual $8,255 $8,708
Nationwide $2,880 $2,880
Progressive $4,079 $4,079
State Farm $4,116 $4,332
USAA $2,687 $2,857

Cheapest Clarksburg, MD Car Insurance Rates by ZIP Code

Clarksburg car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Clarksburg, MD.

Annual Car Insurance Rates by ZIP Code in Clarksburg, Maryland

ZIP Code Average Annual Rates
20871 $3,658
20876 $3,896

The Best Cheap Car Insurance Companies in Clarksburg, MD

Take a look at a side-by-side comparison of the top car insurance companies in Clarksburg, MD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Clarksburg, Maryland

Insurance Company Average Annual Rates
Allstate $5,070
GEICO $3,533
Liberty Mutual $8,482
Nationwide $2,880
Progressive $4,079
State Farm $4,224
USAA $2,772

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Category Winners: Cheapest Car Insurance in Clarksburg, Maryland

Find the cheapest car insurance companies in Clarksburg, MD for each category right here.

Best Annual Car Insurance Rates by Company in Clarksburg, Maryland

Category Insurance Company
Teenagers USAA
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

Cheapest Clarksburg, MD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Clarksburg car insurance rates. Find the cheapest Clarksburg, MD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Clarksburg, Maryland

Insurance Company Low Medium High
Allstate $4,958 $5,043 $5,208
GEICO $3,409 $3,513 $3,676
Liberty Mutual $8,231 $8,461 $8,754
Nationwide $2,764 $2,888 $2,988
Progressive $3,887 $4,082 $4,268
State Farm $3,988 $4,236 $4,448
USAA $2,630 $2,781 $2,904

What affects car insurance rates in Clarksburg, Maryland?

What factors can have an impact on Clarksburg, MD car insurance? There are several reasons why Clarksburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Clarksburg, Maryland.

Commute Time in Clarksburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Clarksburg, MD is 41.1 minutes according to City-Data.

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Compare Car Insurance Quotes in Clarksburg, MD

Ready to find affordable Clarksburg, Maryland car insurance today? Enter your ZIP code for fast, free Clarksburg, MD car insurance quotes.

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