Compare Luck, WI Car Insurance Rates (2021)

Car insurance in Luck, WI averages $266 a month. Luck, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Luck car insurance rates, compare quotes from the top car insurance companies in Luck, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Luck, WI are $3,187/year
  • Average car insurance rates in Luck, WI after a DUI are $3,529/year
  • The cheapest car insurance company in Luck is American Family

If you need to buy Luck, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Luck, WI is right here.

You’ll find Luck car insurance rates, the cheapest Luck, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Luck, Wisconsin car insurance rates to Eau Claire car insurance rates, La Crosse car insurance rates, and Appleton car insurance rates.

Ready to find affordable Luck, WI car insurance today? Enter your ZIP code for fast, free Luck car insurance quotes.

Cheapest Luck, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Luck, WI car insurance rates? Every Luck, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Luck, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,447 $2,594 $2,242 $2,489 $7,531 $9,680 $2,506 $2,728
American Family $1,062 $1,115 $988 $1,001 $2,961 $3,284 $1,252 $1,339
Farmers $2,081 $2,088 $1,853 $1,951 $9,357 $9,710 $2,354 $2,477
GEICO $1,445 $1,583 $1,472 $1,670 $4,697 $5,064 $1,339 $1,389
Liberty Mutual $1,810 $1,980 $1,466 $1,668 $5,864 $6,583 $1,926 $2,091
Nationwide $4,081 $4,310 $3,367 $3,557 $8,164 $12,475 $4,955 $5,930
Progressive $1,976 $1,909 $1,616 $1,673 $6,936 $7,867 $2,370 $2,555
State Farm $1,569 $1,569 $1,373 $1,373 $4,169 $5,303 $1,763 $2,000
USAA $1,453 $1,455 $1,311 $1,342 $3,646 $4,241 $1,895 $2,089

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Minimum Car Insurance in Luck, WI

Every driver must carry the minimum car insurance in Luck, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Luck, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Luck, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Luck, WI. Compare credit history car insurance rates in Luck from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Luck, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,298 $3,637 $3,147
American Family $2,173 $1,434 $1,268
Farmers $4,516 $3,799 $3,637
GEICO $3,065 $2,183 $1,750
Liberty Mutual $4,222 $2,542 $2,007
Nationwide $6,583 $5,491 $5,491
Progressive $3,866 $3,234 $2,989
State Farm $3,566 $2,046 $1,557
USAA $3,366 $1,765 $1,406

Cheapest Luck, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Luck, WI to rates for a clean record with top companies.

Annual Luck, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,319 $4,527 $4,201 $4,062
American Family $1,554 $1,649 $1,649 $1,649
Farmers $3,474 $4,366 $4,152 $3,943
GEICO $1,630 $2,616 $2,949 $2,136
Liberty Mutual $2,243 $3,167 $3,298 $2,987
Nationwide $4,949 $5,726 $7,019 $5,726
Progressive $3,090 $3,703 $3,198 $3,460
State Farm $2,218 $2,562 $2,390 $2,390
USAA $1,710 $2,148 $2,909 $1,950

Cheapest Luck, WI Car Insurance for Teen Drivers

Teen car insurance in Luck, WI can be expensive. Take a look at rates from the top car insurance companies in Luck for teenagers.

Annual Car Insurance Rates for Teen Drivers in Luck, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,531 $9,680
American Family $2,961 $3,284
Farmers $9,357 $9,710
GEICO $4,697 $5,064
Liberty Mutual $5,864 $6,583
Nationwide $8,164 $12,475
Progressive $6,936 $7,867
State Farm $4,169 $5,303
USAA $3,646 $4,241

Cheapest Luck, WI Car Insurance for Seniors

Take a look at Luck, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Luck, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,242 $2,489
American Family $988 $1,001
Farmers $1,853 $1,951
GEICO $1,472 $1,670
Liberty Mutual $1,466 $1,668
Nationwide $3,367 $3,557
Progressive $1,616 $1,673
State Farm $1,373 $1,373
USAA $1,311 $1,342

Cheapest Luck, WI Car Insurance Rates After a DUI

A DUI in Luck, WI increases car insurance rates. Compare Luck, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Luck, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,201
American Family $1,649
Farmers $4,152
GEICO $2,949
Liberty Mutual $3,298
Nationwide $7,019
Progressive $3,198
State Farm $2,390
USAA $2,909

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Cheapest Luck, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Luck, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Luck, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,930 $4,124
American Family $1,598 $1,653
Farmers $3,984 $3,984
GEICO $2,281 $2,384
Liberty Mutual $2,924 $2,924
Nationwide $5,855 $5,855
Progressive $3,363 $3,363
State Farm $2,332 $2,448
USAA $2,150 $2,208

The Best Cheap Car Insurance Companies in Luck, WI

Take a look at a side-by-side comparison of the top car insurance companies in Luck, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Luck, Wisconsin

Insurance Company Average Annual Rates
Allstate $4,027
American Family $1,625
Farmers $3,984
GEICO $2,333
Liberty Mutual $2,924
Nationwide $5,855
Progressive $3,363
State Farm $2,390
USAA $2,179

Category Winners: Cheapest Car Insurance in Luck, Wisconsin

Find the cheapest car insurance companies in Luck, WI for each category right here.

Best Annual Car Insurance Rates by Company in Luck, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Luck, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Luck car insurance rates. Find the cheapest Luck, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Luck, Wisconsin

Insurance Company Low Medium High
Allstate $3,858 $4,018 $4,206
American Family $1,609 $1,639 $1,627
Farmers $3,706 $3,956 $4,289
GEICO $2,196 $2,331 $2,470
Liberty Mutual $2,702 $2,952 $3,116
Nationwide $5,686 $5,853 $6,026
Progressive $3,177 $3,384 $3,527
State Farm $2,281 $2,396 $2,493
USAA $2,101 $2,181 $2,255

What affects car insurance rates in Luck, Wisconsin?

What factors can have an impact on Luck, WI car insurance? There are several reasons why Luck car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Luck, Wisconsin.

Commute Time in Luck

The more time you spend in your car the higher the risk of an accident. The average commute length in Luck, WI is 31.0 minutes according to City-Data.

Compare Car Insurance Quotes in Luck, WI

Ready to find affordable Luck, Wisconsin car insurance today? Enter your ZIP code for fast, free Luck, WI car insurance quotes.

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Average Monthly Car Insurance Rates by State