Volvo Car Insurance Rates

The average Volvo car insurance rates are $165.20/mo across all models. To find the lowest Volvo car insurance rates, use our quote comparison tool below.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 22, 2020

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Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

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Here's what you need to know...

  • Volvo has a reputation for safety that is unsurpassed
  • Because of their safety ratings, Volvo has fairly cheap insurance rates
  • Determine what your state’s requirements are by contacting your state’s division of insurance
  • Across all models, the average Volvo Car Insurance are $1,982.40/yr or $165.20/mo

Volvo automobiles are relatively easy to insure. Their record of safety helps keep rates down somewhat, but insurance rates are based largely on the individuals being insured and their habits.

Regardless of which model vehicle your drive, you should always compare quotes for auto insurance before deciding what coverage to obtain.

Use the FREE search tool above by entering your ZIP code to get started now!

Volvo History

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Volvo was established in 1927 in Gothenburg, Sweden.

Over the years, Volvo has sponsored the use of some of the most important safety features that even now exist in automobiles.

Examples of these are:

  • 1944 – Laminated windscreen
  • 1957-1958 – Anchor points for two-point safety belts front and rear
  • 1972 – Rearward-facing child safety seat
  • 2002 – Roll Stability Control
  • 2007 – Distance Alert warns the driver of safe braking distances between other vehicles
  • 2008 – City Safety provides automatic braking at speeds below 30 kph if an obstruction is detected in front of the car
  • 2013 – Cyclist detection with auto brake that stops the car if a bicycle interferes with the path

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Facts about Insurance and Car Insurance Rates

Every state sets its own financial responsibility laws for drivers in the state. These limits vary from state to state.

Legislatures indicate the minimum limits of liability for insurance carried in the state.

The following limits of liability and coverage are suggested to meet the required limits for most states:

  • Bodily Injury Liability – Coverage that pays for your responsibility for bodily injury to others in the event of an accident
  • Property Damage Liability – Coverage to reimburse others for your responsibility for property damage liability
  • Medical Payments Coverage – Pays for medical payments for you and your family in the event of an accident
  • Uninsured Motorists – Coverage to pay for your own bodily injury if you are involved in an accident with someone who does not have car insurance
  • Personal Injury Protection – Coverage is in lieu of medical payments and uninsured motorists in states that require no-fault insurance

None of the above coverage applies to your own vehicle.

If you need to protect your own investment in your car, you will need the following coverage:

  • Comprehensive – Pays for vandalism, fire, theft, animal damage, weather, and glass damage to your vehicle
  • Collision – Pays for collision damage to your vehicle for most reasons even though it is your fault

A deductible is customarily added to comprehensive and collision. The deductible can vary from $100 to $1,000 per accident, depending upon the amount your loan company will accept or that you estimate you can afford.

Insurance Quotes for a Volvo

Insurance rates vary widely according to families. The composition of your family, your circumstances, and your location can cause your insurance rates to vary widely.

Each insurance company has its own rate filing in a state based upon the statistical experience of the insurance company.

Comparison-shopping can make a difference in the amount you pay for insurance.

Enter your ZIP code into the FREE comparison tool below to start your search for insurance today!

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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Average Monthly Car Insurance Rates by State