Compare Glendale, AZ Car Insurance Rates (2021)

The cheapest car insurance company in Glendale, AZ, is GEICO, which has an annual rate of $1,840 ($153/mo), which is lower than the Glendale, AZ average. However, Glendale, AZ car insurance rates vary for each person. Some of those factors can lead you to cheap Glenda, AZ car insurance quotes. The best way to know is to compare multiple companies online and shop around.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jul 14, 2021

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Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

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Here's what you need to know...

  • On average, Glendale, AZ car insurance rates are more expensive than the national average
  • GEICO is the cheapest car insurance company in Glendale, AZ
  • Secure cheap car insurance by maintaining a clean driving record

On average, Glendale, AZ car insurance rates are $4,564 per year, which is about $380 per month. This puts Glendale’s average rate $793 more than Arizona’s average for car insurance.

However, Glendale, AZ car insurance rates vary depending on the company and other factors that affect car insurance.

We’re here to help. Our guide explains how you can secure cheap car insurance in Glendale, Arizona for every age, credit history, and driving record.

Ready to find affordable Glendale, AZ car insurance? Enter your ZIP code above to get started.

Monthly Glendale, AZ Car Insurance Rates by ZIP Code

ZIP codes will play a major role in your car insurance rates because factors like crime and traffic are calculated by ZIP code. Check out the monthly Glendale, Arizona auto insurance rates by ZIP Code below:

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Glendale, AZ Car Insurance Rates vs. Top US Metro Car Insurance Rates

You might find yourself asking how does my Glendale, AZ stack up against other top US metro areas’ auto insurance rates? We’ve got your answer below.

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What is the cheapest car insurance company in Glendale, AZ?

The cheapest auto insurance company in Glendale, AZ, is GEICO. The following most affordable companies are USAA and Travelers. However, USAA is only available for military veterans and their immediate families.

Which Glendale, AZ car insurance company has the best rates? And how do those rates compare against the average Arizona car insurance company rates? We’ve got the answers below.

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Here are the best auto insurance companies in Glendale, AZ, ranked from cheapest to most expensive:

  • GEICO – $2,724
  • USAA – $2,966
  • Travelers – $3,716
  • Progressive – $4,224
  • Nationwide – $4,256
  • American Family – $4,907
  • State Farm – $5,861
  • Allstate – $6,095
  • Farmers – $6,327

GEICO, USAA, Travelers, Progressive, and Nationwide are the only companies in Glendale that provide cheaper than average car insurance rates.

With the right discounts, you can lower your annual auto insurance costs.

Before you get any discount, car insurance providers will inspect specific factors that determine your car insurance rates, such as age, gender, marital status, driving record, and credit history.

The most significant factor is your driving record. Some auto insurance companies provide up to 40 percent off if you have a clean driving record. In addition to no traffic violations or accidents, a good credit score can lower your auto insurance rates even more.

Even your location is a factor. Your neighborhood ZIP code can save you hundreds more if you live in a safer address.

What’s the cheapest neighborhood in Glendale? The most affordable ZIP code in Glendale, AZ is 85310, and its average car insurance cost is $350 per month.

If you’re a driver under 25 years old, you could face auto insurance quotes that are over $8,500 per year. Senior drivers, on the other hand, may have car insurance rates of about $2,500 per year.

Glendale, AZ car insurance rates by company and age is an essential comparison because the top car insurance company for one age group may not be the best company for another age group.

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Your coverage level will play a major role in your Glendale car insurance rates. Find the cheapest Glendale, AZ car insurance rates by coverage level below:

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Your credit score will play a significant role in your Glendale car insurance rates unless you live in these states where discrimination based on credit is not allowed: California, Hawaii, and Massachusetts. Find the cheapest Glendale, AZ car insurance rates by credit score below.

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Your driving record will play a major role in your Glendale car insurance rates. For example, other factors aside, a Glendale, AZ DUI may increase your car insurance rates 40 to 50 percent. Find the cheapest Glendale, AZ car insurance rates by driving record.

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Factors affecting car insurance rates in Glendale, AZ may include your commute, coverage level, tickets, DUIs, and credit. Controlling these factors will help you maintain cheap Glendale, Arizona car insurance.

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These states are no longer using gender to calculate your car insurance rates — Hawaii, Massachusetts, Michigan, Montana, North Carolina, and Pennsylvania. But age is still a major factor because young drivers are often considered high-risk. AZ does use gender, so check out the average monthly car insurance rates by age and gender in Glendale, AZ.

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What are the minimum car insurance coverage requirements in Glendale, AZ?

All drivers must have the minimum Arizona car insurance requirements, which are:

  • $25,000 per person and $50,000 per incident for bodily injury liability
  • $15,000 per incident for property damage

Some car insurance agents may recommend uninsured/underinsured motorist coverage to cover the gaps in insurance.

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What affects car insurance rates in Glendale, AZ?

Did you know that your daily commute and a city’s motor vehicle theft affect Glendale, AZ car insurance quotes?

According to Data USA, it takes the average Glendale driver 27 minutes to get to work. Since it’s close to the national average commute time, you may not pay much more for car insurance in Glendale, Arizona.

Glendale, AZ weather shouldn’t affect your auto insurance rates. Most accidents occur during normal conditions.

However, vehicle theft has a significant impact on comprehensive coverage. Higher rates of motor vehicle theft will certainly increase car insurance costs. The FBI annual statistics reported that Glendale had 810 auto thefts in 2019.

Glendale, AZ Car Insurance: The Bottom Line

The Arizona auto insurance average and national average are cheaper than the Glendale, AZ car insurance average.

You can find cheap Glendale, AZ car insurance by shopping around for the best policy. Also, it would be best to ask an agent which auto insurance discounts you qualify for.

Before you buy car insurance in Glendale, AZ, be sure to compare rates with multiple Arizona auto insurance companies.

Enter your ZIP code below to get fast, free Glendale, AZ car insurance quotes.

Frequently Asked Questions: Glendale, AZ Car Insurance

If you still have car insurance questions about Glendale, AZ, check out the answers below.

#1 – Why is Glendale, AZ car insurance so expensive?

Glendale, AZ is about 20 minutes away from Phoenix and has more than 22 colleges in its area. Therefore, the population could mean more younger drivers on Glendale roadways during certain times of the year.

#2 – Can non-military families get USAA car insurance in Glendale, AZ?

No. USAA is only available to veterans and their immediate families.

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Monthly Glendale, AZ Car Insurance Rates by ZIP Code
Glendale, AZ Car Insurance Rates vs. Top US Metro Car Insurance Rates
Glendale, AZ Car Insurance Rates by Company vs. City Average
Glendale, AZ Car Insurance Rates by Company and Age
The Cheapest Glendale, AZ Car Insurance Rates by Coverage Level
The Cheapest Glendale, AZ Car Insurance Rates by Credit Score
The Cheapest Glendale, AZ Car Insurance Rates by Driving Record
Factors Affecting Car Insurance Rates in Glendale, AZ
Average Monthly Car Insurance Rates by Age & Gender in Glendale, AZ
Monthly Glendale, AZ Car Insurance Rates by ZIP Code
Glendale, AZ Car Insurance Rates vs. Top US Metro Car Insurance Rates
Glendale, AZ Car Insurance Rates by Company vs. City Average
Glendale, AZ Car Insurance Rates by Company and Age
The Cheapest Glendale, AZ Car Insurance Rates by Coverage Level
The Cheapest Glendale, AZ Car Insurance Rates by Credit Score
The Cheapest Glendale, AZ Car Insurance Rates by Driving Record
Factors Affecting Car Insurance Rates in Glendale, AZ
Average Monthly Car Insurance Rates by Age & Gender in Glendale, AZ