Compare Young Driver Car Insurance Rates [2023]
$551.11/mo is the national average for young drivers' car insurance rates. Save more by finding discounts, raising your deductible, and comparing quotes online.
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Zach Fagiano
Insurance & Finance Analyst
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Insurance & Finance Analyst
UPDATED: Nov 8, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 8, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Every young driver must have car insurance before they are able to drive
- Insurance companies offer discounts for teen drivers such as for completing drivers ed
- Remember to compare several different companies before purchasing car insurance
Why is it mandatory for young drivers to own car insurance?
Driving a car is a necessity and allows children to go wherever they want without much hassle.Just as they are educated on the rules of driving and respecting other drivers, young drivers should be educated about what it means to have car insurance.Unfortunately, most automobile accidents involve young drivers from ages 15 to 20. Reasoning, mental judgment, tolerance, and emotional faculties don’t often mature until kids are in their late teens or past, and lack of these mature functions often paves the way for disastrous results.
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How can I go about getting my teen car insurance?
Young drivers often end up with more tickets and fines than adult drivers. If the teen has a car of his own, it’s better to get a policy for him alone.
If there are two cars in the household and there are three regular drivers in the family, most insurance companies will ask for expensive premiums if the teen has to be included.
It’s quite understandable that parents will want to buy their child’s dream car.However, it would be a good idea to let children handle the oldest car in the house until they become experienced drivers.A young driver’s car insurance is based on the risk factor, the age, gender and marital status. Young drivers are known for driving fast so the risk factor is understandably high.
Finding Cheap Young Drivers Car Insurance
Here are some other tips for finding cheap car insurance for young drivers. First, get a hold of insurance companies that specialize in giving a fair deal to young drivers.Once you identify these companies, get quotes, compare them, and choose the best out of them.The budget of the family is greatly affected by insurance premiums, so it’s a good idea to shop around a bit before finalizing on one.Most insurance companies offer teen discounts. Ask teenagers to do a bit of shopping around; it will make them more responsible for their vehicles. Teach them how to browse free quotes and compare benefits as well as costs to make the most informed decision for their security and budget.You and your teen can compare free car insurance quotes online right here by entering your zip code below!
Frequently Asked Questions
Why is car insurance mandatory for young drivers?
Car insurance is mandatory for young drivers because they have a higher risk of accidents due to their lack of driving experience and maturity.
How can I get car insurance for my teen?
It’s recommended to get a separate policy for your teen if they have their own car. Including them in a policy with multiple drivers can increase premiums.
Any tips for finding cheap car insurance for young drivers?
Look for insurance companies specializing in coverage for young drivers, compare quotes from different providers, and take advantage of any available discounts.
What factors affect young drivers’ car insurance rates?
Factors such as age, gender, marital status, and driving history can influence young drivers’ car insurance rates. They are often considered higher risk due to their age and driving habits.
How can young drivers reduce their insurance costs?
Young drivers can reduce insurance costs by maintaining a clean driving record, completing driver training courses, and considering higher deductibles. Additionally, comparing quotes from multiple providers can help find more affordable options.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Zach Fagiano
Insurance & Finance Analyst
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.