How Much are Mercury Mariner Insurance Rates?

Average car insurance rates for a Mercury Mariner cost $1,062 a year, or around $89 a month. Finding Mercury Mariner teenager insurance coverage can cost on average $3,882 a year, so shop around to find cheap rates.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jul 8, 2020

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Key Takeaways:

  • Full coverage costs around $1,062 a year or $89 each month
  • A liability-only policy costs around $425 a year or $35 each month
  • Highest rates are for teenage drivers at around $3,882 a year or $324 each month
  • Good drivers can save as much as $438 a year by earning policy discounts
  • Mercury Mariner insurance costs around $457 less per year than the average vehicle

Mercury Mariner car insurance rates cost $457 less than the average vehicle. Some of the factors that influence Mercury Mariner insurance rates include the safety features of the mode and your personal driving record.

This comprehensive article will explore all of these topics and more so you have exactly what you need to find cheap Mercury Mariner rates that work for you.

You can start comparing quotes for Mercury Mariner car insurance rates from some of the best car insurance companies by using our free online tool now.

Mercury Mariner Insurance Cost

The average Mercury Mariner car insurance costs are $1,062 a year or $89 a month.

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Are Mercury Mariners Expensive to Insure?

The chart below details how Mercury Mariner insurance rates compare to other SUVs like the Toyota Land Cruiser, Chevrolet Traverse, and Ford Edge.

Vehicle Comprehensive Collision Liability Total
Toyota Land Cruiser $420 $774 $398 $1,750
Chevrolet Traverse $336 $470 $316 $1,258
Ford Edge $266 $500 $372 $1,296
GMC Yukon XL $362 $562 $372 $1,454
Audi Q3 $344 $686 $398 $1,586
BMW X5 $444 $750 $372 $1,724
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However, there are a few things you can do to find the cheapest Mercury insurance rates online.

What Impacts the Cost of Mercury Mariner Insurance?

The Mercury Mariner trim and model you choose can impact the total price you will pay for Mercury Mariner insurance coverage.

Age of the Vehicle

Older Mercury Mariner models generally cost less to insure. For example, auto insurance rates for a 2011 Mercury Mariner are $1,062, while 2010 Mercury Mariner rates are $1,038, a difference of $24.

Model Year Comprehensive Collision Liability Total
2011 Mercury Mariner $206 $330 $390 $1,062
2010 Mercury Mariner $198 $310 $394 $1,038
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Driver Age

Driver age can have a significant impact on Mercury Mariner auto insurance rates. For instance, a 30-year-old driver may pay $47 more each year for Mercury Mariner auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Mercury Mariner insurance rates. For example, drivers in Los Angeles may pay $393 a year more than drivers in Philadelphia.

Your Driving Record

Your driving record can have an impact on the cost of Mercury Mariner auto insurance. Teens and drivers in their 20’s see the highest jump in their Mercury Mariner car insurance with violations on their driving record.

Mercury Mariner Safety Ratings

Your Mercury Mariner auto insurance rates are influenced by the Mercury Mariner’s safety ratings. See the breakdown below:

Test Type Rating
Moderate overlap front Good
Side Good
Roof strength Marginal
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Mercury Mariner Crash Test Ratings

Mercury Mariner crash test ratings can impact your Mercury Mariner car insurance rates. See Mercury Mariner crash test results below:

Vehicle Tested Overall Frontal Side Rollover
Mercury Mariner 3 Stars 3 Stars 3 Stars 3 Stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Mercury Mariner Safety Features

Most drivers don’t realize that not only do Mercury Mariner safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Mercury Mariner auto insurance rates. The Mercury Mariner’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • Front Disc/Rear Drum Brakes
  • Electronic Stability Control
  • Child Safety Locks
  • Traction Control

Mercury Mariner Finance and Insurance Cost

If you are financing a Mercury Mariner, most lenders will require your carry higher Mercury Mariner coverage options including comprehensive coverage, so be sure to shop around and compare Mercury Mariner car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Mercury Mariner Insurance

You have more options at your disposal to save money on your Mercury Mariner car insurance costs. For example, try these five tips:

  • Work with a Direct Insurer Instead of an Insurance Broker for Your Mercury Mariner
  • Remove Young Drivers from Your Mercury Mariner Insurance When They Move Out or Go to School
  • Move to an Area with a Lower Cost of Living
  • Drive Your Mercury Mariner Safely
  • Buy a Dashcam for Your Mercury Mariner

Top Mercury Mariner Insurance Companies

Who is the best auto insurance company for Mercury Mariner insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mercury Mariner auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mercury Mariner offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Mercury Mariner Insurance Quotes Online

To start comparing Mercury Mariner car insurance quotes for free, use our online car insurance comparison tool.
Below is an overview of the Mercury Mariner’s features as well as advice on how to find car insurance.

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What are some Features of the Mercury Mariner that Impact Insurance Rates?

The 2011 Mercury Mariner, the last Mariner Ford intends to make, has the outward appearance of a Ford Explorer but its grill and taillights give it a more stylish look.

Boasting 34 mpg in the city and 31 mpg on the highway, the 2011 Mercury Mariner has the best gas mileage in its class. However, if you add the four-wheel drive option, this goes down to 30 mpg in the city and 27 mpg on the highway.

As far as safety is concerned, the 2011 Mercury Mariner comes with six airbags, stability controller, and anti-lock breaks.

The Insurance Institute for Highway Safety gave it a “Good” rating for front and side crash tests.

Other safety features include the MyKey and rear parking sensors. The MyKey allows parents of teen drivers to limit the Mercury Mariner’s speed and radio volume level.

Accessories of the Mercury Mariner that Affect Insurance Rates

The 2011 Mercury Mariner is a high-tech vehicle with many available accessories such as SIRIUS technology and a SYNC system.

Mercury helps you through the shopping phase by providing an accessorizer on their website.

The Flash Player-operated tool allows you to build your personalized Mercury Mariner by choosing the accessories you desire and seeing how they look.

Once you have built the car of your dreams, you can print it for future reference or buy it online.

Since there is very little that has changed from the previous model, people on a tight budget might want to consider buying a pre-owned 2010 Mercury Mariner.

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What Information is Needed to Get an Insurance Quote for a Mercury Mariner?

Shopping for car insurance quotes for a Mercury Mariner is easy, but it will be even easier if you have important information handy while searching for the best quote.

You should know the following four things before searching online for insurance:

  • Vehicle Identification Number (VIN) – Your VIN is specific to your Mercury Mariner and can tell car insurance companies the various safety features which can reduce premiums
  • Drivers License Number – Insurers ask you to provide your license number because they need to check your driving record in order to calculate your insurance rates
  • Usage – You should know how you use your Mercury Mariner; not using it often can help lower your insurance rates
  • Prior Insurance – Insurance companies sometimes give discounts to people who already have insurance

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Where can I find car insurance for a Mercury Mariner?

Like any other vehicle, you need to buy car insurance for your Mercury Mariner before you can drive it.

Obtaining quotes has never been easier than it is today.

All you have to do is go online and there will be numerous results immediately at your fingertips.

Find car insurance quotes for a Mercury Mariner by entering your ZIP code now!

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Average Monthly Car Insurance Rates by State