Compare Erath, LA Car Insurance Rates (2021)

Car insurance in Erath, LA averages $457 a month. Erath, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Erath car insurance rates, compare quotes from the top car insurance companies in Erath, LA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Erath, LA are $5,478/year
  • The cheapest car insurance company in Erath is USAA
  • The cheapest car insurance company in Erath for teen drivers is USAA

If you need to buy Erath, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Erath, LA is right here.

You’ll find Erath car insurance rates, the cheapest Erath, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Erath, Louisiana car insurance rates to Bossier City car insurance rates, Shreveport car insurance rates, and Monroe car insurance rates.

Ready to find affordable Erath, LA car insurance today? Enter your ZIP code for fast, free Erath car insurance quotes.

Cheapest Erath, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Erath, LA car insurance rates? Every Erath, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Erath, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,767 $3,767 $3,911 $3,911 $8,287 $10,435 $4,162 $4,508
GEICO $3,251 $3,755 $3,920 $4,797 $12,162 $12,789 $3,137 $3,017
Progressive $4,148 $3,856 $3,480 $3,770 $16,695 $18,533 $4,721 $4,792
State Farm $2,696 $2,696 $2,475 $2,475 $8,151 $10,240 $3,016 $3,391
USAA $2,651 $2,604 $2,598 $2,569 $7,945 $9,290 $3,236 $3,531

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Minimum Car Insurance in Erath, LA

Every driver must carry the minimum car insurance in Erath, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in Erath, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Erath, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Erath, LA. Compare credit history car insurance rates in Erath from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Erath, Louisiana

Insurance Company Poor Fair Good
Allstate $7,010 $4,814 $4,206
GEICO $6,963 $6,042 $4,555
Progressive $8,460 $7,270 $6,768
State Farm $6,116 $3,913 $3,148
USAA $5,930 $3,801 $3,178

Cheapest Erath, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Erath, LA to rates for a clean record with top companies.

Annual Erath, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,205 $6,461 $5,753 $4,954
GEICO $3,962 $6,427 $7,946 $5,079
Progressive $6,241 $8,401 $8,055 $7,301
State Farm $4,017 $4,768 $4,392 $4,392
USAA $3,286 $4,563 $5,439 $3,923

Cheapest Erath, LA Car Insurance for Teen Drivers

Teen car insurance in Erath, LA can be expensive. Take a look at rates from the top car insurance companies in Erath for teenagers.

Annual Car Insurance Rates for Teen Drivers in Erath, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,287 $10,435
GEICO $12,162 $12,789
Progressive $16,695 $18,533
State Farm $8,151 $10,240
USAA $7,945 $9,290

Cheapest Erath, LA Car Insurance for Seniors

Take a look at Erath, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Erath, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,911 $3,911
GEICO $3,920 $4,797
Progressive $3,480 $3,770
State Farm $2,475 $2,475
USAA $2,598 $2,569

Cheapest Erath, LA Car Insurance Rates After a DUI

A DUI in Erath, LA increases car insurance rates. Compare Erath, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Erath, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,753
GEICO $7,946
Progressive $8,055
State Farm $4,392
USAA $5,439

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Cheapest Erath, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Erath, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Erath, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,343 $5,343
GEICO $5,743 $5,964
Progressive $7,500 $7,500
State Farm $4,278 $4,507
USAA $4,169 $4,436

The Best Cheap Car Insurance Companies in Erath, LA

Take a look at a side-by-side comparison of the top car insurance companies in Erath, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Erath, Louisiana

Insurance Company Average Annual Rates
Allstate $5,343
GEICO $5,854
Progressive $7,500
State Farm $4,393
USAA $4,303

Category Winners: Cheapest Car Insurance in Erath, Louisiana

Find the cheapest car insurance companies in Erath, LA for each category right here.

Best Annual Car Insurance Rates by Company in Erath, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Erath, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Erath car insurance rates. Find the cheapest Erath, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Erath, Louisiana

Insurance Company Low Medium High
Allstate $4,604 $5,447 $5,979
GEICO $4,814 $5,877 $6,871
Progressive $6,159 $7,432 $8,908
State Farm $3,813 $4,384 $4,981
USAA $3,712 $4,372 $4,824

What affects car insurance rates in Erath, Louisiana?

What factors can have an impact on Erath, LA car insurance? There are several reasons why Erath car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Erath, Louisiana.

Car Theft in Erath

High levels of vehicle theft can make car insurance more expensive. Erath, LA car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in Erath

The more time you spend in your car the higher the risk of an accident. The average commute length in Erath, LA is 19.1 minutes according to City-Data.

Compare Car Insurance Quotes in Erath, LA

Ready to find affordable Erath, Louisiana car insurance today? Enter your ZIP code for fast, free Erath, LA car insurance quotes.

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