Compare Post Falls, ID Car Insurance Rates (2021)

Car insurance in Post Falls, ID averages $228 a month. Post Falls, Idaho car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Post Falls car insurance rates, compare quotes from the top car insurance companies in Post Falls, ID.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Post Falls is State Farm
  • Average car insurance rates in Post Falls, ID after a DUI are $3,404/year
  • The cheapest car insurance company in Post Falls for teen drivers is State Farm

If you need to buy Post Falls, Idaho car insurance, the options can be confusing. Everything you need to know about car insurance in Post Falls, ID is right here.

You’ll find Post Falls car insurance rates, the cheapest Post Falls, ID car insurance companies, and information on Idaho car insurance laws. You can also compare Post Falls, Idaho car insurance rates to Nampa car insurance rates, Idaho Falls car insurance rates, and Lewiston car insurance rates.

Ready to find affordable Post Falls, ID car insurance today? Enter your ZIP code for fast, free Post Falls car insurance quotes.

Cheapest Post Falls, ID Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Post Falls, ID car insurance rates? Every Post Falls, Idaho car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Post Falls, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,962 $1,955 $1,710 $1,773 $6,959 $8,014 $2,192 $2,314
American Family $2,066 $2,066 $1,836 $1,836 $7,336 $9,550 $2,066 $2,590
Farmers $1,359 $1,349 $1,199 $1,272 $6,644 $6,868 $1,561 $1,638
GEICO $2,083 $2,056 $1,982 $1,925 $4,492 $5,585 $2,840 $2,176
Liberty Mutual $1,336 $1,440 $1,082 $1,209 $4,382 $4,872 $1,413 $1,485
Nationwide $1,807 $1,845 $1,633 $1,731 $4,504 $5,526 $2,123 $2,284
State Farm $1,166 $1,166 $1,056 $1,056 $3,533 $4,457 $1,317 $1,517
Travelers $1,319 $1,339 $1,331 $1,325 $6,577 $10,412 $1,405 $1,600
USAA $1,178 $1,173 $1,152 $1,132 $3,937 $4,411 $1,564 $1,683

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Post Falls, ID

Every driver must carry the minimum car insurance in Post Falls, ID. Take a look at the Idaho car insurance requirements.

Minimum Required Car Insurance Coverage in Post Falls, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Post Falls, ID Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Post Falls, ID. Compare credit history car insurance rates in Post Falls from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Post Falls, Idaho

Insurance Company Poor Fair Good
Allstate $4,425 $3,015 $2,640
American Family $4,737 $3,381 $2,887
Farmers $3,085 $2,620 $2,503
GEICO $3,516 $2,808 $2,353
Liberty Mutual $3,059 $1,895 $1,503
Nationwide $3,194 $2,586 $2,265
State Farm $2,681 $1,695 $1,349
Travelers $3,619 $3,048 $2,823
USAA $2,960 $1,731 $1,395

Cheapest Post Falls, ID Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Post Falls, ID to rates for a clean record with top companies.

Annual Post Falls, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,791 $3,488 $3,873 $3,288
American Family $2,892 $4,091 $4,415 $3,275
Farmers $2,385 $3,026 $2,839 $2,694
GEICO $1,782 $2,836 $3,955 $2,996
Liberty Mutual $1,790 $2,243 $2,305 $2,271
Nationwide $2,059 $2,660 $3,699 $2,308
State Farm $1,737 $2,080 $1,908 $1,908
Travelers $1,949 $2,779 $4,817 $3,109
USAA $1,452 $2,079 $2,824 $1,761

Cheapest Post Falls, ID Car Insurance for Teen Drivers

Teen car insurance in Post Falls, ID can be expensive. Take a look at rates from the top car insurance companies in Post Falls for teenagers.

Annual Car Insurance Rates for Teen Drivers in Post Falls, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,959 $8,014
American Family $7,336 $9,550
Farmers $6,644 $6,868
GEICO $4,492 $5,585
Liberty Mutual $4,382 $4,872
Nationwide $4,504 $5,526
State Farm $3,533 $4,457
Travelers $6,577 $10,412
USAA $3,937 $4,411

Cheapest Post Falls, ID Car Insurance for Seniors

Take a look at Post Falls, ID senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Post Falls, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,710 $1,773
American Family $1,836 $1,836
Farmers $1,199 $1,272
GEICO $1,982 $1,925
Liberty Mutual $1,082 $1,209
Nationwide $1,633 $1,731
State Farm $1,056 $1,056
Travelers $1,331 $1,325
USAA $1,152 $1,132

Cheapest Post Falls, ID Car Insurance Rates After a DUI

A DUI in Post Falls, ID increases car insurance rates. Compare Post Falls, Idaho DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Post Falls, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,873
American Family $4,415
Farmers $2,839
GEICO $3,955
Liberty Mutual $2,305
Nationwide $3,699
State Farm $1,908
Travelers $4,817
USAA $2,824

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Post Falls, ID Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Post Falls, ID by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Post Falls, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,360 $3,360
American Family $3,592 $3,744
Farmers $2,736 $2,736
GEICO $2,843 $2,942
Liberty Mutual $2,152 $2,152
Nationwide $2,682 $2,682
State Farm $1,862 $1,955
Travelers $3,163 $3,163
USAA $2,005 $2,053

The Best Cheap Car Insurance Companies in Post Falls, ID

Take a look at a side-by-side comparison of the top car insurance companies in Post Falls, ID to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Post Falls, Idaho

Insurance Company Average Annual Rates
Allstate $3,360
American Family $3,668
Farmers $2,736
GEICO $2,892
Liberty Mutual $2,152
Nationwide $2,682
State Farm $1,908
Travelers $3,163
USAA $2,029

Category Winners: Cheapest Car Insurance in Post Falls, Idaho

Find the cheapest car insurance companies in Post Falls, ID for each category right here.

Best Annual Car Insurance Rates by Company in Post Falls, Idaho

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Post Falls, ID Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Post Falls car insurance rates. Find the cheapest Post Falls, ID car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Post Falls, Idaho

Insurance Company Low Medium High
Allstate $3,237 $3,354 $3,490
American Family $3,667 $3,850 $3,487
Farmers $2,592 $2,703 $2,914
GEICO $2,733 $2,888 $3,057
Liberty Mutual $2,022 $2,149 $2,286
Nationwide $2,627 $2,819 $2,599
State Farm $1,792 $1,913 $2,020
Travelers $3,109 $3,210 $3,170
USAA $1,968 $2,025 $2,093

What affects car insurance rates in Post Falls, Idaho?

What factors can have an impact on Post Falls, ID car insurance? There are several reasons why Post Falls car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Post Falls, Idaho.

Car Theft in Post Falls

High levels of vehicle theft can make car insurance more expensive. Post Falls, ID car theft statistics from the FBI indicate 29 vehicle thefts a year.

Commute Time in Post Falls

The more time you spend in your car the higher the risk of an accident. The average commute length in Post Falls, ID is 21.2 minutes according to City-Data.

Compare Car Insurance Quotes in Post Falls, ID

Ready to find affordable Post Falls, Idaho car insurance today? Enter your ZIP code for fast, free Post Falls, ID car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption