Compare Peoria, AZ Car Insurance Rates (2021)

The cheapest car insurance company in Peoria, AZ, is GEICO, which has an annual rate of $2,512 ($209/mo), which is lower than the Peoria, AZ average. However, Peoria, AZ car insurance rates vary for each person. Some of those factors can lead you to cheap Peoria, AZ car insurance quotes. The best way to know is to compare multiple companies online and shop around.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Mar 6, 2021

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Here's what you need to know...

  • On average, Peoria, AZ car insurance rates are $263 more expensive than the national average
  • GEICO is the cheapest car insurance company in Peoria, Arizona
  • Secure cheap car insurance by maintaining a clean driving record

On average, Peoria, AZ car insurance rates are $4,195 per year. This puts Peoria’s average rate $424 more than Arizona’s average for car insurance.

However, Peoria, AZ car insurance quotes vary depending on the company and other factors that affect car insurance.

We’re here to help. Our guide explains how you can secure cheap car insurance in Peoria, Arizona, for every age, credit history, and driving record.

Ready to find affordable Peoria, AZ car insurance? Enter your ZIP code above to get started.

What is the cheapest car insurance company in Peoria, AZ?

The cheapest auto insurance company in Peoria, AZ, is GEICO. The following most affordable companies are USAA and Travelers. However, USAA is only available for military veterans and their immediate families.

Here are the best auto insurance companies in Peoria, AZ, ranked from cheapest to most expensive:

  • GEICO – $2,512
  • USAA – $2,937
  • Travelers – $3,498
  • Nationwide – $3,892
  • Progressive – $3,967
  • American Family – $4,555
  • State Farm – $5,062
  • Allstate – $5,371
  • Farmers – $5,960

GEICO, USAA, Travelers, and Nationwide are the only companies in Peoria that provide cheaper than average car insurance rates.

With the right discounts, you can lower your annual auto insurance costs.

Before you get any discount, car insurance providers will inspect specific factors that determine your car insurance rates, such as age, gender, marital status, driving record, and credit history.

The most significant factor is your driving record. Some auto insurance companies provide between 15 to 40 percent off if you have a clean driving record. In addition to no traffic violations or accidents, a good credit score can lower your auto insurance rates even more.

Even your location is a factor. Your neighborhood ZIP code can save you hundreds more if you live in a safer address.

What’s the cheapest neighborhood in Peoria? The most affordable ZIP code in Peoria, Arizona, is 85373, and its average car insurance cost is $322 per month.

If you’re a male driver under 25 years old, you could face auto insurance quotes that are over $9,500 per year. On the other hand, senior drivers may have car insurance rates of about $2,300 per year.

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What are the minimum car insurance coverage requirements in Peoria, AZ?

All drivers must have the minimum Arizona car insurance requirements, which are:

  • $25,000 per person and $50,000 per incident for bodily injury liability
  • $15,000 per incident for property damage
  • $25,000 per person and $50,000 per accident for UM/UIM coverage

Some car insurance agents may recommend uninsured/underinsured motorist coverage to cover the gaps in insurance.

What affects car insurance rates in Peoria, AZ?

Did you know that your daily drive to work and a city’s motor vehicle theft affect Peoria, AZ car insurance quotes?

According to Data USA, it takes the average Peoria driver 27 minutes to get to work. If you drive your car less, you can receive a discount on car insurance.

The FBI annual statistics reported that Peoria had 243 auto thefts in 2019. What does this mean for Peoria car insurance? Vehicle theft has a significant impact on comprehensive car insurance. Therefore, higher rates of motor vehicle theft will certainly increase car insurance costs.

Peoria, AZ Auto Insurance: The Bottom Line

The Arizona auto insurance average and national average are cheaper than the Peoria, AZ car insurance average.

You can find cheap car insurance by shopping around for the best policy. Ask questions and take advantage of discounts whenever they’re available.

Before you buy car insurance in Peoria, AZ, be sure to compare rates with multiple Arizona auto insurance companies.

Enter your ZIP code below to get fast, free Peoria, AZ car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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Average Monthly Car Insurance Rates by State