How Much are Volvo S90 Insurance Rates? [Comprehensive Guide]

Average Volvo S90 auto insurance rates cost $136 per month ($1,626 per year). Comprehensive, collision, and liability insurance cost around $396, $578, and $459, respectively.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jul 1, 2020

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Key Takeaways:

  • Full coverage costs around $1,626 a year or $136 each month
  • A liability-only policy costs around $652 a year or $54 each month
  • Highest rates are for teenage drivers at around $5,943 a year or $495 each month
  • Good drivers can save as much as $670 a year by earning policy discounts
  • Volvo S90 insurance costs around $107 more per year than the average vehicle

The best way to get an idea of how much Volvo S90 car insurance rates might cost you is by looking at the average amount that people are currently paying.

Based on current drivers, the median Volvo S90 rates cost $1,626 a year for full coverage or $652 a year for minimum coverage. We put this helpful guide together so you can see how Volvo S90 insurance rates are determined in an easy-to-follow format.

You can start comparing quotes for Volvo S90 car insurance rates from some of the best car insurance companies by using our free online tool now.

Volvo S90 Insurance Cost

The average Volvo S90 car insurance rates are $1,626 a year or $136 a month.

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Are Volvo S90s Expensive to Insure?

The chart below details how Volvo S90 insurance rates compare to other luxury cars like the Audi A6, Lexus GS 300, and Lexus IS 300.

Vehicle Comprehensive Collision Liability Total
Volvo S90 $356 $714 $398 $1,626
Audi A6 $382 $744 $398 $1,682
Lexus GS 300 $344 $656 $338 $1,474
Lexus IS 300 $356 $686 $398 $1,598
Jaguar XE $382 $774 $398 $1,712
Mercedes-Benz E300 $394 $744 $338 $1,612
Cadillac CTS-V $406 $804 $338 $1,684
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However, there are a few things you can do to find the cheapest Volvo insurance rates online.

What Impacts the Cost of Volvo S90 Insurance?

The Volvo S90 trim and model you choose can impact the total price you will pay for Volvo S90 insurance coverage.

Age of the Vehicle

The average Volvo S90 auto insurance rates are higher for newer models. For example, auto insurance for a 2018 Volvo S90 costs $1,626, while 2017 Volvo S90 insurance costs are $1,616, a difference of $10.

Model Year Comprehensive Collision Liability Total
2018 Volvo S90 $356 $714 $398 $1,626
2017 Volvo S90 $344 $698 $416 $1,616
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Driver Age

Driver age can have a significant effect on the cost of Volvo S90 car insurance. For example, 30-year-old drivers pay approximately $72 more for their Volvo S90 car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Volvo S90 insurance rates. For example, drivers in Los Angeles may pay $894 a year more than drivers in Phoenix.

Your Driving Record

Your driving record can have an impact on the cost of Volvo S90 auto insurance. Teens and drivers in their 20’s see sees the highest jump in their Volvo S90 car insurance with violations on their driving record.

Volvo S90 Safety Ratings

The Volvo S90’s safety ratings will affect your Volvo S90 car insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Volvo S90 Safety Features

Volvo S90 safety features can lower the cost of your insurance. The safety features for the 2020 Volvo S90 include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Lane Departure Warning
  • Lane Keeping Assist

Volvo S90 Finance and Insurance Cost

If you are financing a Volvo S90, most lenders will require your carry higher Volvo S90 coverage options including comprehensive coverage, so be sure to shop around and compare Volvo S90 auto insurance rates from the best companies using our FREE tool below.

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Ways to Save on Volvo S90 Insurance

There are several ways you can save even more on your Volvo S90 car insurance rates. Take a look at the following five tips:

  • Purchase a Roadside Assistance Program for Your Volvo S90
  • Improve Your Credit Score
  • Buy a Volvo S90 with an Anti-Theft Device
  • Compare Volvo S90 Quotes Online
  • Check Your Volvo S90 Policy Carefully to Ensure All Information is Correct

Top Volvo S90 Insurance Companies

Who is the top auto insurance company for Volvo S90 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volvo S90 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Volvo S90 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Volvo S90 Insurance Quotes Online

You can start comparing quotes for Volvo S90 insurance from some of the top car insurance companies by using our free online tool today.

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Average Monthly Car Insurance Rates by State