Car Insurance in Alabama

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Here's what you need to know...
  • There are many companies, both large and small, that offer car insurance in Alabama
  • Be sure to compare quotes from multiple resources to find what’s right for you
  • Always ask about available discounts on your coverage

Alabama state law requires car insurance coverage for all drivers. There are over 50 companies to choose from to fulfill this requirement.

To find the very best auto insurance coverage no matter which state you live in, be sure to enter your zip code for FREE quotes from multiple companies!

As you decide which car insurance to purchase, you should consider doing a few things to ensure that the process goes smoothly:

Car Insurance Companies Located in Alabama

Providers who offer car insurance in Alabama include top companies like Progressive, Allstate, Geico, and Nationwide. Of course, there are also many local and regional companies to choose from, depending on your needs.

The best way to find the right insurance company is to research them and find the one that suits your specific needs and tastes.

Make sure you look at:

  • Company reputation
  • Claims handling process
  • Customer service
  • Rates and coverage

Car Insurance Requirements in Alabama


State law in Alabama requires minimum liability coverage of 25/50/25, which includes the following coverage:

  • $25,000 bodily injury per person
  • $50,000 bodily injury per accident
  • $25,000 property damage per accident
This is the minimum, and you should always consider higher limits when you can afford them. After all, if you have an accident by yourself and have over $100,000 in medical bills from serious injuries, you would not be completely covered.

It’s always advisable to get more auto insurance because it is much cheaper to pay the increased rates each month compared to the excess damages after an accident.

Think of it like this, you can either spend an extra $25-$50 per month, or $25,000 over the course of a lifetime because you were underinsured.

Alabama Discounts for Auto Insurance

You can get discounts on your car insurance in Alabama if you ask for them. When you apply for car insurance quotes, make sure that you ask companies which discounts they offer and how you can qualify.

This will help you save even more and get better coverage.

Discounts are available for safe drivers, safe vehicles, multiple cars and policies with the same company, age and length of driving history, and many other purposes.

If you ask the companies what they have to offer, they will generally be more than willing to share with you, and then you could use some of your savings to purchase extra coverage.

Comparing Rates in Alabama

The goal of shopping for car insurance is to compare your options and choose the Alabama car insurance that is right for your needs, no matter what those needs might be.

Enter your zip code for FREE rates from multiple car insurance companies!

FREE Car Insurance Comparison

Compare quotes from the top car insurance companies and save!

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