Compare Old Orchard Beach, ME Car Insurance Rates (2021)

Car insurance in Old Orchard Beach, ME averages $208 a month. Old Orchard Beach, Maine car insurance requirements are 50/100/25, but you might need full coverage insurance if your car is financed. To find cheap Old Orchard Beach car insurance rates, compare quotes from the top car insurance companies in Old Orchard Beach, ME.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Old Orchard Beach, ME after a DUI are $2,958/year
  • The cheapest car insurance company in Old Orchard Beach is GEICO
  • Average car insurance rates in Old Orchard Beach, ME are $2,500/year

If you need to buy Old Orchard Beach, Maine car insurance, the options can be confusing. Everything you need to know about car insurance in Old Orchard Beach, ME is right here.

You’ll find Old Orchard Beach car insurance rates, the cheapest Old Orchard Beach, ME car insurance companies, and information on Maine car insurance laws. You can also compare Old Orchard Beach, Maine car insurance rates to Augusta car insurance rates, Auburn car insurance rates, and South Portland car insurance rates.

Ready to find affordable Old Orchard Beach, ME car insurance today? Enter your ZIP code for fast, free Old Orchard Beach car insurance quotes.

Cheapest Old Orchard Beach, ME Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Old Orchard Beach, ME car insurance rates? Every Old Orchard Beach, Maine car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Old Orchard Beach, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,816 $1,867 $1,639 $1,775 $4,651 $6,226 $1,968 $2,198
Farmers $1,612 $1,627 $1,529 $1,623 $5,567 $6,005 $1,938 $1,998
GEICO $893 $924 $893 $893 $2,214 $2,873 $974 $1,036
Liberty Mutual $2,817 $2,817 $2,685 $2,685 $5,924 $8,839 $2,817 $3,946
Progressive $1,756 $1,720 $1,756 $1,720 $7,435 $8,348 $2,040 $2,298
State Farm $1,170 $1,170 $1,110 $1,110 $3,796 $4,741 $1,310 $1,431
Travelers $1,193 $1,229 $1,079 $1,104 $4,925 $6,661 $1,169 $1,334
USAA $827 $813 $822 $802 $2,718 $2,994 $1,048 $1,095

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Minimum Car Insurance in Old Orchard Beach, ME

Every driver must carry the minimum car insurance in Old Orchard Beach, ME. Take a look at the Maine car insurance requirements.

Minimum Required Car Insurance Coverage in Old Orchard Beach, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Old Orchard Beach, ME Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Old Orchard Beach, ME. Compare credit history car insurance rates in Old Orchard Beach from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Old Orchard Beach, Maine

Insurance Company Poor Fair Good
Allstate $3,475 $2,653 $2,174
Farmers $3,195 $2,613 $2,404
GEICO $1,799 $1,194 $1,019
Liberty Mutual $5,660 $3,669 $2,870
Progressive $3,813 $3,284 $3,055
State Farm $2,883 $1,723 $1,334
Travelers $2,752 $2,253 $2,006
USAA $1,819 $1,256 $1,095

Cheapest Old Orchard Beach, ME Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Old Orchard Beach, ME to rates for a clean record with top companies.

Annual Old Orchard Beach, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,249 $3,064 $3,207 $2,550
Farmers $2,389 $3,049 $2,646 $2,865
GEICO $976 $1,369 $2,029 $976
Liberty Mutual $3,103 $3,667 $6,110 $3,385
Progressive $2,708 $4,596 $3,017 $3,216
State Farm $1,793 $2,166 $1,980 $1,980
Travelers $1,944 $2,162 $2,720 $2,521
USAA $1,054 $1,390 $1,955 $1,160

Cheapest Old Orchard Beach, ME Car Insurance for Teen Drivers

Teen car insurance in Old Orchard Beach, ME can be expensive. Take a look at rates from the top car insurance companies in Old Orchard Beach for teenagers.

Annual Car Insurance Rates for Teen Drivers in Old Orchard Beach, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,651 $6,226
Farmers $5,567 $6,005
GEICO $2,214 $2,873
Liberty Mutual $5,924 $8,839
Progressive $7,435 $8,348
State Farm $3,796 $4,741
Travelers $4,925 $6,661
USAA $2,718 $2,994

Cheapest Old Orchard Beach, ME Car Insurance for Seniors

Take a look at Old Orchard Beach, ME senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Old Orchard Beach, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,639 $1,775
Farmers $1,529 $1,623
GEICO $893 $893
Liberty Mutual $2,685 $2,685
Progressive $1,756 $1,720
State Farm $1,110 $1,110
Travelers $1,079 $1,104
USAA $822 $802

Cheapest Old Orchard Beach, ME Car Insurance Rates After a DUI

A DUI in Old Orchard Beach, ME increases car insurance rates. Compare Old Orchard Beach, Maine DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Old Orchard Beach, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,207
Farmers $2,646
GEICO $2,029
Liberty Mutual $6,110
Progressive $3,017
State Farm $1,980
Travelers $2,720
USAA $1,955

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Cheapest Old Orchard Beach, ME Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Old Orchard Beach, ME by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Old Orchard Beach, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,767 $2,767
Farmers $2,738 $2,738
GEICO $1,316 $1,359
Liberty Mutual $3,984 $4,149
Progressive $3,384 $3,384
State Farm $1,915 $2,044
Travelers $2,337 $2,337
USAA $1,351 $1,429

The Best Cheap Car Insurance Companies in Old Orchard Beach, ME

Take a look at a side-by-side comparison of the top car insurance companies in Old Orchard Beach, ME to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Old Orchard Beach, Maine

Insurance Company Average Annual Rates
Allstate $2,767
Farmers $2,738
GEICO $1,337
Liberty Mutual $4,066
Progressive $3,384
State Farm $1,980
Travelers $2,337
USAA $1,390

Category Winners: Cheapest Car Insurance in Old Orchard Beach, Maine

Find the cheapest car insurance companies in Old Orchard Beach, ME for each category right here.

Best Annual Car Insurance Rates by Company in Old Orchard Beach, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI USAA
With 1 Speeding Violation GEICO

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Cheapest Old Orchard Beach, ME Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Old Orchard Beach car insurance rates. Find the cheapest Old Orchard Beach, ME car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Old Orchard Beach, Maine

Insurance Company Low Medium High
Allstate $2,733 $2,734 $2,835
Farmers $2,611 $2,631 $2,971
GEICO $1,307 $1,316 $1,390
Liberty Mutual $4,008 $4,008 $4,182
Progressive $3,303 $3,311 $3,539
State Farm $1,922 $1,956 $2,061
Travelers $2,293 $2,297 $2,420
USAA $1,359 $1,371 $1,439

What affects car insurance rates in Old Orchard Beach, Maine?

What factors can have an impact on Old Orchard Beach, ME car insurance? There are several reasons why Old Orchard Beach car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Old Orchard Beach, Maine.

Commute Time in Old Orchard Beach

The more time you spend in your car the higher the risk of an accident. The average commute length in Old Orchard Beach, ME is 29.9 minutes according to City-Data.

Compare Car Insurance Quotes in Old Orchard Beach, ME

Ready to find affordable Old Orchard Beach, Maine car insurance today? Enter your ZIP code for fast, free Old Orchard Beach, ME car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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