Compare Florence, AZ Car Insurance Rates (2021)

Car insurance in Florence, AZ averages $312 a month. Florence, Arizona car insurance requirements are 15/30/10, but you might need full coverage insurance if your car is financed. To find cheap Florence car insurance rates, compare quotes from the top car insurance companies in Florence, AZ.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Florence, AZ are $3,742/year
  • Average car insurance rates in Florence, AZ after a DUI are $4,404/year
  • The cheapest car insurance company in Florence for teen drivers is GEICO

If you need to buy Florence, Arizona car insurance, the options can be confusing. Everything you need to know about car insurance in Florence, AZ is right here.

You’ll find Florence car insurance rates, the cheapest Florence, AZ car insurance companies, and information on Arizona car insurance laws. You can also compare Florence, Arizona car insurance rates to Chandler car insurance rates, Mesa car insurance rates, and Tucson car insurance rates.

Ready to find affordable Florence, AZ car insurance today? Enter your ZIP code for fast, free Florence car insurance quotes.

Cheapest Florence, AZ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Florence, AZ car insurance rates? Every Florence, Arizona car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Florence, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,388 $3,388 $3,300 $3,300 $7,226 $9,313 $3,774 $4,093
American Family $2,778 $2,778 $2,549 $2,549 $7,334 $9,563 $2,778 $3,265
Farmers $2,508 $2,504 $2,227 $2,367 $10,757 $11,173 $2,838 $2,939
GEICO $1,474 $1,644 $1,248 $1,591 $4,207 $4,430 $1,345 $1,323
Nationwide $2,521 $2,570 $2,254 $2,391 $6,144 $7,882 $2,900 $3,138
Progressive $1,889 $1,661 $1,697 $1,611 $7,709 $8,622 $2,040 $2,037
State Farm $2,901 $2,901 $2,562 $2,562 $8,861 $11,145 $3,120 $3,935
Travelers $1,943 $2,043 $1,816 $1,929 $5,726 $7,243 $2,051 $2,155
USAA $1,617 $1,627 $1,504 $1,531 $5,935 $6,874 $2,129 $2,305

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Minimum Car Insurance in Florence, AZ

Every driver must carry the minimum car insurance in Florence, AZ. Take a look at the Arizona car insurance requirements.

Minimum Required Car Insurance Coverage in Florence, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Florence, AZ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Florence, AZ. Compare credit history car insurance rates in Florence from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Florence, Arizona

Insurance Company Poor Fair Good
Allstate $6,021 $4,302 $3,845
American Family $5,284 $3,930 $3,384
Farmers $5,305 $4,452 $4,235
GEICO $2,962 $1,946 $1,565
Nationwide $4,494 $3,563 $3,118
Progressive $3,806 $3,319 $3,100
State Farm $8,732 $3,387 $2,126
Travelers $3,789 $3,088 $2,463
USAA $3,889 $2,696 $2,235

Cheapest Florence, AZ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Florence, AZ to rates for a clean record with top companies.

Annual Florence, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,795 $4,788 $5,413 $4,894
American Family $2,971 $4,624 $5,748 $3,454
Farmers $3,943 $5,084 $4,959 $4,671
GEICO $1,674 $2,261 $3,023 $1,674
Nationwide $3,149 $3,314 $4,912 $3,525
Progressive $3,008 $3,956 $3,175 $3,494
State Farm $4,328 $5,169 $4,748 $4,748
Travelers $2,492 $3,239 $3,625 $3,097
USAA $2,144 $3,058 $4,037 $2,522

Cheapest Florence, AZ Car Insurance for Teen Drivers

Teen car insurance in Florence, AZ can be expensive. Take a look at rates from the top car insurance companies in Florence for teenagers.

Annual Car Insurance Rates for Teen Drivers in Florence, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,226 $9,313
American Family $7,334 $9,563
Farmers $10,757 $11,173
GEICO $4,207 $4,430
Nationwide $6,144 $7,882
Progressive $7,709 $8,622
State Farm $8,861 $11,145
Travelers $5,726 $7,243
USAA $5,935 $6,874

Cheapest Florence, AZ Car Insurance for Seniors

Take a look at Florence, AZ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Florence, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,300 $3,300
American Family $2,549 $2,549
Farmers $2,227 $2,367
GEICO $1,248 $1,591
Nationwide $2,254 $2,391
Progressive $1,697 $1,611
State Farm $2,562 $2,562
Travelers $1,816 $1,929
USAA $1,504 $1,531

Cheapest Florence, AZ Car Insurance Rates After a DUI

A DUI in Florence, AZ increases car insurance rates. Compare Florence, Arizona DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Florence, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,413
American Family $5,748
Farmers $4,959
GEICO $3,023
Nationwide $4,912
Progressive $3,175
State Farm $4,748
Travelers $3,625
USAA $4,037

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Cheapest Florence, AZ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Florence, AZ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Florence, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,723 $4,723
American Family $4,158 $4,240
Farmers $4,664 $4,664
GEICO $2,121 $2,195
Nationwide $3,725 $3,725
Progressive $3,408 $3,408
State Farm $4,629 $4,868
Travelers $3,113 $3,113
USAA $2,908 $2,972

The Best Cheap Car Insurance Companies in Florence, AZ

Take a look at a side-by-side comparison of the top car insurance companies in Florence, AZ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Florence, Arizona

Insurance Company Average Annual Rates
Allstate $4,723
American Family $4,199
Farmers $4,664
GEICO $2,158
Nationwide $3,725
Progressive $3,408
State Farm $4,748
Travelers $3,113
USAA $2,940

Category Winners: Cheapest Car Insurance in Florence, Arizona

Find the cheapest car insurance companies in Florence, AZ for each category right here.

Best Annual Car Insurance Rates by Company in Florence, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Florence, AZ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Florence car insurance rates. Find the cheapest Florence, AZ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Florence, Arizona

Insurance Company Low Medium High
Allstate $4,375 $4,752 $5,040
American Family $4,044 $4,334 $4,220
Farmers $4,004 $4,714 $5,274
GEICO $1,808 $2,189 $2,477
Nationwide $3,562 $3,763 $3,850
Progressive $3,019 $3,469 $3,737
State Farm $4,279 $4,834 $5,131
Travelers $2,748 $3,167 $3,425
USAA $2,742 $2,974 $3,104

What affects car insurance rates in Florence, Arizona?

What factors can have an impact on Florence, AZ car insurance? There are several reasons why Florence car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Florence, Arizona.

Car Theft in Florence

High levels of vehicle theft can make car insurance more expensive. Florence, AZ car theft statistics from the FBI indicate 6 vehicle thefts a year.

Commute Time in Florence

The more time you spend in your car the higher the risk of an accident. The average commute length in Florence, AZ is 28.0 minutes according to City-Data.

Traffic in Florence

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Florence, AZ traffic data from INRIX ranks Florence as the 87th-most congested in the world.

Compare Car Insurance Quotes in Florence, AZ

Ready to find affordable Florence, Arizona car insurance today? Enter your ZIP code for fast, free Florence, AZ car insurance quotes.

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