Compare Otto, WY Car Insurance Rates (2021)

Car insurance in Otto, WY averages $248 a month. Otto, Wyoming car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Otto car insurance rates, compare quotes from the top car insurance companies in Otto, WY.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Otto for teen drivers is Liberty Mutual
  • The cheapest car insurance company in Otto is Liberty Mutual
  • Average car insurance rates in Otto, WY are $2,981/year

If you need to buy Otto, Wyoming car insurance, the options can be confusing. Everything you need to know about car insurance in Otto, WY is right here.

You’ll find Otto car insurance rates, the cheapest Otto, WY car insurance companies, and information on Wyoming car insurance laws. You can also compare Otto, Wyoming car insurance rates to Casper car insurance rates, Torrington car insurance rates, and Cody car insurance rates.

Ready to find affordable Otto, WY car insurance today? Enter your ZIP code for fast, free Otto car insurance quotes.

Cheapest Otto, WY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Otto, WY car insurance rates? Every Otto, Wyoming car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Otto, Wyoming

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,458 $2,589 $2,064 $2,250 $8,227 $10,409 $2,747 $3,020
Farmers $2,225 $2,225 $2,092 $2,092 $4,049 $6,842 $2,309 $2,309
GEICO $2,769 $2,824 $2,679 $2,679 $4,987 $6,467 $3,076 $3,248
Liberty Mutual $1,394 $1,395 $1,132 $1,298 $3,470 $3,895 $1,491 $1,662
State Farm $1,500 $1,500 $1,290 $1,290 $4,019 $5,352 $1,563 $1,855
USAA $1,667 $1,674 $1,444 $1,516 $5,076 $6,270 $2,208 $2,503

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Otto, WY

Every driver must carry the minimum car insurance in Otto, WY. Take a look at the Wyoming car insurance requirements.

Minimum Required Car Insurance Coverage in Otto, Wyoming

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Otto, WY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Otto, WY. Compare credit history car insurance rates in Otto from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Otto, Wyoming

Insurance Company Poor Fair Good
Allstate $5,267 $3,995 $3,400
Farmers $3,236 $3,054 $2,763
GEICO $4,065 $3,456 $3,253
Liberty Mutual $2,228 $1,938 $1,736
State Farm $2,988 $2,117 $1,783
USAA $4,749 $2,134 $1,502

Cheapest Otto, WY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Otto, WY to rates for a clean record with top companies.

Annual Otto, Wyoming Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,650 $4,347 $4,650 $4,236
Farmers $2,284 $2,704 $4,660 $2,424
GEICO $2,353 $3,144 $4,918 $3,950
Liberty Mutual $1,426 $2,154 $2,325 $1,964
State Farm $2,127 $2,465 $2,296 $2,296
USAA $2,198 $2,664 $3,922 $2,396

Cheapest Otto, WY Car Insurance for Teen Drivers

Teen car insurance in Otto, WY can be expensive. Take a look at rates from the top car insurance companies in Otto for teenagers.

Annual Car Insurance Rates for Teen Drivers in Otto, Wyoming

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,227 $10,409
Farmers $4,049 $6,842
GEICO $4,987 $6,467
Liberty Mutual $3,470 $3,895
State Farm $4,019 $5,352
USAA $5,076 $6,270

Cheapest Otto, WY Car Insurance for Seniors

Take a look at Otto, WY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Otto, Wyoming

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,064 $2,250
Farmers $2,092 $2,092
GEICO $2,679 $2,679
Liberty Mutual $1,132 $1,298
State Farm $1,290 $1,290
USAA $1,444 $1,516

Cheapest Otto, WY Car Insurance Rates After a DUI

A DUI in Otto, WY increases car insurance rates. Compare Otto, Wyoming DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Otto, Wyoming

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,650
Farmers $4,660
GEICO $4,918
Liberty Mutual $2,325
State Farm $2,296
USAA $3,922

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Otto, WY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Otto, WY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Otto, Wyoming

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,121 $4,320
Farmers $3,018 $3,018
GEICO $3,534 $3,649
Liberty Mutual $1,967 $1,967
State Farm $2,215 $2,377
USAA $2,762 $2,827

The Best Cheap Car Insurance Companies in Otto, WY

Take a look at a side-by-side comparison of the top car insurance companies in Otto, WY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Otto, Wyoming

Insurance Company Average Annual Rates
Allstate $4,221
Farmers $3,018
GEICO $3,591
Liberty Mutual $1,967
State Farm $2,296
USAA $2,795

Category Winners: Cheapest Car Insurance in Otto, Wyoming

Find the cheapest car insurance companies in Otto, WY for each category right here.

Best Annual Car Insurance Rates by Company in Otto, Wyoming

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Otto, WY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Otto car insurance rates. Find the cheapest Otto, WY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Otto, Wyoming

Insurance Company Low Medium High
Allstate $4,113 $4,212 $4,337
Farmers $2,948 $3,014 $3,092
GEICO $3,542 $3,594 $3,638
Liberty Mutual $1,894 $1,961 $2,048
State Farm $2,225 $2,297 $2,367
USAA $2,733 $2,793 $2,859

Compare Car Insurance Quotes in Otto, WY

Ready to find affordable Otto, Wyoming car insurance today? Enter your ZIP code for fast, free Otto, WY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State