Compare Pawtucket, RI Car Insurance Rates (2021)

Car insurance in Pawtucket, RI averages $485 a month. Pawtucket, Rhode Island car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Pawtucket car insurance rates, compare quotes from the top car insurance companies in Pawtucket, RI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Pawtucket, RI after a DUI are $7,050/year
  • The cheapest car insurance company in Pawtucket is State Farm
  • The cheapest ZIP code in Pawtucket is 2861

If you need to buy Pawtucket, Rhode Island car insurance, the options can be confusing. Everything you need to know about car insurance in Pawtucket, RI is right here.

You’ll find Pawtucket car insurance rates, the cheapest Pawtucket, RI car insurance companies, and information on Rhode Island car insurance laws. You can also compare Pawtucket, Rhode Island car insurance rates to Harrisville car insurance rates, North Scituate car insurance rates, and Narragansett car insurance rates.

Ready to find affordable Pawtucket, RI car insurance today? Enter your ZIP code for fast, free Pawtucket car insurance quotes.

Cheapest Pawtucket, RI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Pawtucket, RI car insurance rates? Every Pawtucket, Rhode Island car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pawtucket, Rhode Island

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,470 $4,389 $4,436 $4,635 $7,722 $9,137 $4,683 $4,830
GEICO $4,116 $4,218 $4,218 $4,124 $12,839 $16,799 $4,263 $4,451
Liberty Mutual $4,118 $4,118 $3,924 $3,924 $10,006 $15,631 $4,118 $5,611
Nationwide $3,437 $3,496 $2,992 $3,188 $9,350 $12,113 $4,130 $4,510
Progressive $2,977 $2,827 $2,741 $2,723 $13,271 $14,931 $3,630 $3,695
State Farm $1,729 $1,729 $1,527 $1,527 $4,794 $6,393 $1,902 $2,273
Travelers $2,050 $2,075 $2,090 $2,082 $21,754 $34,617 $2,111 $2,339
USAA $2,442 $2,409 $2,342 $2,290 $11,492 $13,150 $3,347 $3,508

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Minimum Car Insurance in Pawtucket, RI

Every driver must carry the minimum car insurance in Pawtucket, RI. Take a look at the Rhode Island car insurance requirements.

Minimum Required Car Insurance Coverage in Pawtucket, Rhode Island

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Pawtucket, RI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Pawtucket, RI. Compare credit history car insurance rates in Pawtucket from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Pawtucket, Rhode Island

Insurance Company Poor Fair Good
Allstate $6,954 $5,332 $4,328
GEICO $7,708 $6,687 $6,241
Liberty Mutual $8,465 $5,614 $5,215
Nationwide $6,280 $5,159 $4,767
Progressive $6,559 $5,695 $5,294
State Farm $3,675 $2,482 $2,045
Travelers $9,061 $8,445 $8,413
USAA $7,598 $4,320 $3,449

Cheapest Pawtucket, RI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Pawtucket, RI to rates for a clean record with top companies.

Annual Pawtucket, Rhode Island Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,832 $5,628 $6,330 $5,361
GEICO $4,438 $5,849 $11,647 $5,581
Liberty Mutual $5,967 $6,889 $6,902 $5,967
Nationwide $5,069 $5,473 $5,848 $5,218
Progressive $4,766 $7,577 $5,362 $5,693
State Farm $2,532 $3,341 $2,532 $2,532
Travelers $7,746 $8,014 $9,974 $8,826
USAA $3,705 $5,043 $7,808 $3,934

Cheapest Pawtucket, RI Car Insurance for Teen Drivers

Teen car insurance in Pawtucket, RI can be expensive. Take a look at rates from the top car insurance companies in Pawtucket for teenagers.

Annual Car Insurance Rates for Teen Drivers in Pawtucket, Rhode Island

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,722 $9,137
GEICO $12,839 $16,799
Liberty Mutual $10,006 $15,631
Nationwide $9,350 $12,113
Progressive $13,271 $14,931
State Farm $4,794 $6,393
Travelers $21,754 $34,617
USAA $11,492 $13,150

Cheapest Pawtucket, RI Car Insurance for Seniors

Take a look at Pawtucket, RI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Pawtucket, Rhode Island

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,436 $4,635
GEICO $4,218 $4,124
Liberty Mutual $3,924 $3,924
Nationwide $2,992 $3,188
Progressive $2,741 $2,723
State Farm $1,527 $1,527
Travelers $2,090 $2,082
USAA $2,342 $2,290

Cheapest Pawtucket, RI Car Insurance Rates After a DUI

A DUI in Pawtucket, RI increases car insurance rates. Compare Pawtucket, Rhode Island DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Pawtucket, Rhode Island

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,330
GEICO $11,647
Liberty Mutual $6,902
Nationwide $5,848
Progressive $5,362
State Farm $2,532
Travelers $9,974
USAA $7,808

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Cheapest Pawtucket, RI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Pawtucket, RI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Pawtucket, Rhode Island

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,497 $5,579
GEICO $6,739 $7,018
Liberty Mutual $6,222 $6,641
Nationwide $5,402 $5,402
Progressive $5,849 $5,849
State Farm $2,651 $2,817
Travelers $8,640 $8,640
USAA $5,073 $5,171

Cheapest Pawtucket, RI Car Insurance Rates by ZIP Code

Pawtucket car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Pawtucket, RI.

Annual Car Insurance Rates by ZIP Code in Pawtucket, Rhode Island

ZIP Code Average Annual Rates
2860 $6,226
2861 $5,423

The Best Cheap Car Insurance Companies in Pawtucket, RI

Take a look at a side-by-side comparison of the top car insurance companies in Pawtucket, RI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Pawtucket, Rhode Island

Insurance Company Average Annual Rates
Allstate $5,538
GEICO $6,878
Liberty Mutual $6,431
Nationwide $5,402
Progressive $5,849
State Farm $2,734
Travelers $8,640
USAA $5,122

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Category Winners: Cheapest Car Insurance in Pawtucket, Rhode Island

Find the cheapest car insurance companies in Pawtucket, RI for each category right here.

Best Annual Car Insurance Rates by Company in Pawtucket, Rhode Island

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Cheapest Pawtucket, RI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Pawtucket car insurance rates. Find the cheapest Pawtucket, RI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Pawtucket, Rhode Island

Insurance Company Low Medium High
Allstate $5,223 $5,522 $5,868
GEICO $6,512 $6,862 $7,261
Liberty Mutual $6,025 $6,393 $6,876
Nationwide $5,585 $5,445 $5,175
Progressive $5,460 $5,805 $6,284
State Farm $2,591 $2,730 $2,881
Travelers $8,742 $8,801 $8,376
USAA $4,868 $5,126 $5,373

What affects car insurance rates in Pawtucket, Rhode Island?

What factors can have an impact on Pawtucket, RI car insurance? There are several reasons why Pawtucket car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Pawtucket, Rhode Island.

Car Theft in Pawtucket

High levels of vehicle theft can make car insurance more expensive. Pawtucket, RI car theft statistics from the FBI indicate 230 vehicle thefts a year.

Commute Time in Pawtucket

The more time you spend in your car the higher the risk of an accident. The average commute length in Pawtucket, RI is 25.7 minutes according to City-Data.

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Compare Car Insurance Quotes in Pawtucket, RI

Ready to find affordable Pawtucket, Rhode Island car insurance today? Enter your ZIP code for fast, free Pawtucket, RI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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