Volvo XC60 Insurance Cost Estimate [Everything You Need to Know]

Average auto insurance rates for a Volvo XC60 cost $1,316 a year, or around $110 a month. Teens pay the highest rates at up to $4,810 a year, while good drivers may only pay $773.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 19, 2020

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Key takeaways:

  • Full coverage costs around $1,316 a year or $110 each month
  • A liability-only policy costs around $527 a year or $44 each month
  • Highest rates are for teenage drivers at around $4,810 a year or $401 each month
  • Good drivers can save as much as $543 a year by earning policy discounts
  • Volvo XC60 insurance costs around $203 less per year than the average vehicle

In case you are unaware, Volvo XC60 insurance rates cost an average of $1,316 a year, or around $110 per month. The amount of money that you end up paying for Volvo XC60 car insurance rates can be higher or lower depending upon a few factors like your age and driving record. Take a look at this easy-to-follow guide for more details on Volvo XC60 insurance rates and how it applies to you.

You can start comparing quotes for Volvo XC60 car insurance rates from some of the best car insurance companies by using our free online tool now.

Volvo XC60 Insurance Cost

The average car insurance costs for a Volvo XC60 are $1,316 a year or $110 a month.

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Are Volvo XC60s Expensive to Insure?

The chart below details how Volvo XC60 insurance rates compare to other SUVs like the Infiniti QX60, Mercedes-Benz GLA 250, and GMC Terrain.

Vehicle Comprehensive Collision Liability Total
Volvo XC60 $306 $536 $338 $1,316
Infiniti QX60 $404 $750 $372 $1,684
Mercedes-Benz GLA 250 $370 $714 $450 $1,714
GMC Terrain $322 $562 $316 $1,336
Dodge Journey $322 $532 $372 $1,384
Mercedes-Benz GLS 450 $458 $894 $398 $1,908
Jaguar F-PACE $470 $982 $398 $2,008
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However, there are a few things you can do to find the cheapest Volvo insurance rates online.

What Impacts the Cost of Volvo XC60 Insurance?

You might have noticed that there is a multitude of factors that impact Volvo XC60 car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Volvo XC60.

Age of the Vehicle

Older Volvo XC60 models generally cost less to insure. For example, auto insurance rates for a 2018 Volvo XC60 are $1,316, while 2010 Volvo XC60 rates are $1,074, a difference of $242.

Model Year Comprehensive Collision Liability Total
2018 Volvo XC60 $306 $536 $338 $1,316
2017 Volvo XC60 $296 $524 $354 $1,310
2016 Volvo XC60 $286 $502 $364 $1,288
2015 Volvo XC60 $270 $484 $376 $1,266
2014 Volvo XC60 $260 $450 $384 $1,230
2013 Volvo XC60 $250 $424 $388 $1,198
2012 Volvo XC60 $240 $380 $390 $1,146
2011 Volvo XC60 $224 $350 $390 $1,100
2010 Volvo XC60 $216 $328 $394 $1,074
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Driver Age

Driver age can have a significant impact on the cost of Volvo XC60 auto insurance. For example, 20-year-old drivers pay approximately $1,609 each year for their Volvo XC60 auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Volvo XC60 insurance rates. For example, drivers in Houston may pay $970 a year more than drivers in Columbus.

Your Driving Record

Your driving record can have an impact on the cost of Volvo XC60 auto insurance. Teens and drivers in their 20’s see sees the highest jump in their Volvo XC60 car insurance with violations on their driving record.

Volvo XC60 Safety Ratings

Your Volvo XC60 auto insurance rates are influenced by the Volvo XC60’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Volvo XC60 Crash Test Ratings

Poor Volvo XC60 crash test ratings could mean higher Volvo XC60 car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Volvo XC60 T8 SUV AWD N/R N/R N/R N/R
2020 Volvo XC60 T8 Polestar Engineered SUV AWD N/R N/R N/R N/R
2020 Volvo XC60 T6 SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Volvo XC60 T5 SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Volvo XC60 T5 SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Volvo XC60 T8 SUV AWD N/R N/R N/R N/R
2019 Volvo XC60 T6 SUV AWD N/R N/R N/R N/R
2019 Volvo XC60 T5 SUV FWD N/R N/R N/R N/R
2019 Volvo XC60 T5 SUV AWD N/R N/R N/R N/R
2018 Volvo XC60 T8 SUV AWD N/R N/R N/R N/R
2018 Volvo XC60 T6 SUV FWD N/R N/R N/R N/R
2018 Volvo XC60 T6 SUV AWD N/R N/R N/R N/R
2018 Volvo XC60 T5 SUV FWD N/R N/R N/R N/R
2018 Volvo XC60 T5 SUV AWD N/R N/R N/R N/R
2017 Volvo XC60 SUV FWD 5 stars 5 stars 5 stars 4 stars
2017 Volvo XC60 SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Volvo XC60 SUV FWD 5 stars 5 stars 5 stars 4 stars
2016 Volvo XC60 SUV AWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Volvo XC60 Safety Features

The numerous safety features of the Volvo XC60 help contribute to lower insurance rates. The 2020 Volvo XC60 has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Lane Departure Warning

Volvo XC60 Insurance Loss Probability

Review the Volvo XC60 car insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Volvo XC60 auto insurance costs; higher percentages mean higher Volvo XC60 auto insurance costs.

Insurance Coverage Category Loss Rate
Collision -21%
Property Damage -26%
Comprehensive -30%
Personal Injury -40%
Medical Payment -47%
Bodily Injury -45%
Source: Insurance Institute for Highway Safety
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Volvo XC60 Finance and Insurance Cost

If you are financing a Volvo XC60, most lenders will require your carry higher Volvo XC60 coverage options including comprehensive coverage, so be sure to shop around and compare Volvo XC60 auto insurance quotes from the best auto insurance companies using our FREE tool below.

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Ways to Save on Volvo XC60 Insurance

Drivers can end up saving more money on their Volvo XC60 car insurance rates by employing any one of the following strategies.

  • Make Sure You Use an Accredited Driver Safety Program
  • Use a Service Like Turo to Rent Out Your Volvo XC60
  • Buy An Older Volvo XC60
  • Wait Six Years for Accidents to Disappear from Your Record
  • Improve Your Credit Score

Top Volvo XC60 Insurance Companies

Who is the top auto insurance company for Volvo XC60 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volvo XC60 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Volvo XC60 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Volvo XC60 Insurance Quotes Online

Save on your Volvo XC60 car insurance rates by taking advantage of our FREE comparison tool.

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