How much is car insurance for a Mercury Monterey?

Car insurance rates for a Mercury Monterey will depend on whether you have the classic convertible from 1975 or a mini-van from 2007. Find cheap Mercury Monterey quotes online and save up to $859 a year.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: May 27, 2020

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Here's what you need to know...

  • Ford released a number of different model types under the same moniker of Mercury Monterey
  • Insurance for a Mercury Monterey will vary greatly depending on whether it’s a 1974 convertible or a 2007 minivan
  • Consumers shopping for a new car are wise to check the prices of insurance before buying a new car

Is the Mercury Monterey reasonably priced in terms of insurance risk? Just how much would the average policy cost? A reasonably priced car won’t seem like a steal if you end up paying big bucks in insurance rates.

Read on to find out more about the insurance of a Mercury Monterey then enter your ZIP code to compare online car insurance quotes now!

Car Insurance for a Mercury Monterey Then and Now

The Mercury Monterey make and model was first manufactured in the year 1950. The original was a full-sized two-door vehicle with a hardtop.

In 1952, they rolled out a convertible version and also a model with four doors. The convertible model was the company’s number one selling car for a number of years.

The sedan, coupe, and convertible versions of the Mercury Monterey were continued with various changes and upgrades until the year 1974 when it was discontinued.

These cars today are considered “classics” and may need to be insured under classic car insurance rather than a traditional policy.

From 2004 to 2007 the name Mercury Monterey was passed on to a luxury minivan by the same company. The minivan came with features such as heated and cooled seats, a DVD player, and a third-row seat that completely folded away.

The minivan was touted as the minivan with the “most torque” in its class. This is very impressive for a minivan since torque is the ability of the engine to quickly move the full weight of the car.

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How do insurance companies figure out insurance premiums?

Depending on what make, model and year of Mercury Monterey you have, you may be paying a different price for insurance coverage.

Car insurance companies base their insurance default rates on statistical evidence. If you are looking at the minivan version of this vehicle, then you will probably see lower rates.

Statistically speaking, minivan drivers speed less and get into fewer accidents than cars.

The classic versions of the car may be a little more expensive since the classic Monterey is sometimes hard to fix. The harder parts are to come by, the more it costs the insurance companies, and the more it costs you.

No matter what type of Mercury Monterey you are interested in, you can affect your insurance rate for the better if you install safety equipment in the vehicle and are careful to park the vehicle in a populated location.

Lowering the Rates on the Insurance Cost of a Mercury Monterey

  • Keep an eye on your driving record and credit report to ensure a better quote.
  • Keeping your credit score as high as possible will help you keep your rates low.
  • Ask about discounts such as good student, good driver, and multiple driver policy discounts.

In order to get the best rate of insurance for the Mercury Monterey you will want to shop around. Get several price quotes at once using online comparison sites.

You can find quote comparisons by entering your ZIP code and using a great web comparison tool right now!

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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