Compare Customer Service Worker Car Insurance Rates [2023]
Car insurance for customer service representatives has average rates of $95.99/mo in the US. Compare quotes online to lower your rates.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
UPDATED: Nov 8, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 8, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Customer service employees pay an average of $1,151 annually
- Some companies evaluate the specifics of a customer service representative’s work environment
- It may sound strange, but your car insurance premium is partially based on your career
If we told you that customer service workers tend to pay higher car insurance rates than students, would that surprise you?
It’s true, according to a recent study which listed 60 different career categories according to how much workers pay for car insurance.
From lowest to highest, customer service workers were ranked 32nd. On average, they pay approximately $1,151.92 per year. By comparison, students pay about $1,028.
Enter your zip code above for FREE car insurance rates from top companies in your area!
In order to understand the difference in car insurance rates from one occupation for the next, it’s important to know what insurance companies are looking at.
Some occupations are more stressful than others, leading to more stressed-out employees behind the wheel.
Likewise, there are some job categories that require employees to have a great attention to detail, a cautious attitude, and an analytical mind. In other words, some personality traits are common among workers in a given job category.
Customer Service Agents and Stress
In our modern world of “the customer is always right,” it’s becoming increasingly difficult to explain to customers why they are, in fact, wrong.
Yet customer service representatives must attempt to help disgruntled individuals solve their problems.
It is a job that requires great diplomatic skills and the ability to ignore the attitudes and insults of others.
This particular characteristic would seem to be beneficial when it comes to driving.
On the other hand, spending eight hours per day listening to unhappy customers is enough to crack even the hardest nut. Being a customer service agent is one of the mort stressful occupations that an individual can have.
That frustration and stress can build up over the course of the day and then play itself out via aggressive driving on the way home.
When a person is stressed and getting behind the wheel, he’s more likely to cause an accident or be pulled over for a violation. This trait is not so good for insurance purposes.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Customer Service Agents and Creative Solutions
The most successful customer service representatives are those who can think outside the box and come up with creative solutions to problems.
This is another personality trait that has a positive effect on car insurance.
When service agents come upon a dangerous driving situation, for example, they are more likely to find a creative solution than someone else.
Not only that, but the solution will be designed to be something that causes as little negative consequences as possible.
Take a flash flood, for example. A more aggressive driver may be willing to take a risk and attempt to drive his car through a flash flood area.
A customer service representative, on the other hand, is more likely to be a bit more cautious and try to determine if there’s another way to go.
Even if that individual must drive miles of his or her way, he or she is more likely to do that in order to avoid the potential consequences of trying to drive through flood waters.
This is another good trait your insurance company likes.
Different Kinds of Customer Service Agents
As a whole, customer service representatives perform similar tasks across all industries. But there are some differences depending on where you work.
A customer service representative working the returns counter at a department is much more likely to encounter unhappy customers than one who works at a bank.
Some insurance companies believe these differences are significant enough to warrant asking about the particular work environment.
Some others are not concerned with this type of thing.
For those insurance companies that are concerned, they’ll be looking for things in your work environment that will contribute to stress and a lack of concentration.
It’s not that they’re trying to punish those in high-stress environments, it’s just that they know is that workers who are highly stressed tend to be poorer drivers.
On the other hand, the customer service representative whose work environment is more peaceful and stable will tend to be a better driver.
Determining Car Insurance Rates
Insurance companies consider a long list of factors when determining what their rates will be. While many of us may in this is not fair, most insurance companies that do business this way have plenty of statistical data to back them up.
In fact, they are so good at crunching the numbers that they can predict fairly accurately which drivers will make claims and how much those claims will be.
If you’re a customer service agent looking for better car insurance rates, start your search now by entering your ZIP code below!
Frequently Asked Questions
What are the average car insurance rates for customer service representatives?
The average rates are around $95.99 per month or $1,151.92 per year.
How can customer service representatives lower their car insurance rates?
Comparing quotes online from different insurance companies can help find lower rates.
Do job-related traits affect car insurance rates for customer service workers?
Traits like diplomacy and analytical thinking can positively impact rates.
Does job-related stress affect car insurance rates?
High-stress occupations may lead to more aggressive driving and potentially higher rates.
Does the work environment within customer service affect rates?
Some insurers consider stressful work environments, which can influence rates.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.