Compare Salina, OK Car Insurance Rates (2021)

Car insurance in Salina, OK averages $338 a month. Salina, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Salina car insurance rates, compare quotes from the top car insurance companies in Salina, OK.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Salina for teen drivers is State Farm
  • Average car insurance rates in Salina, OK are $4,057/year
  • The cheapest car insurance company in Salina is State Farm

If you need to buy Salina, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Salina, OK is right here.

You’ll find Salina car insurance rates, the cheapest Salina, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Salina, Oklahoma car insurance rates to Lawton car insurance rates, Stillwater car insurance rates, and Broken Arrow car insurance rates.

Ready to find affordable Salina, OK car insurance today? Enter your ZIP code for fast, free Salina car insurance quotes.

Cheapest Salina, OK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Salina, OK car insurance rates? Every Salina, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Salina, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,283 $2,291 $2,102 $2,209 $7,128 $8,376 $2,463 $2,598
Farmers $2,443 $2,421 $2,200 $2,330 $9,244 $9,434 $2,770 $2,892
GEICO $2,246 $2,463 $2,396 $2,702 $6,644 $7,106 $1,970 $2,000
Liberty Mutual $4,518 $4,774 $3,967 $4,321 $12,505 $13,736 $4,702 $4,879
Progressive $2,366 $2,251 $1,947 $2,059 $9,472 $10,623 $2,776 $2,924
State Farm $1,927 $1,927 $1,690 $1,690 $4,761 $6,021 $2,020 $2,263
USAA $1,955 $1,961 $1,873 $1,895 $6,314 $7,052 $2,520 $2,770

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Minimum Car Insurance in Salina, OK

Every driver must carry the minimum car insurance in Salina, OK. Take a look at the Oklahoma car insurance requirements.

Minimum Required Car Insurance Coverage in Salina, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Salina, OK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Salina, OK. Compare credit history car insurance rates in Salina from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Salina, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,548 $3,451 $3,044
Farmers $4,862 $3,993 $3,796
GEICO $4,146 $3,441 $2,736
Liberty Mutual $9,597 $5,845 $4,583
Progressive $4,883 $4,158 $3,866
State Farm $3,878 $2,484 $2,000
USAA $4,882 $2,780 $2,216

Cheapest Salina, OK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Salina, OK to rates for a clean record with top companies.

Annual Salina, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,157 $3,711 $4,297 $3,559
Farmers $3,555 $4,571 $4,462 $4,278
GEICO $2,504 $3,840 $4,270 $3,150
Liberty Mutual $4,492 $7,516 $8,505 $6,188
Progressive $3,350 $6,228 $3,696 $3,935
State Farm $2,597 $2,978 $2,787 $2,787
USAA $2,428 $3,487 $4,267 $2,987

Cheapest Salina, OK Car Insurance for Teen Drivers

Teen car insurance in Salina, OK can be expensive. Take a look at rates from the top car insurance companies in Salina for teenagers.

Annual Car Insurance Rates for Teen Drivers in Salina, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,128 $8,376
Farmers $9,244 $9,434
GEICO $6,644 $7,106
Liberty Mutual $12,505 $13,736
Progressive $9,472 $10,623
State Farm $4,761 $6,021
USAA $6,314 $7,052

Cheapest Salina, OK Car Insurance for Seniors

Take a look at Salina, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Salina, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,102 $2,209
Farmers $2,200 $2,330
GEICO $2,396 $2,702
Liberty Mutual $3,967 $4,321
Progressive $1,947 $2,059
State Farm $1,690 $1,690
USAA $1,873 $1,895

Cheapest Salina, OK Car Insurance Rates After a DUI

A DUI in Salina, OK increases car insurance rates. Compare Salina, Oklahoma DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Salina, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,297
Farmers $4,462
GEICO $4,270
Liberty Mutual $8,505
Progressive $3,696
State Farm $2,787
USAA $4,267

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Cheapest Salina, OK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Salina, OK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Salina, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,681 $3,681
Farmers $4,217 $4,217
GEICO $3,375 $3,507
Liberty Mutual $6,675 $6,675
Progressive $4,302 $4,302
State Farm $2,740 $2,835
USAA $3,253 $3,332

The Best Cheap Car Insurance Companies in Salina, OK

Take a look at a side-by-side comparison of the top car insurance companies in Salina, OK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Salina, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,681
Farmers $4,217
GEICO $3,441
Liberty Mutual $6,675
Progressive $4,302
State Farm $2,787
USAA $3,292

Category Winners: Cheapest Car Insurance in Salina, Oklahoma

Find the cheapest car insurance companies in Salina, OK for each category right here.

Best Annual Car Insurance Rates by Company in Salina, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Salina, OK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Salina car insurance rates. Find the cheapest Salina, OK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Salina, Oklahoma

Insurance Company Low Medium High
Allstate $3,451 $3,667 $3,926
Farmers $4,023 $4,169 $4,458
GEICO $3,199 $3,448 $3,676
Liberty Mutual $6,331 $6,651 $7,043
Progressive $4,010 $4,277 $4,621
State Farm $2,624 $2,767 $2,971
USAA $3,164 $3,283 $3,430

What affects car insurance rates in Salina, Oklahoma?

What factors can have an impact on Salina, OK car insurance? There are several reasons why Salina car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Salina, Oklahoma.

Commute Time in Salina

The more time you spend in your car the higher the risk of an accident. The average commute length in Salina, OK is 22.7 minutes according to City-Data.

Traffic in Salina

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Salina, OK traffic data from INRIX ranks Salina as the 902nd-most congested in the world.

Compare Car Insurance Quotes in Salina, OK

Ready to find affordable Salina, Oklahoma car insurance today? Enter your ZIP code for fast, free Salina, OK car insurance quotes.

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