Compare Sun City, AZ Car Insurance Rates (2021)

Car insurance in Sun City, AZ averages $327 a month. Sun City, Arizona car insurance requirements are 15/30/10, but you might need full coverage insurance if your car is financed. To find cheap Sun City car insurance rates, compare quotes from the top car insurance companies in Sun City, AZ.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Sun City is GEICO
  • Average car insurance rates in Sun City, AZ after a DUI are $4,602/year
  • Average car insurance rates in Sun City, AZ are $3,922/year

If you need to buy Sun City, Arizona car insurance, the options can be confusing. Everything you need to know about car insurance in Sun City, AZ is right here.

You’ll find Sun City car insurance rates, the cheapest Sun City, AZ car insurance companies, and information on Arizona car insurance laws. You can also compare Sun City, Arizona car insurance rates to Gilbert car insurance rates, Mesa car insurance rates, and Chandler car insurance rates.

Ready to find affordable Sun City, AZ car insurance today? Enter your ZIP code for fast, free Sun City car insurance quotes.

Cheapest Sun City, AZ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Sun City, AZ car insurance rates? Every Sun City, Arizona car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sun City, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,549 $3,549 $3,454 $3,454 $7,793 $10,105 $3,978 $4,330
American Family $2,759 $2,759 $2,534 $2,534 $7,447 $9,786 $2,759 $3,219
Farmers $3,085 $3,080 $2,740 $2,939 $13,588 $14,063 $3,452 $3,522
GEICO $1,607 $1,794 $1,357 $1,733 $4,665 $4,915 $1,468 $1,445
Nationwide $2,302 $2,338 $2,061 $2,177 $5,788 $7,394 $2,668 $2,880
Progressive $2,144 $1,866 $1,933 $1,830 $9,003 $10,048 $2,302 $2,274
State Farm $2,501 $2,501 $2,219 $2,219 $8,037 $10,093 $2,694 $3,413
Travelers $2,143 $2,254 $2,001 $2,127 $6,393 $8,084 $2,266 $2,382
USAA $1,547 $1,549 $1,448 $1,462 $5,789 $6,618 $2,030 $2,169

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Minimum Car Insurance in Sun City, AZ

Every driver must carry the minimum car insurance in Sun City, AZ. Take a look at the Arizona car insurance requirements.

Minimum Required Car Insurance Coverage in Sun City, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Sun City, AZ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Sun City, AZ. Compare credit history car insurance rates in Sun City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Sun City, Arizona

Insurance Company Poor Fair Good
Allstate $6,437 $4,577 $4,066
American Family $5,304 $3,957 $3,412
Farmers $6,613 $5,542 $5,271
GEICO $3,262 $2,138 $1,718
Nationwide $4,140 $3,312 $2,901
Progressive $4,369 $3,827 $3,579
State Farm $7,756 $2,998 $1,875
Travelers $4,204 $3,429 $2,736
USAA $3,711 $2,600 $2,168

Cheapest Sun City, AZ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Sun City, AZ to rates for a clean record with top companies.

Annual Sun City, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,008 $5,100 $5,790 $5,207
American Family $2,990 $4,648 $5,786 $3,474
Farmers $4,912 $6,347 $6,197 $5,778
GEICO $1,832 $2,486 $3,341 $1,832
Nationwide $2,923 $3,071 $4,542 $3,268
Progressive $3,457 $4,577 $3,647 $4,019
State Farm $3,813 $4,607 $4,210 $4,210
Travelers $2,761 $3,602 $4,023 $3,439
USAA $2,055 $2,947 $3,885 $2,418

Cheapest Sun City, AZ Car Insurance for Teen Drivers

Teen car insurance in Sun City, AZ can be expensive. Take a look at rates from the top car insurance companies in Sun City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Sun City, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,793 $10,105
American Family $7,447 $9,786
Farmers $13,588 $14,063
GEICO $4,665 $4,915
Nationwide $5,788 $7,394
Progressive $9,003 $10,048
State Farm $8,037 $10,093
Travelers $6,393 $8,084
USAA $5,789 $6,618

Cheapest Sun City, AZ Car Insurance for Seniors

Take a look at Sun City, AZ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Sun City, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,454 $3,454
American Family $2,534 $2,534
Farmers $2,740 $2,939
GEICO $1,357 $1,733
Nationwide $2,061 $2,177
Progressive $1,933 $1,830
State Farm $2,219 $2,219
Travelers $2,001 $2,127
USAA $1,448 $1,462

Cheapest Sun City, AZ Car Insurance Rates After a DUI

A DUI in Sun City, AZ increases car insurance rates. Compare Sun City, Arizona DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Sun City, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,790
American Family $5,786
Farmers $6,197
GEICO $3,341
Nationwide $4,542
Progressive $3,647
State Farm $4,210
Travelers $4,023
USAA $3,885

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Cheapest Sun City, AZ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Sun City, AZ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Sun City, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,027 $5,027
American Family $4,185 $4,264
Farmers $5,809 $5,809
GEICO $2,334 $2,412
Nationwide $3,451 $3,451
Progressive $3,925 $3,925
State Farm $4,100 $4,319
Travelers $3,456 $3,456
USAA $2,796 $2,857

The Best Cheap Car Insurance Companies in Sun City, AZ

Take a look at a side-by-side comparison of the top car insurance companies in Sun City, AZ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Sun City, Arizona

Insurance Company Average Annual Rates
Allstate $5,027
American Family $4,224
Farmers $5,809
GEICO $2,373
Nationwide $3,451
Progressive $3,925
State Farm $4,210
Travelers $3,456
USAA $2,826

Category Winners: Cheapest Car Insurance in Sun City, Arizona

Find the cheapest car insurance companies in Sun City, AZ for each category right here.

Best Annual Car Insurance Rates by Company in Sun City, Arizona

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Sun City, AZ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Sun City car insurance rates. Find the cheapest Sun City, AZ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Sun City, Arizona

Insurance Company Low Medium High
Allstate $4,729 $5,054 $5,296
American Family $4,034 $4,359 $4,279
Farmers $4,817 $5,879 $6,730
GEICO $2,005 $2,410 $2,704
Nationwide $3,279 $3,493 $3,580
Progressive $3,398 $4,008 $4,369
State Farm $3,740 $4,299 $4,591
Travelers $3,060 $3,515 $3,794
USAA $2,590 $2,868 $3,022

What affects car insurance rates in Sun City, Arizona?

What factors can have an impact on Sun City, AZ car insurance? There are several reasons why Sun City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Sun City, Arizona.

Commute Time in Sun City

The more time you spend in your car the higher the risk of an accident. The average commute length in Sun City, AZ is 25.1 minutes according to City-Data.

Compare Car Insurance Quotes in Sun City, AZ

Ready to find affordable Sun City, Arizona car insurance today? Enter your ZIP code for fast, free Sun City, AZ car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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