Hit-and-Run Police Reports

Hit-and-Run police reports vary from state to state and will depend on the nature of the accident. Some states won't even require a police report for less than $500 of damages.

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UPDATED: Jun 12, 2020

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Here's what you need to know...
  • Hit-and-run reports will vary depending on where you live
  • Try to find witnesses to the incident
  • File a police report whether or not you witnessed anything


The information included in hit-and-run police reports varies from state to state. What do police do for a hit-and-run? Generally, the police will ask the driver that remained on the scene to provide a verbal account of the accident.

If cameras or other witnesses are present, this information will be documented in the police report.

It is important to note that there are different types of reports that will be filled out depending on the nature of the accident.

Someone hit your parked car and left? If your car has been damaged while in a public parking area, you may need to go to your local police precinct in order to fill out a report.

Should you file a police report after a hit-and-run? Do police investigate all hit-and-runs? Some states do not require police to make an accident report unless it is estimated that more than $500 worth of damage has been done to the following:

  • Vehicle
  • Public property
  • Private property

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When should you fill out a hit-and-run accident report?

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Even if you have full coverage on your vehicle, you should call the authorities and request to have a police report made if you are the victim of a hit-and-run driver.

Failing to do so could cause the processing of your insurance claim to be delayed or denied altogether.

In addition to filing your police or accident report within a reasonable period of time, you might also want to see if there are any witnesses on hand.

Since the police will try to find the driver who damaged your vehicle, having a statement from an eyewitness or footage of the accident will be helpful.

If you didn’t get a police report filed prior to getting in contact with your insurance provider, your insurance agent may be able to provide you with assistance.

You didn’t have to be present when your car was damaged to report a hit-and-run. If you left your car parked on the street and found that it had been sideswiped, you should still ask to make an accident report.

The police will conduct an investigation and, hopefully, the negligent party will be located. In any case, having a police report will help to get your car insurance claim paid out quicker.

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How do you file a hit-and-run driver police report when you have the license number?

Not all hit-and-run drivers are able to get far away from the scene of the crime before they are tracked down. Sometimes Good Samaritans will follow the hit-and-run driver while calling the police, while others will write down the license number.

If this is the case, your police report will be filled out with information on the hit-and-run driver and then amended later.

You may need to request that a second police report is filed if the hit-and-run driver is located days after the accident.

Even if you provide the police with lots of detailed information, it may or may not be included in the police report.

As long as you follow up and ask to speak to a commanding officer, your insurance provider cannot hold you liable for information not included in the accident report.

How do you file a car insurance claim after your car is damaged by a hit-and-run driver?

Does insurance cover a hit-and-run? You only need to submit an insurance claim involving a hit-and-run driver if you have comprehensive coverage. Since liability car insurance provides protection for any vehicles that you damage, the hit-and-run driver will not be able to submit a claim.

However, in the event that a passenger in the other vehicle was injured, you should still speak to your insurance agent about your options.

The insurance adjuster will likely ask you many questions, and you might even be asked to return to the scene of the crime.

It is in the best interest of your insurance provider to find the identity of the hit-and-run driver, which is why it is so important to file a police report quickly.

Even if you are found to be partially at fault, your car insurance company will pay to have your vehicle repaired.

If your insurance company is successful in finding the hit-and-run driver, there may be an arbitration period.

Since your car insurance provider will want the hit-and-run driver’s car insurance company to pay for your damages, the police report will be used as evidence. In the event that the motorist who left the scene of the accident is uninsured, a lawsuit may be filed.

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References:

  1. http://www.consumerreports.org/cro/news/2013/07/when-to-report-a-car-accident-to-an-insurance-company/index.htm
  2. http://www.ehow.com/how_2081704_file-police-report.html
  3. https://www.geico.com/more/driving/auto/car-safety-insurance/what-to-do-if-you-witness-a-car-accident/
  4. https://www.statefarm.com/simple-insights/auto-and-vehicles/what-to-do-after-a-hit-and-run
  5. http://www.hoffmanlawoffice.com/tips-to-avoid-mistakes-after-a-hit-run-accident.html

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