Compare Oak Creek, WI Car Insurance Rates (2021)

Car insurance in Oak Creek, WI averages $266 a month. Oak Creek, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Oak Creek car insurance rates, compare quotes from the top car insurance companies in Oak Creek, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Oak Creek for teen drivers is American Family
  • Average car insurance rates in Oak Creek, WI after a DUI are $3,543/year
  • The cheapest car insurance company in Oak Creek is American Family

If you need to buy Oak Creek, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Oak Creek, WI is right here.

You’ll find Oak Creek car insurance rates, the cheapest Oak Creek, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Oak Creek, Wisconsin car insurance rates to Appleton car insurance rates, La Crosse car insurance rates, and Madison car insurance rates.

Ready to find affordable Oak Creek, WI car insurance today? Enter your ZIP code for fast, free Oak Creek car insurance quotes.

Cheapest Oak Creek, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oak Creek, WI car insurance rates? Every Oak Creek, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oak Creek, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,461 $2,573 $2,300 $2,531 $8,656 $11,092 $2,467 $2,671
American Family $868 $902 $850 $849 $3,015 $3,294 $1,043 $1,107
Farmers $2,269 $2,264 $2,004 $2,150 $11,471 $11,838 $2,562 $2,638
GEICO $1,354 $1,526 $1,463 $1,732 $4,790 $5,157 $1,243 $1,259
Liberty Mutual $1,871 $2,028 $1,507 $1,706 $7,309 $8,190 $1,975 $2,117
Nationwide $3,273 $3,419 $2,755 $2,883 $7,250 $11,250 $4,025 $4,653
Progressive $1,907 $1,776 $1,565 $1,655 $7,918 $8,883 $2,273 $2,459
State Farm $1,326 $1,326 $1,210 $1,210 $4,175 $5,237 $1,504 $1,728
USAA $1,237 $1,220 $1,140 $1,138 $3,346 $3,831 $1,586 $1,717

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Minimum Car Insurance in Oak Creek, WI

Every driver must carry the minimum car insurance in Oak Creek, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Oak Creek, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Oak Creek, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oak Creek, WI. Compare credit history car insurance rates in Oak Creek from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oak Creek, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,718 $3,916 $3,398
American Family $2,002 $1,313 $1,158
Farmers $5,245 $4,451 $4,252
GEICO $3,042 $2,167 $1,738
Liberty Mutual $4,794 $2,929 $2,291
Nationwide $5,552 $4,632 $4,632
Progressive $3,993 $3,447 $3,224
State Farm $3,299 $1,898 $1,448
USAA $2,890 $1,561 $1,256

Cheapest Oak Creek, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oak Creek, WI to rates for a clean record with top companies.

Annual Oak Creek, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,500 $4,871 $4,589 $4,415
American Family $1,427 $1,513 $1,513 $1,513
Farmers $4,036 $5,134 $4,868 $4,559
GEICO $1,562 $2,601 $3,091 $2,007
Liberty Mutual $2,523 $3,672 $3,759 $3,398
Nationwide $4,176 $4,830 $5,919 $4,830
Progressive $3,240 $3,978 $3,380 $3,621
State Farm $2,011 $2,418 $2,215 $2,215
USAA $1,480 $1,885 $2,550 $1,693

Cheapest Oak Creek, WI Car Insurance for Teen Drivers

Teen car insurance in Oak Creek, WI can be expensive. Take a look at rates from the top car insurance companies in Oak Creek for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oak Creek, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,656 $11,092
American Family $3,015 $3,294
Farmers $11,471 $11,838
GEICO $4,790 $5,157
Liberty Mutual $7,309 $8,190
Nationwide $7,250 $11,250
Progressive $7,918 $8,883
State Farm $4,175 $5,237
USAA $3,346 $3,831

Cheapest Oak Creek, WI Car Insurance for Seniors

Take a look at Oak Creek, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oak Creek, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,300 $2,531
American Family $850 $849
Farmers $2,004 $2,150
GEICO $1,463 $1,732
Liberty Mutual $1,507 $1,706
Nationwide $2,755 $2,883
Progressive $1,565 $1,655
State Farm $1,210 $1,210
USAA $1,140 $1,138

Cheapest Oak Creek, WI Car Insurance Rates After a DUI

A DUI in Oak Creek, WI increases car insurance rates. Compare Oak Creek, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oak Creek, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,589
American Family $1,513
Farmers $4,868
GEICO $3,091
Liberty Mutual $3,759
Nationwide $5,919
Progressive $3,380
State Farm $2,215
USAA $2,550

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Cheapest Oak Creek, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oak Creek, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oak Creek, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,238 $4,449
American Family $1,465 $1,517
Farmers $4,649 $4,649
GEICO $2,275 $2,356
Liberty Mutual $3,338 $3,338
Nationwide $4,939 $4,939
Progressive $3,555 $3,555
State Farm $2,158 $2,271
USAA $1,878 $1,926

The Best Cheap Car Insurance Companies in Oak Creek, WI

Take a look at a side-by-side comparison of the top car insurance companies in Oak Creek, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oak Creek, Wisconsin

Insurance Company Average Annual Rates
Allstate $4,344
American Family $1,491
Farmers $4,649
GEICO $2,315
Liberty Mutual $3,338
Nationwide $4,939
Progressive $3,555
State Farm $2,215
USAA $1,902

Category Winners: Cheapest Car Insurance in Oak Creek, Wisconsin

Find the cheapest car insurance companies in Oak Creek, WI for each category right here.

Best Annual Car Insurance Rates by Company in Oak Creek, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Oak Creek, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oak Creek car insurance rates. Find the cheapest Oak Creek, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oak Creek, Wisconsin

Insurance Company Low Medium High
Allstate $4,123 $4,332 $4,577
American Family $1,460 $1,506 $1,508
Farmers $4,190 $4,601 $5,158
GEICO $2,113 $2,315 $2,519
Liberty Mutual $2,941 $3,386 $3,686
Nationwide $4,744 $4,941 $5,131
Progressive $3,249 $3,593 $3,821
State Farm $2,054 $2,225 $2,365
USAA $1,814 $1,904 $1,988

What affects car insurance rates in Oak Creek, Wisconsin?

What factors can have an impact on Oak Creek, WI car insurance? There are several reasons why Oak Creek car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Oak Creek, Wisconsin.

Car Theft in Oak Creek

High levels of vehicle theft can make car insurance more expensive. Oak Creek, WI car theft statistics from the FBI indicate 25 vehicle thefts a year.

Commute Time in Oak Creek

The more time you spend in your car the higher the risk of an accident. The average commute length in Oak Creek, WI is 23.8 minutes according to City-Data.

Compare Car Insurance Quotes in Oak Creek, WI

Ready to find affordable Oak Creek, Wisconsin car insurance today? Enter your ZIP code for fast, free Oak Creek, WI car insurance quotes.

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Average Monthly Car Insurance Rates by State