Alabama Car Insurance [Rates + Cheap Coverage Guide]

FREE Car Insurance Comparison

 Secured with SHA-256 Encryption

Compare quotes from the top car insurance companies and save!

Alabama Statistics SummaryDetails
Road MilesIn State Miles: 102,018
Miles Driven: 65,667
VehiclesRegistered: 5,251,076
Vehicle Thefts: 10,141
State Population4,887,871
Most Popular VehicleF150
Uninsured %18.4%
Total Driving Related DeathsTraffic Fatalities: 948
Speeding-Related Fatalities: 257
DUI Fatalities: 268
Average PremiumsLiability Avg Premium: $394.21
Collision Avg Premium: $317.96
Comprehensive Avg Premium: $156.31

Famously known as the “Heart of Dixie”, Alabama offers a balanced mix of urban and rural areas to live in. Wherever you live in Alabama, the low cost of living is music to anyone’s ears, and here’s the best part – Alabama ranked at number 36th for average auto insurance expenditure amongst all the US states in 2016!

We love informing you that auto owners in Alabama pay only $769.20 annually on average for their auto insurance policy. Before reading further, you can use our comparison tool to find the cheapest auto insurance provider in Alabama.

Start comparison shopping today using our FREE online tool. Enter your zip code below to get started!

FREE Car Insurance Comparison

Compare quotes from the top car insurance companies and save!

 Secured with SHA-256 Encryption

When it comes to buying an auto insurance policy, the research revolving around the best rates, coverage, and insurance carrier can be a time-consuming and daunting task for all of us. The ocean of information on the internet is difficult to wade through, and that’s why we have collated this comprehensive guide for you.

Keeping the best of your interest in our minds, we would help you to navigate the auto insurance landscape with ease!

Table of Contents

Alabama Car Insurance Coverage and Rates

To start with – you must be aware of the minimum insurance coverage in your state, without which it would be illegal for you to drive. The minimum coverage not only protects you from paying hefty damages in the event of an accident but also saves you from state penalties and the possibility of losing your license.

– Minimum Car Insurance Requirement in Alabama

Insurance RequiredMinimum Limits: 25/50/25
Bodily Injury Liability Coverage$25,000 per person per accident
$50,000 per accident
Property Damage Liability Coverage$25,000 minimum

Liability for bodily injury and property means that you’re liable to pay the cost of harm/damages to people and property caused by you. In the event of an accident, your insurer would pay $25,000 per person towards medical expenses and a maximum of $50,000 overall. For damage to property, the insurer would pay a maximum of $25,000.

Remember – Liability insurance only covers the other party and doesn’t pay for medical expenses/damages to you/your co-passengers or your property.

– Would the state minimum requirement really cover your damages in the event of an accident?

Though the state minimum for Alabama isn’t on the lower side, those numbers wouldn’t be enough to cover the medical expenses and property damages if you’re involved in a serious accident. Also, if you end up in an accident with a high-value or luxury car, your property damage cost would be much higher than what your state minimum coverage could pay.

– Penalties For Not Carrying Auto Insurance in Alabama

If a driver is found in violation of Alabama’s Mandatory Liability Insurance law, he/she could be charged a fine up to $500 on the first offense. Any subsequent violations can lead to a fine of $1,000 and/or a license suspension for a period of six months.

In addition, you would also have to face vehicle registration suspension, meaning a $200 reinstatement fee for the first time. If you drive uninsured the second time, registration reinstatement would cost you $400 and a mandatory suspension of four months.

Here’s the worst part –  You would end up paying significant damages if you’re involved in a serious accident without auto insurance.

– Optional Auto Coverage in Alabama

Even after you have bought the necessary auto coverage to protect yourself from an unfortunate accident, you might find yourself in a situation that leaves a lasting impact on your bank balance.

Take for example the tornado outbreak of 2011 during which Alabama witnessed around 64 tornadoes in a day. Do you think your auto insurance would cover the damage to your car from those tornadoes? The short answer – Collision and liability insurance doesn’t cover damages from natural calamities.

Let’s take another example – While driving, you get hit by another motorist who is found to be at fault. Naturally, you would feel relieved in a situation like this. But, what if the other motorist is uninsured or underinsured?

Alabama ranks at number 6th amongst the top worst states with the highest percentage of uninsured motorists. This should be a cause of worry if you’re driving in Alabama since the uninsured motorist percentage hovers around 18.4 percent.

To know about how you can protect yourself from these above-mentioned scenarios, we would explain other optional coverages that you must know about. We are here to help you uncover all facets of auto insurance coverage.

  • Uninsured/Underinsured Motorist Coverages – Uninsured Motorist Coverage pays the damages of your physical injury or property in an accident when the at-fault motorist is uninsured or underinsured.
  • Comprehensive Coverage – Comprehensive Insurance covers the repair or replacement cost of your car in the event of damage not resulting from a collision. This includes events such as fire, tornadoes, falling objects, vandalism etc.

– Premiums as Percentage of Income in Alabama

These stats would definitely make you happy! After all, Alabama ranked at number 36th for average auto insurance expenditure in America in 2016.

In 2014, the annual per capita personal disposable income in Alabama was $33,535 while the average full coverage auto premium was $837 annually. The average premium was around 2.5 percent of the disposable income.

Don’t worry, we have done the math for you.

On an average, if you’re a driver in Alabama, your monthly premiums for a full auto coverage would be around $69.76.

Disposable income is the money at your disposal after you have paid your income tax. Do make sure that you budget smartly to accommodate for the cost of auto insurance premiums.

– Core Car Insurance Coverage in Alabama

Core Car Insurance Coverage in Alabama

The table above illustrates the average cost of covering collision, liability and comprehensive auto premiums in the year 2015 sourced from the leading authority on the insurance industry. The numbers in this table would offer you a more realistic idea of the auto insurance cost.

The premiums illustrated in this table are the actual average premiums with varying coverage limits starting from state minimum liability requirements to full coverages. Keep in mind that your auto premiums would depend on the coverage you choose.

Apart from the basic coverage, there are additional liability coverage options that offer you protection under different circumstances.

Medical Expenses, Uninsured and Underinsured Motorist Coverage – Though the state of Alabama doesn’t require motorists to buy coverage for medical expenses and uninsured motorists, it’s recommended to consider these while exploring additional coverage options. In the event of an unforeseen accident, you would be covered for damages irrespective of who is at fault, and you wouldn’t need to worry if the at-fault motorist is uninsured/underinsured.

Alabama ranks at number 6th amongst the top worst states with the highest percentage of uninsured motorists.

In case you wish to understand about the optional coverages (Collision, Comprehensive, Medical, Uninsured/Underinsured) that would protect you from circumstances that most people are unaware of, you should watch this 3-minute video for a quick refresher.

– Add-ons, Endorsements, and Riders

Apart from the coverage options explained in the video, there are few add-ons and riders that may help you during certain circumstances, such as engine protection or roadside assistance in case of a breakdown.

By now, you must be concerned about the additional cost of these optional coverages and riders. That’s why we have designed a highly-intuitive car insurance comparison tool to help you get the cheapest rate in your state.

FREE Car Insurance Comparison

Compare quotes from the top car insurance companies and save!

 Secured with SHA-256 Encryption

To get a detailed overview of all the optional add-ons and riders that you can buy along with the state minimum coverage, do browse the following quickly:

– Male vs Female Average Car Insurance Rates in Alabama

CompanyMarried 35-year old femaleMarried 35-year old maleMarried 60-year old femaleMarried 60-year old maleSingle 17-year old femaleSingle 17-year old maleSingle 25-year old femaleSingle 25-year old male
Allstate P&C$2,003.19$1,911.71$1,810.29$1,845.47$6,912.73$7,426.75$2,248.40$2,300.90
Mid-Century Ins Co$2,391.72$2,374.46$2,137.64$2,269.18$9,212.40$9,480.84$2,718.78$2,828.88
GEICO Cas$2,056.10$2,040.76$1,948.49$2,007.68$5,383.66$5,284.58$2,171.19$2,018.96
Safeco Ins Co of IL$3,086.86$3,335.34$2,530.47$2,830.81$11,250.27$12,511.44$3,289.13$3,504.83
Nationwide Mutual Fire$1,739.15$1,761.83$1,583.95$1,641.07$4,558.03$5,880.92$1,929.78$2,158.89
Progressive Specialty$2,413.50$2,264.79$1,979.19$2,112.90$9,878.37$11,026.64$2,824.87$3,005.15
State Farm Mutual Auto$2,934.88$2,934.88$2,651.27$2,651.27$8,835.43$11,068.85$3,314.66$3,821.44
Travelers Home & Marine Ins Co$1,501.32$1,524.86$1,407.98$1,403.64$8,037.20$12,641.31$1,422.13$1,631.77
USAA$1,323.02$1,343.67$1,235.40$1,211.80$3,938.27$4,367.32$1,723.56$1,861.50

Usually, young male drivers in their 20’s are believed to pay higher premiums compared to their female counterparts in the same age group because they cause more accidents. Our internal research data strengthens that belief as young male drivers are charged more by almost all carriers in Alabama.

In the 60-year-old age group, the average insurance premiums are more or less the same for males and females in the state of Alabama.

Point to note: Do remember that your driving record and coverage limits play a huge role in determining your annual premiums.

– Average Annual Rates Rank by Demographic and Company in Alabama

CompanyDemographicAverage Annual RateRank
Travelers Home & Marine Ins CoSingle 17-year old male$12,641.311
Safeco Ins Co of ILSingle 17-year old male$12,511.442
Safeco Ins Co of ILSingle 17-year old female$11,250.273
State Farm Mutual AutoSingle 17-year old male$11,068.854
Progressive SpecialtySingle 17-year old male$11,026.645
Progressive SpecialtySingle 17-year old female$9,878.376
Mid-Century Ins CoSingle 17-year old male$9,480.847
Mid-Century Ins CoSingle 17-year old female$9,212.408
State Farm Mutual AutoSingle 17-year old female$8,835.439
Travelers Home & Marine Ins CoSingle 17-year old female$8,037.2010
Allstate P&CSingle 17-year old male$7,426.7511
Allstate P&CSingle 17-year old female$6,912.7312
Nationwide Mutual FireSingle 17-year old male$5,880.9213
GEICO CasSingle 17-year old female$5,383.6614
GEICO CasSingle 17-year old male$5,284.5815
Nationwide Mutual FireSingle 17-year old female$4,558.0316
USAASingle 17-year old male$4,367.3217
USAASingle 17-year old female$3,938.2718
State Farm Mutual AutoSingle 25-year old male$3,821.4419
Safeco Ins Co of ILSingle 25-year old male$3,504.8320
Safeco Ins Co of ILMarried 35-year old male$3,335.3421
State Farm Mutual AutoSingle 25-year old female$3,314.6622
Safeco Ins Co of ILSingle 25-year old female$3,289.1323
Safeco Ins Co of ILMarried 35-year old female$3,086.8624
Progressive SpecialtySingle 25-year old male$3,005.1525
State Farm Mutual AutoMarried 35-year old female$2,934.8826
State Farm Mutual AutoMarried 35-year old male$2,934.8826
Safeco Ins Co of ILMarried 60-year old male$2,830.8128
Mid-Century Ins CoSingle 25-year old male$2,828.8829
Progressive SpecialtySingle 25-year old female$2,824.8730
Mid-Century Ins CoSingle 25-year old female$2,718.7831
State Farm Mutual AutoMarried 60-year old female$2,651.2732
State Farm Mutual AutoMarried 60-year old male$2,651.2732
Safeco Ins Co of ILMarried 60-year old female$2,530.4734
Progressive SpecialtyMarried 35-year old female$2,413.5035
Mid-Century Ins CoMarried 35-year old female$2,391.7236
Mid-Century Ins CoMarried 35-year old male$2,374.4637
Allstate P&CSingle 25-year old male$2,300.9038
Mid-Century Ins CoMarried 60-year old male$2,269.1839
Progressive SpecialtyMarried 35-year old male$2,264.7940
Allstate P&CSingle 25-year old female$2,248.4041
GEICO CasSingle 25-year old female$2,171.1942
Nationwide Mutual FireSingle 25-year old male$2,158.8943
Mid-Century Ins CoMarried 60-year old female$2,137.6444
Progressive SpecialtyMarried 60-year old male$2,112.9045
GEICO CasMarried 35-year old female$2,056.1046
GEICO CasMarried 35-year old male$2,040.7647
GEICO CasSingle 25-year old male$2,018.9648
GEICO CasMarried 60-year old male$2,007.6849
Allstate P&CMarried 35-year old female$2,003.1950
Progressive SpecialtyMarried 60-year old female$1,979.1951
GEICO CasMarried 60-year old female$1,948.4952
Nationwide Mutual FireSingle 25-year old female$1,929.7853
Allstate P&CMarried 35-year old male$1,911.7154
USAASingle 25-year old male$1,861.5055
Allstate P&CMarried 60-year old male$1,845.4756
Allstate P&CMarried 60-year old female$1,810.2957
Nationwide Mutual FireMarried 35-year old male$1,761.8358
Nationwide Mutual FireMarried 35-year old female$1,739.1559

– Most Expensive/Least Expensive Rates by Zip Code

ZipcodeGrand TotalRankCompared to Average
35218$4,428.601$724.84
35214$4,352.202$648.44
35208$4,327.783$624.02
35217$4,326.474$622.71
35207$4,325.575$621.81
35204$4,313.016$609.25
35211$4,304.817$601.05
35206$4,301.598$597.83
35249$4,288.299$584.53
35228$4,281.1210$577.36
35020$4,276.9311$573.17
35064$4,264.4312$560.67
35224$4,249.0213$545.26
35221$4,226.7714$523.01
35203$4,223.9915$520.23
35215$4,220.0816$516.32
35234$4,217.9017$514.14
36615$4,216.3818$512.62
36568$4,216.2319$512.47
35061$4,215.1920$511.43
35118$4,207.9521$504.19
35254$4,202.2622$498.50
36587$4,201.8423$498.08
35212$4,190.9524$487.19
36605$4,190.0425$486.28
35060$4,185.4426$481.68
36617$4,184.8227$481.06
36688$4,184.3228$480.56
36604$4,184.1229$480.36
36602$4,179.1730$475.41
36608$4,178.0131$474.25
36582$4,176.3632$472.60
35205$4,172.9133$469.15
36606$4,172.0334$468.27
36603$4,169.5335$465.77
36544$4,168.7436$464.98
35235$4,158.4337$454.67
36618$4,154.2238$450.46
36619$4,150.2739$446.51
35127$4,149.2040$445.44
36607$4,144.1741$440.41
36523$4,143.9542$440.19
36509$4,140.9143$437.15
35233$4,138.1044$434.34
35073$4,137.2445$433.48
36695$4,134.6746$430.91
35005$4,132.1047$428.34
35119$4,131.0948$427.33
36541$4,129.3049$425.54
35229$4,120.4350$416.67
35142$4,115.2351$411.47
36575$4,113.4452$409.68
35294$4,111.4053$407.64
36612$4,104.5954$400.83
36521$4,104.5855$400.82
35068$4,101.8956$398.13
35222$4,092.5057$388.74
35062$4,089.7158$385.95
36609$4,086.8359$383.07
36610$4,083.0160$379.25
36613$4,080.8561$377.09
35139$4,079.3262$375.56
35048$4,066.3863$362.62
36571$4,049.3664$345.60
35117$4,045.4265$341.66
35181$4,043.5166$339.75
35015$4,039.8767$336.11
35173$4,038.1868$334.42
35071$4,038.0369$334.27
36693$4,037.9170$334.15
35172$4,034.9571$331.19
35123$4,033.8072$330.04
35006$4,029.5073$325.74
36522$4,028.8874$325.12
36611$4,023.9475$320.18
35126$4,022.9376$319.17
36512$4,011.7577$307.99
36560$4,009.1178$305.35
35130$4,007.7679$304.00
35210$4,007.4380$303.67
35022$4,005.5181$301.75
36525$4,004.4882$300.72
35023$4,001.3683$297.60
35041$3,999.8184$296.05
35094$3,995.0385$291.27
35579$3,990.4186$286.65
35148$3,983.1687$279.40
35580$3,976.2388$272.47
36528$3,970.9489$267.18
36572$3,967.2990$263.53
35244$3,962.5591$258.79
35091$3,961.1992$257.43
36505$3,957.6293$253.86
35038$3,956.6894$252.92
35550$3,956.3795$252.61
35213$3,953.7396$249.97
35584$3,947.7597$243.99
35063$3,945.9398$242.17
35209$3,945.6699$241.90
35504$3,942.26100$238.50
35133$3,940.36101$236.60
36064$3,940.09102$236.33
36105$3,933.57103$229.81
35116$3,931.34104$227.58
36870$3,922.85105$219.09
36875$3,920.70106$216.94
35216$3,920.62107$216.86
35226$3,918.92108$215.16
36869$3,914.93109$211.17
35503$3,914.26110$210.50
36104$3,910.30111$206.54
36856$3,907.19112$203.43
35587$3,899.61113$195.85
36107$3,894.76114$191.00
36115$3,890.82115$187.06
36013$3,888.33116$184.57
35043$3,885.38117$181.62
35490$3,885.22118$181.46
35478$3,884.24119$180.48
35560$3,883.92120$180.16
36785$3,883.80121$180.04
36111$3,882.16122$178.40
36109$3,880.38123$176.62
36069$3,879.71124$175.95
35444$3,878.89125$175.13
36113$3,878.03126$174.27
35180$3,877.21127$173.45
35243$3,876.35128$172.59
36775$3,872.71129$168.95
35501$3,872.52130$168.76
36043$3,868.13131$164.37
35223$3,867.41132$163.65
35111$3,863.15133$159.39
36867$3,862.49134$158.73
36851$3,860.41135$156.65
36114$3,859.64136$155.88
35242$3,856.79137$153.03
36859$3,856.76138$153.00
36052$3,854.44139$150.68
36783$3,851.47140$147.71
36871$3,850.86141$147.10
35578$3,850.04142$146.28
36108$3,847.58143$143.82
35487$3,845.14144$141.38
35476$3,840.92145$137.16
36119$3,839.41146$135.65
36116$3,838.77147$135.01
36039$3,837.76148$134.00
35079$3,837.67149$133.91
36752$3,836.08150$132.32
35124$3,836.01151$132.25
36858$3,835.00152$131.24
36767$3,831.99153$128.23
35470$3,829.30154$125.54
35097$3,828.59155$124.83
35033$3,828.49156$124.73
36553$3,828.42157$124.66
36112$3,827.36158$123.60
35176$3,826.60159$122.84
35049$3,826.48160$122.72
35053$3,823.63161$119.87
35468$3,819.85162$116.09
36106$3,819.81163$116.05
36061$3,819.04164$115.28
36117$3,817.86165$114.10
36040$3,815.86166$112.10
36756$3,810.74167$106.98
35477$3,809.78168$106.02
35462$3,808.03169$104.27
36513$3,807.68170$103.92
36773$3,807.33171$103.57
36075$3,806.78172$103.02
36901$3,806.44173$102.68
35406$3,805.38174$101.62
35482$3,805.01175$101.25
35080$3,803.91176$100.15
35453$3,803.77177$100.01
36907$3,803.30178$99.54
36874$3,802.31179$98.55
35474$3,801.81180$98.05
35147$3,800.81181$97.05
36703$3,798.48182$94.72
35146$3,798.26183$94.50
36556$3,797.41184$93.65
35456$3,795.05185$91.29
35443$3,794.24186$90.48
36083$3,793.50187$89.74
36922$3,792.97188$89.21
35121$3,792.21189$88.45
36036$3,789.69190$85.93
35452$3,789.00191$85.24
36722$3,788.01192$84.25
35480$3,787.66193$83.90
35906$3,787.01194$83.25
36860$3,786.34195$82.58
35078$3,785.96196$82.20
36728$3,785.12197$81.36
36088$3,784.70198$80.94
36701$3,784.65199$80.89
36529$3,784.45200$80.69
35549$3,783.91201$80.15
36721$3,782.52202$78.76
36738$3,781.32203$77.56
35184$3,780.63204$76.87
35404$3,779.59205$75.83
36759$3,778.13206$74.37
36786$3,777.11207$73.35
36740$3,775.30208$71.54
35475$3,774.43209$70.67
35440$3,773.76210$70.00
36584$3,772.83211$69.07
36110$3,771.10212$67.34
36782$3,771.02213$67.26
35905$3,768.91214$65.15
36766$3,767.55215$63.79
35473$3,766.66216$62.90
36921$3,766.40217$62.64
35052$3,766.37218$62.61
35463$3,764.66219$60.90
36748$3,763.27220$59.51
36741$3,763.08221$59.32
35954$3,762.75222$58.99
36768$3,757.98223$54.22
35098$3,756.61224$52.85
36583$3,755.66225$51.90
36518$3,755.29226$51.53
36916$3,753.57227$49.81
36727$3,752.99228$49.23
36720$3,752.86229$49.10
35904$3,752.36230$48.60
36585$3,751.59231$47.83
35541$3,750.99232$47.23
36913$3,750.76233$47.00
35469$3,749.98234$46.22
36754$3,749.73235$45.97
35457$3,749.69236$45.93
36904$3,749.12237$45.36
36769$3,748.75238$44.99
35446$3,748.37239$44.61
35114$3,747.76240$44.00
36915$3,747.35241$43.59
35070$3,747.17242$43.41
36912$3,746.66243$42.90
36581$3,746.14244$42.38
35441$3,744.24245$40.48
35074$3,744.03246$40.27
36736$3,743.87247$40.11
36539$3,742.90248$39.14
35178$3,742.76249$39.00
36753$3,742.74250$38.98
35972$3,741.51251$37.75
35401$3,740.48252$36.72
36919$3,738.70253$34.94
36764$3,737.02254$33.26
36910$3,736.20255$32.44
35031$3,735.97256$32.21
36723$3,735.33257$31.57
36732$3,735.08258$31.32
35748$3,734.45259$30.69
36765$3,734.23260$30.47
36524$3,733.75261$29.99
36025$3,732.96262$29.20
36538$3,730.26263$26.50
35137$3,729.96264$26.20
35144$3,729.96264$26.20
35131$3,729.90266$26.14
35182$3,729.36267$25.60
35135$3,729.34268$25.58
35458$3,728.83269$25.07
36558$3,727.89270$24.13
35007$3,726.05271$22.29
36742$3,725.75272$21.99
35554$3,725.20273$21.44
36744$3,724.76274$21.00
35143$3,723.89275$20.13
35004$3,723.64276$19.88
35077$3,723.32277$19.56
36761$3,722.74278$18.98
35405$3,721.09279$17.33
36877$3,717.86280$14.10
36745$3,717.74281$13.98
36066$3,716.90282$13.14
36762$3,716.70283$12.94
35460$3,716.61284$12.85
35185$3,716.20285$12.44
36020$3,716.18286$12.42
36763$3,715.97287$12.21
36092$3,715.41288$11.65
35901$3,714.72289$10.96
35186$3,708.88290$5.12
36908$3,708.52291$4.76
36751$3,708.23292$4.47
36006$3,707.94293$4.18
36925$3,707.74294$3.98
35491$3,707.73295$3.97
36749$3,707.24296$3.48
35464$3,706.92297$3.16
35459$3,703.09299-$0.67
36726$3,702.75300-$1.01
35013$3,701.11301-$2.65
36022$3,701.09302-$2.67
36067$3,699.31303-$4.45
35187$3,696.93304-$6.83
35907$3,696.13305-$7.63
36776$3,695.24306-$8.52
36569$3,695.21307-$8.55
35051$3,692.57308-$11.19
36866$3,690.24309-$13.52
36435$3,688.90310-$14.86
36784$3,688.65311-$15.11
35903$3,688.00312-$15.76
36045$3,687.38313-$16.38
35083$3,687.24314-$16.52
35766$3,686.67315-$17.09
36051$3,685.26316-$18.50
35546$3,685.23317-$18.53
36008$3,683.07318-$20.69
35956$3,678.04319-$25.72
36024$3,677.93320-$25.83
36054$3,677.47321-$26.29
35035$3,677.10322-$26.66
36003$3,676.73323-$27.03
35120$3,674.05324-$29.71
35054$3,673.28325-$30.48
36029$3,670.62326-$33.14
36854$3,670.32327-$33.44
35183$3,670.24328-$33.52
35188$3,669.49329-$34.27
35057$3,669.46330-$34.30
36093$3,669.40331-$34.36
35034$3,668.76332-$35.00
36274$3,668.39333-$35.37
35577$3,667.48334-$36.28
35125$3,666.80335-$36.96
36201$3,665.82336-$37.94
35448$3,663.66337-$40.10
36436$3,662.02338-$41.74
35447$3,661.46339-$42.30
36047$3,661.35340-$42.41
35953$3,661.06341-$42.70
35575$3,660.21342-$43.55
36792$3,660.02343-$43.74
36053$3,658.61344-$45.15
35442$3,657.22345-$46.54
36276$3,655.41346-$48.35
36548$3,655.11347-$48.65
35751$3,653.69348-$50.07
36855$3,653.08349-$50.68
36758$3,652.61350-$51.15
35810$3,652.13351-$51.63
36091$3,651.26352-$52.50
36559$3,650.79353-$52.97
36515$3,649.65354-$54.11
36046$3,649.44355-$54.32
36526$3,648.19356-$55.57
36260$3,648.11357-$55.65
36862$3,647.72358-$56.04
35808$3,646.68359-$57.08
35540$3,645.79360-$57.97
35545$3,644.56361-$59.20
36451$3,644.53362-$59.23
36863$3,643.15363-$60.61
35471$3,642.90364-$60.86
36206$3,641.86365-$61.90
36790$3,641.83366-$61.93
35741$3,640.76367-$63.00
36527$3,639.31368-$64.45
35745$3,639.24369-$64.52
35461$3,639.21370-$64.55
36750$3,639.07371-$64.69
35776$3,638.67372-$65.09
36545$3,638.39373-$65.37
35764$3,638.32374-$65.44
35760$3,636.44375-$67.32
35055$3,634.26376-$69.50
36062$3,634.09377-$69.67
36253$3,634.08378-$69.68
36793$3,631.67379-$72.09
35816$3,631.09380-$72.67
35952$3,629.68381-$74.08
35045$3,629.66382-$74.10
35768$3,629.57383-$74.19
36089$3,628.39384-$75.37
35042$3,627.65385-$76.11
35466$3,627.25386-$76.51
36482$3,627.18387-$76.58
36425$3,626.77388-$76.99
36078$3,626.57389-$77.19
35128$3,626.26390-$77.50
35044$3,624.71391-$79.05
36032$3,624.47392-$79.29
36268$3,623.03393-$80.73
36480$3,622.89394-$80.87
36439$3,622.23395-$81.53
36865$3,622.00396-$81.76
35040$3,618.28397-$85.48
35774$3,617.96398-$85.80
36262$3,617.21399-$86.55
35096$3,616.75400-$87.01
35755$3,616.12401-$87.64
36023$3,615.98402-$87.78
35046$3,615.70403-$88.06
35136$3,613.92404-$89.84
35805$3,613.86405-$89.90
35481$3,613.32406-$90.44
35087$3,612.70407-$91.06
35032$3,612.62408-$91.14
35553$3,611.80409-$91.96
35987$3,611.64410-$92.12
36203$3,611.20411-$92.56
35572$3,610.49412-$93.27
36207$3,610.24413-$93.52
36257$3,610.07414-$93.69
36250$3,607.96415-$95.80
36277$3,607.93416-$95.83
36026$3,607.89417-$95.87
36080$3,607.39418-$96.37
36271$3,606.63419-$97.13
36852$3,605.78420-$97.98
35576$3,604.46421-$99.30
35542$3,604.43422-$99.33
35966$3,604.09423-$99.67
35115$3,602.92424-$100.84
35759$3,602.90425-$100.86
35171$3,601.57426-$102.19
35763$3,600.93427-$102.83
35179$3,600.91428-$102.85
36454$3,600.27429-$103.49
36473$3,600.27429-$103.49
36850$3,599.67431-$104.09
35085$3,598.47432-$105.29
35958$3,598.35433-$105.41
35772$3,596.90434-$106.86
36269$3,596.87435-$106.89
35643$3,596.44436-$107.32
35765$3,596.27437-$107.49
36540$3,595.48438-$108.28
35899$3,595.37439-$108.39
35959$3,594.82440-$108.94
35744$3,593.72441-$110.04
36279$3,593.66442-$110.10
35761$3,592.36443-$111.40
35019$3,592.16444-$111.60
35618$3,590.76445-$113.00
35771$3,590.24446-$113.52
35650$3,589.54447-$114.22
36481$3,589.51448-$114.25
36027$3,588.61449-$115.15
36445$3,586.64450-$117.12
35746$3,585.84451-$117.92
35979$3,585.70452-$118.06
35976$3,584.38453-$119.38
35089$3,584.34454-$119.42
35750$3,584.13455-$119.63
35574$3,582.98456-$120.78
36041$3,582.78457-$120.98
36542$3,582.29458-$121.47
36471$3,582.02459-$121.74
36205$3,581.98460-$121.78
36256$3,580.87461-$122.89
35151$3,579.90462-$123.86
35962$3,578.55463-$125.21
36444$3,578.38464-$125.38
36071$3,577.53465-$126.23
35960$3,576.57466-$127.19
35058$3,576.38467-$127.38
35767$3,574.42468-$129.34
36853$3,573.41469-$130.35
35980$3,571.76470-$132.00
35975$3,570.97471-$132.79
35983$3,570.93472-$132.83
36049$3,570.88473-$132.88
36475$3,569.80474-$133.96
36429$3,569.72475-$134.04
36264$3,569.53476-$134.23
36460$3,568.49477-$135.27
36449$3,568.02478-$135.74
36267$3,567.76479-$136.00
36278$3,567.71480-$136.05
35769$3,567.44481-$136.32
35747$3,565.59482-$138.17
36561$3,564.48483-$139.28
36432$3,562.94484-$140.82
36263$3,562.75485-$141.01
36580$3,562.57486-$141.19
36861$3,562.17487-$141.59
35647$3,561.56488-$142.20
36849$3,561.40489-$142.36
35149$3,561.17490-$142.59
35551$3,560.28491-$143.48
35740$3,559.98492-$143.78
35951$3,559.93493-$143.83
35555$3,559.20494-$144.56
35592$3,558.92495-$144.84
35613$3,558.77496-$144.99
35757$3,557.57497-$146.19
35762$3,557.43498-$146.33
36280$3,557.31499-$146.45
36082$3,557.01500-$146.75
35811$3,556.59501-$147.17
36549$3,555.31502-$148.45
35974$3,555.20503-$148.56
36457$3,555.14504-$148.62
35614$3,554.89505-$148.87
35950$3,554.87506-$148.89
35752$3,554.25507-$149.51
35749$3,553.26508-$150.50
35973$3,552.86509-$150.90
35961$3,552.79510-$150.97
35619$3,552.56511-$151.20
35803$3,550.64512-$153.12
36458$3,549.75513-$154.01
36470$3,549.75513-$154.01
35986$3,549.52515-$154.24
36272$3,549.07516-$154.69
35813$3,547.99517-$155.77
35175$3,547.84518-$155.92
36081$3,547.28519-$156.48
36016$3,547.04520-$156.72
36005$3,546.88521-$156.88
36275$3,546.28522-$157.48
36401$3,545.46523-$158.30
36507$3,545.46523-$158.30
36030$3,545.34525-$158.42
35739$3,544.82526-$158.94
35014$3,544.68527-$159.08
36015$3,544.32528-$159.44
35971$3,544.16529-$159.60
36035$3,543.77530-$159.99
35963$3,543.36531-$160.40
35160$3,543.04532-$160.72
35773$3,541.93533-$161.83
35016$3,540.96534-$162.80
36255$3,540.82535-$162.94
35620$3,539.21536-$164.55
35673$3,539.00537-$164.76
36532$3,538.05538-$165.71
35082$3,535.91539-$167.85
36551$3,535.69540-$168.07
36273$3,535.44541-$168.32
35615$3,535.13542-$168.63
36879$3,534.66543-$169.10
35010$3,533.98544-$169.78
35672$3,533.76545-$170.00
35802$3,533.40546-$170.36
35543$3,533.34547-$170.42
36530$3,532.46548-$171.30
35564$3,532.35549-$171.41
35581$3,531.15550-$172.61
36258$3,530.71551-$173.05
35957$3,530.06552-$173.70
35756$3,529.76553-$174.00
36555$3,529.74554-$174.02
35603$3,529.48555-$174.28
35671$3,528.92556-$174.84
36567$3,528.20557-$175.56
36441$3,527.98558-$175.78
36426$3,527.81559-$175.95
35559$3,526.87560-$176.89
35981$3,526.29561-$177.47
35150$3,526.28562-$177.48
35611$3,522.96563-$180.80
36832$3,522.77564-$180.99
36543$3,521.38565-$182.38
35988$3,521.19566-$182.57
35968$3,521.07567-$182.69
36017$3,520.95568-$182.81
35806$3,520.78569-$182.98
35824$3,520.19570-$183.57
35610$3,519.38571-$184.38
36042$3,518.43572-$185.33
36578$3,517.70573-$186.06
35989$3,514.62574-$189.14
35801$3,513.33575-$190.43
36265$3,512.79576-$190.97
35651$3,512.34577-$191.42
36576$3,512.29578-$191.47
36456$3,511.47579-$192.29
36574$3,505.70580-$198.06
35654$3,504.34581-$199.42
36048$3,504.21582-$199.55
35565$3,503.82583-$199.94
35775$3,503.23584-$200.53
36535$3,502.00585-$201.76
35967$3,501.59586-$202.17
35593$3,501.46587-$202.30
35758$3,498.89588-$204.87
35978$3,498.30589-$205.46
36511$3,497.73590-$206.03
35582$3,497.49591-$206.27
35649$3,497.41592-$206.35
36266$3,497.02593-$206.74
36010$3,496.17594-$207.59
36579$3,495.05595-$208.71
36804$3,493.52596-$210.24
35571$3,492.72597-$211.04
36550$3,492.17598-$211.59
35670$3,490.55599-$213.21
35072$3,489.40600-$214.36
35754$3,489.06601-$214.70
36034$3,488.22602-$215.54
36502$3,486.95603-$216.81
35640$3,485.52604-$218.24
36033$3,481.16605-$222.60
35621$3,480.33606-$223.43
35652$3,477.97607-$225.79
36079$3,476.27608-$227.49
35586$3,475.11609-$228.65
36251$3,473.93610-$229.83
36009$3,473.54611-$230.22
35742$3,470.12612-$233.64
36037$3,469.54613-$234.22
35677$3,467.05614-$236.71
35585$3,465.19615-$238.57
36483$3,462.70616-$241.06
36476$3,462.55617-$241.21
36801$3,461.52618-$242.24
36375$3,457.17619-$246.59
35601$3,453.71620-$250.05
36455$3,453.56621-$250.20
35570$3,452.86622-$250.90
36310$3,451.21623-$252.55
36830$3,449.55624-$254.21
35645$3,448.25625-$255.51
36373$3,447.68626-$256.08
35984$3,442.79627-$260.97
36474$3,441.38628-$262.38
35653$3,439.61629-$264.15
36311$3,439.48630-$264.28
35548$3,436.93631-$266.83
36313$3,435.47632-$268.29
36353$3,432.36633-$271.40
35646$3,432.03634-$271.73
36323$3,431.36635-$272.40
36421$3,427.43636-$276.33
36317$3,426.91637-$276.85
35617$3,423.68638-$280.08
36346$3,421.09639-$282.67
36038$3,420.48640-$283.28
35563$3,419.18641-$284.58
35594$3,418.47642-$285.29
36562$3,417.08643-$286.68
36350$3,416.35644-$287.41
35633$3,415.48645-$288.28
35622$3,414.30646-$289.46
35544$3,412.00647-$291.76
35648$3,409.58648-$294.18
35634$3,408.15649-$295.61
36301$3,406.25650-$297.51
36028$3,406.06651-$297.70
35632$3,404.74652-$299.02
36442$3,404.64653-$299.12
36420$3,404.59654-$299.17
35552$3,403.95655-$299.81
36345$3,401.04656-$302.72
36376$3,397.37657-$306.39
36351$3,395.84658-$307.92
36371$3,394.50659-$309.26
35630$3,390.28660-$313.48
36340$3,389.89661-$313.87
36305$3,384.78662-$318.98
36453$3,384.75663-$319.01
36344$3,384.66664-$319.10
35660$3,384.35665-$319.41
35674$3,383.56666-$320.20
36321$3,381.82667-$321.94
36314$3,376.28668-$327.48
36320$3,375.53669-$328.23
36319$3,371.40670-$332.36
35616$3,370.38671-$333.38
36352$3,369.81672-$333.95
36330$3,368.24673-$335.52
36370$3,365.75674-$338.01
36343$3,362.40675-$341.36
36362$3,359.23676-$344.53
36477$3,356.68677-$347.08
35661$3,354.44678-$349.32
36374$3,354.03679-$349.73
36312$3,349.21680-$354.55
36467$3,345.93681-$357.83
36318$3,338.62682-$365.14
36303$3,337.79683-$365.97
36316$3,330.06684-$373.70
36322$3,310.67685-$393.09
36360$3,310.05686-$393.71

– Most Expensive/Least Expensive Rates by Cities

CityAverage Grand Total
OZARK$3,310.05
DALEVILLE$3,310.67
CHANCELLOR$3,330.06
COFFEE SPRINGS$3,338.62
OPP$3,345.93
ASHFORD$3,349.21
SKIPPERVILLE$3,354.03
MUSCLE SHOALS$3,354.44
SAMSON$3,356.68
FORT RUCKER$3,359.23
GORDON$3,362.40
PANSEY$3,365.75
ENTERPRISE$3,368.24
NEWTON$3,369.81
CHEROKEE$3,370.38
COLUMBIA$3,371.40
COTTONWOOD$3,375.53
DOTHAN$3,376.27
BLACK$3,376.28
COWARTS$3,381.82
TUSCUMBIA$3,383.56
SHEFFIELD$3,384.35
HARTFORD$3,384.66
KINSTON$3,384.75
GENEVA$3,389.89
PINCKARD$3,394.50
NEW BROCKTON$3,395.84
WEBB$3,397.37
HEADLAND$3,401.04
DETROIT$3,403.95
FLORALA$3,404.64
FLORENCE$3,404.66
DOZIER$3,406.06
LEXINGTON$3,409.58
BEAVERTON$3,412.00
FALKVILLE$3,414.30
ANDALUSIA$3,416.01
MIDLAND CITY$3,416.35
PERDIDO$3,417.08
WINFIELD$3,418.47
GUIN$3,419.18
GANTT$3,420.48
JACK$3,421.09
CLOVERDALE$3,423.68
CLOPTON$3,426.91
ELBA$3,431.36
LEIGHTON$3,432.03
NEWVILLE$3,432.36
BELLWOOD$3,435.47
BRILLIANT$3,436.93
ARITON$3,439.48
RED LEVEL$3,441.38
MENTONE$3,442.79
SHORTERVILLE$3,447.68
KILLEN$3,448.25
ABBEVILLE$3,451.21
HAMILTON$3,452.86
LOCKHART$3,453.56
SLOCOMB$3,457.17
RIVER FALLS$3,462.55
WING$3,462.70
SPRUCE PINE$3,465.19
WATERLOO$3,467.05
GREENVILLE$3,469.54
CAPSHAW$3,470.12
RUSSELLVILLE$3,471.98
BRANTLEY$3,473.54
ASHLAND$3,473.93
SULLIGENT$3,475.11
OPELIKA$3,477.52
ROGERSVILLE$3,477.97
EVA$3,480.33
GEORGIANA$3,481.16
HARTSELLE$3,485.52
AUBURN$3,486.16
ATMORE$3,486.95
GLENWOOD$3,488.22
LACEYS SPRING$3,489.06
GOODWATER$3,489.40
SOMERVILLE$3,490.55
DECATUR$3,491.60
LITTLE RIVER$3,492.17
HODGES$3,492.72
STOCKTON$3,495.05
BRUNDIDGE$3,496.17
LINEVILLE$3,497.02
MOORESVILLE$3,497.41
RED BAY$3,497.49
BON SECOUR$3,497.73
HENAGAR$3,498.30
VINA$3,501.46
FOLEY$3,502.00
VALHERMOSO SPRINGS$3,503.23
HALEYVILLE$3,503.82
LOUISVILLE$3,504.21
SEMINOLE$3,505.70
FORT PAYNE$3,511.33
MC KENZIE$3,511.47
SILVERHILL$3,512.29
MOUNT HOPE$3,512.34
JACKSONVILLE$3,512.79
VALLEY HEAD$3,514.62
STAPLETON$3,517.70
HONORAVILLE$3,518.43
ANDERSON$3,519.38
CLIO$3,520.95
SYLVANIA$3,521.19
HUXFORD$3,521.38
IDER$3,526.29
TROY$3,526.85
GLEN ALLEN$3,526.87
BREWTON$3,527.81
FLOMATON$3,527.98
ROBERTSDALE$3,528.20
MADISON$3,528.74
TANNER$3,528.92
MAGNOLIA SPRINGS$3,529.74
DELTA$3,530.71
PHIL CAMPBELL$3,531.15
HACKLEBURG$3,532.35
ELBERTA$3,532.46
BEAR CREEK$3,533.34
TOWN CREEK$3,533.76
ALEXANDER CITY$3,533.98
WAVERLY$3,534.66
BELLE MINA$3,535.13
RANBURNE$3,535.44
LOXLEY$3,535.69
HOLLINS$3,535.91
FAIRHOPE$3,538.05
TRINITY$3,539.00
ELKMONT$3,539.21
CRAGFORD$3,540.82
ARAB$3,540.96
TONEY$3,541.93
TALLADEGA$3,543.04
DAWSON$3,543.36
GOSHEN$3,543.77
FYFFE$3,544.16
CHAPMAN$3,544.32
ALPINE$3,544.68
ARDMORE$3,544.82
FOREST HOME$3,545.34
BAY MINETTE$3,545.46
EVERGREEN$3,545.46
ATHENS$3,545.54
SPRING GARDEN$3,546.28
BANKS$3,546.88
CLAYTON$3,547.04
UNION GROVE$3,547.84
PIEDMONT$3,549.07
RAINSVILLE$3,549.52
MEXIA$3,549.75
PERDUE HILL$3,549.75
DANVILLE$3,552.56
COLLINSVILLE$3,552.79
GAYLESVILLE$3,552.86
SYLACAUGA$3,553.09
HARVEST$3,553.26
HOLLYWOOD$3,554.25
MEGARGEL$3,555.14
GERALDINE$3,555.20
LILLIAN$3,555.31
WOODLAND$3,557.31
ALBERTVILLE$3,557.40
NORMAL$3,557.43
VERNON$3,558.92
FAYETTE$3,559.20
BRIDGEPORT$3,559.98
DELMAR$3,560.28
SYCAMORE$3,561.17
AUBURN UNIVERSITY$3,561.40
LESTER$3,561.56
JACKSONS GAP$3,562.17
SUMMERDALE$3,562.57
GRAHAM$3,562.75
CASTLEBERRY$3,562.94
ORANGE BEACH$3,564.48
GRANT$3,565.59
WEDOWEE$3,567.71
MILLERVILLE$3,567.76
GOODWAY$3,568.02
MONROEVILLE$3,568.49
HEFLIN$3,569.53
BROOKLYN$3,569.72
REPTON$3,569.80
LUVERNE$3,570.88
LEESBURG$3,570.93
GROVEOAK$3,570.97
HORTON$3,571.76
DADEVILLE$3,573.41
HUNTSVILLE$3,573.50
RYLAND$3,574.42
CENTRE$3,576.57
RUTLEDGE$3,577.53
FRANKLIN$3,578.38
CROSSVILLE$3,578.55
DAVISTON$3,580.87
PETERMAN$3,582.02
GULF SHORES$3,582.29
HIGHLAND HOME$3,582.78
KENNEDY$3,582.98
HAZEL GREEN$3,584.13
KELLYTON$3,584.34
GUNTERSVILLE$3,584.38
HIGDON$3,585.70
FACKLER$3,585.84
FRISCO CITY$3,586.64
EUFAULA$3,588.61
VREDENBURGH$3,589.51
MOULTON$3,589.54
SECTION$3,590.24
COURTLAND$3,590.76
BAILEYTON$3,592.16
NEW MARKET$3,592.36
WELLINGTON$3,593.66
DUTTON$3,593.72
CEDAR BLUFF$3,594.82
GAINESTOWN$3,595.48
PISGAH$3,596.27
HILLSBORO$3,596.44
MUSCADINE$3,596.87
STEVENSON$3,596.90
BRYANT$3,598.35
JEMISON$3,598.47
SCOTTSBORO$3,598.51
CAMP HILL$3,599.67
LENOX$3,600.27
RANGE$3,600.27
VINEMONT$3,600.91
OWENS CROSS ROADS$3,600.93
THORSBY$3,601.57
MERIDIANVILLE$3,602.90
MONTEVALLO$3,602.92
BOAZ$3,604.05
FLAT ROCK$3,604.09
BANKSTON$3,604.43
MILLPORT$3,604.46
CUSSETA$3,605.78
OHATCHEE$3,606.63
TITUS$3,607.39
EQUALITY$3,607.89
WEAVER$3,607.93
ALEXANDRIA$3,607.96
DE ARMANVILLE$3,610.07
HOUSTON$3,610.49
OXFORD$3,611.20
STEELE$3,611.64
DOUBLE SPRINGS$3,611.80
BON AIR$3,612.62
JOPPA$3,612.70
REFORM$3,613.32
ROCKFORD$3,613.92
EAST TALLASSEE$3,615.98
LANGSTON$3,616.12
LINCOLN$3,616.75
FRUITHURST$3,617.21
TRENTON$3,617.96
CALERA$3,618.28
LOACHAPOKA$3,622.00
EXCEL$3,622.23
CLANTON$3,622.68
URIAH$3,622.89
MUNFORD$3,623.03
FORT DEPOSIT$3,624.47
CHILDERSBURG$3,624.71
ANNISTON$3,624.98
TALLASSEE$3,626.57
CULLMAN$3,626.70
BEATRICE$3,626.77
WHATLEY$3,627.18
GORDO$3,627.25
CENTREVILLE$3,627.65
UNION SPRINGS$3,628.39
ALTOONA$3,629.68
LAWLEY$3,631.67
BYNUM$3,634.08
PETREY$3,634.09
NEW HOPE$3,636.44
PAINT ROCK$3,638.32
JACKSON$3,638.39
WOODVILLE$3,638.67
MAPLESVILLE$3,639.07
ETHELSVILLE$3,639.21
ESTILLFORK$3,639.24
SPANISH FORT$3,639.31
BROWNSBORO$3,640.76
STANTON$3,641.83
MC SHAN$3,642.90
LANETT$3,643.15
GROVE HILL$3,644.53
BELK$3,644.56
ADDISON$3,645.79
PELL CITY$3,646.53
LAFAYETTE$3,647.72
EASTABOGA$3,648.11
DAPHNE$3,648.19
LAPINE$3,649.44
CARLTON$3,649.65
MONTROSE$3,650.79
VERBENA$3,651.26
PLANTERSVILLE$3,652.61
FIVE POINTS$3,653.08
HOLLYTREE$3,653.69
LEROY$3,655.11
WADLEY$3,655.41
ALICEVILLE$3,657.22
MIDWAY$3,658.61
RANDOLPH$3,660.02
LYNN$3,660.21
ASHVILLE$3,661.06
LETOHATCHEE$3,661.35
CARROLLTON$3,661.46
DICKINSON$3,662.02
CLINTON$3,663.66
NATURAL BRIDGE$3,667.48
ROANOKE$3,668.39
BRENT$3,668.76
WOODSTOCK$3,669.49
WEOGUFKA$3,670.24
VALLEY$3,670.32
FITZPATRICK$3,670.62
CROPWELL$3,673.28
ODENVILLE$3,674.05
AUTAUGAVILLE$3,676.73
BRIERFIELD$3,677.10
MILLBROOK$3,677.47
ECLECTIC$3,677.93
BOOTH$3,683.07
BERRY$3,685.23
MARBURY$3,685.26
PRINCETON$3,686.67
HOLLY POND$3,687.24
KENT$3,687.38
THOMASVILLE$3,688.65
COY$3,688.90
NOTASULGA$3,690.24
WETUMPKA$3,692.41
COLUMBIANA$3,692.57
SAINT STEPHENS$3,695.21
SAWYERVILLE$3,695.24
WILTON$3,696.93
DEATSVILLE$3,701.09
ALLGOOD$3,701.11
CAMDEN$3,702.75
EMELLE$3,703.09
GAINESVILLE$3,706.92
JONES$3,707.24
WEST GREENE$3,707.73
YORK$3,707.74
BILLINGSLEY$3,707.94
PRATTVILLE$3,708.11
LOWER PEACH TREE$3,708.23
GILBERTOWN$3,708.52
WILSONVILLE$3,708.88
MYRTLEWOOD$3,715.97
COOSADA$3,716.18
WESTOVER$3,716.20
EPES$3,716.61
MORVIN$3,716.70
JEFFERSON$3,717.74
SMITHS STATION$3,717.86
MINTER$3,722.74
HANCEVILLE$3,723.32
MOODY$3,723.64
SHELBY$3,723.89
GADSDEN$3,724.02
GREENSBORO$3,724.76
ELDRIDGE$3,725.20
GALLION$3,725.75
ALABASTER$3,726.05
MILLRY$3,727.89
ELROD$3,728.83
RIVERSIDE$3,729.34
WATTSVILLE$3,729.36
RAGLAND$3,729.90
SAGINAW$3,729.96
SILURIA$3,729.96
FRANKVILLE$3,730.26
ELMORE$3,732.96
COFFEEVILLE$3,733.75
NEWBERN$3,734.23
GURLEY$3,734.45
DEMOPOLIS$3,735.08
BOYKIN$3,735.33
BLOUNTSVILLE$3,735.97
JACHIN$3,736.20
NANAFALIA$3,737.02
SILAS$3,738.70
GALLANT$3,741.51
MC WILLIAMS$3,742.74
VINCENT$3,742.76
FRUITDALE$3,742.90
DIXONS MILLS$3,743.87
GREEN POND$3,744.03
AKRON$3,744.24
SUNFLOWER$3,746.14
LISMAN$3,746.66
GARDEN CITY$3,747.17
NEEDHAM$3,747.35
MAYLENE$3,747.76
BUHL$3,748.37
PINE HILL$3,748.75
BUTLER$3,749.12
ECHOLA$3,749.69
MAGNOLIA$3,749.73
KNOXVILLE$3,749.98
MELVIN$3,750.76
ARLEY$3,750.99
WAGARVILLE$3,751.59
ALBERTA$3,752.86
CAMPBELL$3,752.99
PENNINGTON$3,753.57
CHATOM$3,755.29
TIBBIE$3,755.66
LOGAN$3,756.61
PINE APPLE$3,757.98
ATTALLA$3,762.75
FURMAN$3,763.08
LINDEN$3,763.27
FOSTERS$3,764.66
COOK SPRINGS$3,766.37
TOXEY$3,766.40
OAK HILL$3,767.55
SWEET WATER$3,771.02
VINEGAR BEND$3,772.83
ABERNANT$3,773.76
FORKLAND$3,775.30
UNIONTOWN$3,777.11
MARION JUNCTION$3,778.13
TUSCALOOSA$3,778.34
WEST BLOCTON$3,780.63
FAUNSDALE$3,781.32
ANNEMANIE$3,782.52
CARBON HILL$3,783.91
DEER PARK$3,784.45
TUSKEGEE INSTITUTE$3,784.70
CATHERINE$3,785.12
HARPERSVILLE$3,785.96
HURTSBORO$3,786.34
RAINBOW CITY$3,787.01
RALPH$3,787.66
ARLINGTON$3,788.01
COKER$3,789.00
GRADY$3,789.69
SELMA$3,791.57
ONEONTA$3,792.21
WARD$3,792.97
TUSKEGEE$3,793.50
NORTHPORT$3,794.00
BOLIGEE$3,794.24
DUNCANVILLE$3,795.05
MALCOLM$3,797.41
SPRINGVILLE$3,798.26
STERRETT$3,800.81
MOUNDVILLE$3,801.81
SALEM$3,802.31
CUBA$3,803.30
COTTONDALE$3,803.77
HELENA$3,803.91
SAMANTHA$3,805.01
BELLAMY$3,806.44
SHORTER$3,806.78
SAFFORD$3,807.33
CALVERT$3,807.68
EUTAW$3,808.03
PANOLA$3,809.78
MARION$3,810.74
HAYNEVILLE$3,815.86
PEROTE$3,819.04
KELLERMAN$3,819.85
CRANE HILL$3,823.63
CLEVELAND$3,826.48
VANDIVER$3,826.60
MC INTOSH$3,828.42
BREMEN$3,828.49
LOCUST FORK$3,828.59
LIVINGSTON$3,829.30
ORRVILLE$3,831.99
HATCHECHUBBEE$3,835.00
PELHAM$3,836.01
LOWNDESBORO$3,836.08
HAYDEN$3,837.67
HARDAWAY$3,837.76
NAUVOO$3,850.04
PITTSVIEW$3,850.86
THOMASTON$3,851.47
MATHEWS$3,854.44
HOLY TRINITY$3,856.76
MONTGOMERY$3,859.44
COTTONTON$3,860.41
MC CALLA$3,863.15
HOPE HULL$3,868.13
SARDIS$3,872.71
WARRIOR$3,877.21
BROOKWOOD$3,878.89
RAMER$3,879.71
TYLER$3,883.80
GOODSPRINGS$3,883.92
PETERSON$3,884.24
VANCE$3,885.22
CHELSEA$3,885.38
CECIL$3,888.33
TOWNLEY$3,899.61
PHENIX CITY$3,900.09
FORT MITCHELL$3,907.19
JASPER$3,909.68
SEALE$3,920.70
MORRIS$3,931.34
PIKE ROAD$3,940.09
REMLAP$3,940.36
EMPIRE$3,945.93
SIPSEY$3,947.75
CORDOVA$3,956.37
BURNWELL$3,956.68
AXIS$3,957.62
KIMBERLY$3,961.19
SATSUMA$3,967.29
DAUPHIN ISLAND$3,970.94
PARRISH$3,976.23
SUMITON$3,983.16
OAKMAN$3,990.41
LEEDS$3,995.03
CARDIFF$3,999.81
CREOLA$4,004.48
QUINTON$4,007.76
MOUNT VERNON$4,009.11
BUCKS$4,011.75
PINSON$4,022.93
CITRONELLE$4,028.88
ADGER$4,029.50
PALMERDALE$4,033.80
TRAFFORD$4,034.95
GARDENDALE$4,038.03
TRUSSVILLE$4,038.18
ALTON$4,039.87
WATSON$4,043.51
MOUNT OLIVE$4,045.42
SARALAND$4,049.36
CLAY$4,066.38
SAYRE$4,079.32
EIGHT MILE$4,080.85
DORA$4,089.71
BESSEMER$4,094.60
FULTONDALE$4,101.89
CHUNCHULA$4,104.58
SEMMES$4,113.44
SHANNON$4,115.23
GRAND BAY$4,129.30
NEW CASTLE$4,131.09
ADAMSVILLE$4,132.10
GRAYSVILLE$4,137.24
BAYOU LA BATRE$4,140.91
MOBILE$4,143.22
CODEN$4,143.95
PLEASANT GROVE$4,149.20
BIRMINGHAM$4,152.61
IRVINGTON$4,168.74
THEODORE$4,176.36
DOCENA$4,185.44
WILMER$4,201.84
MULGA$4,207.95
DOLOMITE$4,215.19
SAINT ELMO$4,216.23
FAIRFIELD$4,264.43

Alabama Car Insurance Companies

When I had to buy insurance for my car, I used every research methodology known to man to find out the best provider in my state. Although a cheap quote was one of my criteria in narrowing down the list of carriers, I also wanted to focus on ratings, claims settlement history, and customer service.

While considering an insurance carrier, do remember to check for customer reviews, financial ratings and their overall image in the market.

To make the process effortless for you, we have done the necessary research so that your decision to purchase coverage from a carrier is based on facts – historic data that helps if you have to file a claim in the future.

Let’s dig deep to find out the best providers in Alabama!

– Alabama’s Car Insurance Rates by Provider

Average Annual Premiums in Alabama

– Financial Ratings of Largest Auto Insurance Providers in Alabama

Providers (Listed by market share, starting from largest)A.M. Best Rating
State FarmA++
ALFAA+
AllstateA+
ProgressiveA+
Berkshire Hathaway (Geico)A++
NationwideA+
USAAA++
FarmersA
TravelersA++

Source: 2008 Alabama Independent Insurance Agents Report

Financial ratings are determined by noteworthy credit rating agencies that assess whether the company has the financial strength to pay-off claims. An A.M. Best Rating of A++, A+ means that an insurance provider has a superior ability to meet their current insurance obligations.

– Customer Ratings of Alabama’s Insurance Companies

As a consumer, the level of service you receive during the end-to-end claims settlement process matters the most because that’s the reason people buy insurance. After an accident, nobody wants to deal with multiple customer service representatives to explain what happened over and over again.

J.D. Power, a trusted source in auto insurance ratings, conducted a survey to assess the best auto insurance companies when it comes to auto claims satisfaction.

Auto Claims Satisfaction Study

– Alabama’s Car Insurance Companies with the MOST Complaints

Another important data point to look at while browsing for insurance companies is the complaint data. Though this is subjective, based on individual opinions, you must take a look to strike off any company that racks up numerous complaints.

Top Providers by Market ShareCustomer Complaints (2017)
State Farm Mutual
Auto Ins Co.
1482
Alfa Mutual Ins Co1
Allstate Prop &
Cas Ins Co
163
Progressive
Specialty Ins Co
120
USAA296
Nationwide Prop &
Cas Ins Co
25

Please note that we have mentioned the combined complaint numbers for all business lines of an insurance carrier in the US.

– Largest Car Insurance Companies in Alabama

CompanyDirect Written PremiumsLoss RatioMarket Share
State Farm Mutual
Auto Ins Co
$767,70668.83%25.46%
Alfa Mutual Ins Co.$437,58466.39%14.51%
Allstate Prop &
Cas Ins Co
$248,87549.80%8.25%
Progressive
Specialty Ins Co
$137,72758.74%4.56%
USAA$105,47878.57%3.49%
Progressive Direct
Ins Co
$99,71361.32%3.30%
State Farm Fire &
Cas Co
$70,14781.15%2.32%
USAA Cas Ins Co$62,18677.112.06%
Allstate Ins Co$56,55845.24%1.87%
Nationwide Prop &
Cas Ins Co
$53,32375.11%1.76%

To get more details about other players in the market, you can check the official website of the Alabama Department of Insurance with information about each carrier’s market share.

– Best Auto Insurance Companies in Alabama

Now that you have absorbed all the important details about coverage requirements and types of coverage, we want to highlight the average premiums charged by auto insurance carriers in Alabama.

We have collated a list of the cheapest and most expensive providers in your state to make the process of buying cheap coverage easy for you.

Cheapest Providers (Average)PremiumsMost Expensive Providers (Average)Premiums
USAA$2,125.57Safeco Ins Co of IL$5,292.39
Nationwide Mutual Fire$2,656.70State Farm Mutual Auto$4,776.58
GEICO Cas$2,868.93Progressive Specialty$4,438.18
Allstate P&C$3,307.43Mid-Century Ins Co$4,176.74

– Average Premiums by Commute Rates in Alabama

CompanyCommute and Annual MileageAnnual Average Premiums
State Farm25 miles commute. 12000 annual mileage.$7,079.13
State Farm10 miles commute. 6000 annual mileage.$6,741.57
Progressive25 miles commute. 12000 annual mileage.$6,888.87
Progressive10 miles commute. 6000 annual mileage.$6,888.87
Liberty Mutual25 miles commute. 12000 annual mileage.$6,257.81
Liberty Mutual10 miles commute. 6000 annual mileage.$6,257.81
Farmers25 miles commute. 12000 annual mileage.$4,176.74
Farmers10 miles commute. 6000 annual mileage.$4,176.74
Travelers25 miles commute. 12000 annual mileage.$3,696.27
Travelers10 miles commute. 6000 annual mileage.$3,696.27
Allstate25 miles commute. 12000 annual mileage.$3,307.43
Allstate10 miles commute. 6000 annual mileage.$3,307.43
As you can see from the table, the premium rates remain more or less the same even when the annual mileage being driven is different. Except for State Farm, all the insurance carriers offer the same quote for different commute rates.
– Coverage Level Rates in Alabama by Company
GroupCoverage TypeAnnual Premiums
ProgressiveHigh$4,915.73
ProgressiveMedium$4,414.44
ProgressiveLow$3,984.36
State FarmHigh$5,039.03
State FarmMedium$4,770.51
State FarmLow$4,520.21
Liberty MutualHigh$5,558.30
Liberty MutualMedium$5,267.49
Liberty MutualLow$5,051.39
FarmersHigh$4,459.72
FarmersMedium$4,123.31
FarmersLow$3,947.19
TravelersHigh$3,804.37
TravelersMedium$3,769.91
TravelersLow$3,514.54
AllstateHigh$3,426.86
AllstateMedium$3,301.93
AllstateLow$3,193.49
USAAHigh$2,213.25
USAAMedium$2,114.13
USAALow$2,049.32

– Number of Car Insurance Providers in Alabama

Number of Insurers in AlabamaTotal
Domestic18
Foreign858

State Laws in Alabama

Keeping a tab on the state laws with respect to driving can save you from unexpected fines and license suspensions which have an impact on your auto insurance rates.

Keep reading to learn about the laws specific to the state of Alabama.

– Alabama’s Texting and Mobile Phone Usage while Driving Laws

Talking on a mobile phone while driving is allowed for most of the drivers in Alabama, except those who are under 18 and drive with a Stage II License. For these drivers, state laws prohibit the use of any handheld communication device while driving.

Fines and Penalty: For violations by an underage driver, the state levies a fine in the range of $150 to $350, along with two points on the driver’s record.

While talking on the phone is allowed for most drivers, Alabama completely prohibits text messaging while driving on a public road or highway for everyone. If found in violation, a fine of $25 is levied on the first instance, $50 on the second instance, and $75 for the third and any subsequent violations thereafter. And, it also adds two points to the driving record.

– Alabama Car Insurance for High-Risk Drivers

Motorists who have filed a claim, been at fault in an accident, or were cited for a severe moving violation are considered high-risk drivers and may/may not be subjected to higher premiums. The increase in premiums for drivers with a bad record depends on many other factors as well, such as the insurance carrier’s internal policies, state laws, and the driving history.

In Alabama, if a motorist is unable to obtain coverage due to a bad driving record, the Alabama Automobile Insurance Plan can provide insurance for eligible risks.

As a motorist, you must also know about SR-22 Insurance. If the state of Alabama determines that you’re a dangerous driver (based on your driving history, DUI incidences or accumulated points on the driving record), you must obtain an SR-22 Insurance.

– You must be thinking now, what is an SR-22 Insurance?!

An SR-22 Insurance is an assurance that you have the necessary coverage to pay-off any obligations in case you’re involved in a dangerous accident. This also helps in reinstating your license, if it was suspended due to your dangerous driving habits.

– Who is required to carry an SR-22 Insurance in Alabama?

A motorist is required to get an SR-22 Insurance under the following circumstances:

  • If a motorist was caught driving under the influence of alcohol
  • If a motorist was involved in an accident that caused damage/injuries
  • If a motorist didn’t have the Mandatory License Insurance
  • If there were more than the necessary number of points on a motorists’ driving record

– Windshield Damage Law in Alabama

The tiny chips and cracks on your car’s windshield might not be visible to our eyes but can be dangerous at times. However, there aren’t any specific laws in Alabama that penalizes motorists who are driving with a damaged windshield.

If you’re replacing your windshield, the state of Alabama requires you to replace your windshield with another of similar quality and kind.

– Automobile Insurance Fraud in Alabama

In August 2012, Act 12-429 was enacted which classified insurance fraud as a felony crime. Under the law, any fraud under the amount of $1,000 would be a Class C Felony, while any amount over that would be a Class B Felony.

The law also requires insurance carriers to report any instances of insurance fraud.

Key State Laws - Insurance Fraud 
Insurance Fraud Classified as a CrimeYes
Immunity StatutesYes
Fraud BureauYes
Mandatory Insurer Fraud PlanNo
Mandatory Auto Photo InspectionNo

– The Statute of Limitations in Alabama

Have you been injured personally in an accident or had your vehicle damaged and you wanted to file a claim or sue the other party?

The statute of limitations in Alabama states the deadline within which you need to file your claims or press charges.

Civil Statutes of Limitation 
Personal InjuryUnder a contract: 6 yrs
General: 2 yrs
Damage to PropertyNegligence: 2 yrs
Trespass: 6 yrs

– Alabama’s Vehicle Licensing Laws

As buyers of coverage, we are pretty uninterested in the idea of spending money on something that may or may not reap any benefits in the future. That’s why some motorists might decide to not buy insurance coverage.

If you choose to not buy coverage in Alabama, you’re in violation of the Mandatory Liability Insurance Law that has several penalties for violators:

  • On the first violation, you may be fined up to $500 and up to $1,000 for the second & any subsequent violations
  • Suspension of driver’s license for six months
  • Vehicle impoundment

In addition, the motorists vehicle registration would also be suspended attracting more fee for reinstatement.

  • On the first violation, you would need to pay $200 for vehicle registration and driving license reinstatement
  • On second and subsequent violations you would need to pay $400 for reinstatements

Note: You would be able to get your registration and license reinstated only if you show proof of current insurance coverage.

In 2017, Alabama implemented a mandatory auto insurance law that allows the state to slap fines up to $200 on the first offense if caught driving without an auto insurance policy.

– Teen Driver License Laws in Alabama

In the state of Alabama, teens can get a learner’s license at the age of 15. There are some specific laws and restrictions for teen drivers in the state of Alabama.

Learner’s Permit: At the age of 15, one can obtain a learner’s permit by passing a written knowledge test and vision test. However, the permit allows the teen driver to drive only if accompanied by a licensed driver in the front seat who’s 21 or older.

To get a restricted license, teens must complete 30 hours of driving with a parent or legal guardian or complete a driver education course approved by the state Department of Education.

Restricted License: Once a teen obtains a restricted license, he/she can drive unaccompanied. However, the state doesn’t allow them to drive between the hours of 12-6 AM to ensure safety. The law also doesn’t allow restricted permit holders to drive with more than one passenger, except when the accompanied passengers are family members.

The restricted license can be obtained at the age of 16 after having the learner’s permit for six months.

Unrestricted License: At the age of 17, the state of Alabama allows teens to obtain an unrestricted license if they have held a restricted driving permit for six months without any violations.

– License Renewal Procedures in Alabama

After you have obtained a license, it needs to be renewed from time to time. See below the timelines you must follow in Alabama.

License Renewal Cycle in Alabama
 
General Population4 Years
Older Population4 Years

Since the state allows people to renew their licenses online, it’s not much of a hassle. Also, there’s no need to provide proof of adequate vision on renewals.

– New Residents in Alabama [Points to remember]

If you’re new to Alabama, you must remember a few important points about the auto insurance laws in the state.

  • Alabama uses the tort system which puts someone at fault if an accident occurs, so your insurance company would be liable to pay all damages if you’re held responsible for an accident.
  • The minimum auto insurance requirement for drivers in Alabama is $25,000 for bodily injury per person/$50,000 for bodily injury per incident, and $25,000 for property damage liability.
  • Since auto insurance is an expensive purchase, you must gather as much information as possible before buying coverage. If you’re unaware of the laws in Alabama, be a smart consumer and refer to this consumer guide.

Rules of the Road

Knowing the rules of the road helps you in passing your written knowledge test, driving safely on the road and avoiding any violations that might attract fines.

– Fault vs. No-Fault

Alabama uses the tort system which places one party at fault if an accident happens. The at-fault party is required to pay the damages and medical expenses arising from personal injuries to the other party.

– Keep Right and Move Over Laws

The traffic laws in Alabama require motorists to move to the right lane if driving slower than other vehicles on the road. Passing a vehicle from its right side is permissible under a few circumstances.

– Speed Limits

Speed limits vary from state to state and it’s a good practice to keep tabs while driving. Or just notice the speed limit signs posted on roads.

Speed Limits in Alabama 
Rural Interstates70 mph
Urban interstates
65 mph
Other limited access roads
65 mph
Other roads65 mph

– Seat Belt Laws

Wearing seat belts protects motorist and passengers from injuries in an event of an unfortunate accident.

The seat belt laws in Alabama require all front seat occupants of a vehicle to wear a seat belt while the automobile is in motion. If cited for a violation, the state can slap a fine of $25 for children and adults.

– Alabama Child Restraint Law

All children under the age of 6 should be placed in an appropriate restraint system while being driven on any street – the restraint system varies with age and size of the child. For specific details about the car seat requirements, please refer to the Alabama Department of Health guide.

– Ridesharing Law in Alabama

In 2016, the Alabama Legislature passed a rideshare law to close the insurance gap after experiencing growth of transportation network companies in various major cities.

The new law, SB262, requires the drivers to buy coverage that would protect them as well as the riders from the time they pick a ride to the moment they drop their ride.

In July 2018, a new law in Alabama allowed ridesharing organizations, such as Lyft and Uber, to operate across the state.

– Automation on the Roads in Alabama

While federal and state regulators have been working continuously to allow research and testing of autonomous vehicles, not every state allows the full deployment of self-driven automobiles. Alabama is amongst the 19 states where automation has been implemented for large trucks.

– Safety Laws

Driving safely on the road not only saves you from any unfortunate accident but is also required by the law. Though each state has its own blood alcohol concentration limit, you should completely avoid the consumption of anything alcoholic or toxic while driving.

– DUI Laws in Alabama

DUI Laws in AlabamaFacts
BAC Limit0.08
High BAC Limit0.15
Criminal Status by Offense1st-3rd misdemeanors, 4th+ in 5 years class C felony
Formal Name for OffenseDriving Under the Influence
Look Back Period/Washout Period5 Years

The look-back period in the table signifies the total time period during which the drunk driving offense would reflect on your driving record. Apart from the penalties on your record, you would also have to pay significant penalties. Let’s just decide to steer away from drunk driving.

Penalty TypeFirst OffenseSecond OffenseThird OffenseFourth and Subsequent Offenses
Fine$500-$2000 fine plus a $100 fine for the Impaired Drivers Trust Fund$1000-$5000 fine plus a $100 fine for the Impaired Drivers Trust Fund$2000-$10,000 fine plus a $100 fine for the Impaired Drivers Trust Fund$4000-$10,000 fine
ImprisonmentUp to one yearForty-eight hours up to one year, or at least 20 days of community serviceSixty days to one year one to 10 years
License Suspension60-day license suspensionrevoked license for one yearrevoked license for three yearsrevoked license for five years
Othermandatory DUI school attendance

– Distracted Driving Laws in Alabama

We might think that texting or calling while driving doesn’t distract us, but the truth is it might take us off-guard when we least expect it.

The state law of Alabama imposes a texting ban on all drivers and a cellphone usage ban for those under 18 who have held an intermediate license for less than 6 months.

Alabama Can’t-Miss Facts

Our detailed guide on insurance in Alabama must have broadened your knowledge with many facts and good-to-know information that would help you in buying coverage for yourself and your family members.

If you wish to compare the best rates in your zip code, you can use our comparison tool. And, don’t worry, we wouldn’t push you to buy coverage.

FREE Car Insurance Comparison

Compare quotes from the top car insurance companies and save!

 Secured with SHA-256 Encryption

Before we complete this guide, we would like to enlighten you with some more information about road safety that would help you in making a more informed decision.

– Vehicle Theft in Alabama

Make and ModelYearTotal Vehicles Stolen
Chevrolet Pickup (Full Size)2005499
Ford Pickup (Full Size)2006357
Toyota Camry2014205
Nissan Altima2014191
Chevrolet Impala2004191
Honda Accord1998180
GMC Pickup (Full Size)1999152
Dodge Pickup (Full Size)1998138
Ford Mustang2002122
Ford Explorer2002119

In Alabama, Chevrolet pickups were the most-common stolen vehicle in the year 2015.

– Vehicle Theft in Alabama [By City]

In case you’re wondering which cities are most vulnerable to vehicle thefts, we have collated the data for you.

Top 10 cities by vehicle theftNumber of vehicles stolen
Birmingham1,042
Montgomery1,101
Huntsville710
Mobile552
Phenix City211
Tuscaloosa202
Gadsden196
Prichard193
Dothan130
Decatur128

The number of vehicles stolen is significantly higher in the first four cities i.e. Birmingham, Montgomery, Huntsville, and Mobile which are also the most popular cities in Alabama.

– Traffic Fatalities in Alabama

Moving on from vehicle thefts, another factor that might impact your insurance rates are the traffic fatalities number in your state.

Type of Road2008200920102011201220132014201520162017
Rural608512527515510562544590803596
Urban359335327378351285274260280352

Below are the cities in Alabama that have witnessed the highest death rates from traffic fatalities.

Cities in Alabama With the Highest Traffic Fatality RatesTotal DeathsDeath Rate (per 100,000 residents)
Birmingham4420.74
Mobile3518.14
Montgomery2713.50
Huntsville2211.39

We have also the data for the top-10 counties with the highest fatality rates in Alabama.

Top 10 Counties in Alabama by Fatality Rates20132014201520162017
Jefferson9277809083
Mobile6576727775
Madison3333244537
Tuscaloosa2738415037
Baldwin3827323726
Talladega2715193026
Etowah1315143125
Cullman1419252524
Shelby1620192624
Blount13651723

Now, we will look at the number of fatalities by person type – which type of vehicles were involved or how many pedestrians were affected?

Person Type20132014201520162017
Passenger Car357337355416395
Light Truck - Pickup151150156169145
Light Truck - Utility137116111166143
Light Truck - Van2015232427
Light Truck - Other10391
Large Truck2515163520
Bus30100
Other/Unknown Occupants121510259
Total Occupants706648675844740
Total Motorcyclists80656711279
Pedestrian599698120119
Bicyclist and Other Cyclist69937
Other/Unknown Non occupants22143
Total Non occupants67107108127129
Total8538208501,083948

– Fatalities by Crash Type in Alabama

What kind of crashes is actually causing these fatalities? Here’s a five-year trend for the crash type in Alabama.

Crash Type20132014201520162017
Total Fatalities (All Crashes)8538208501,083948
Single Vehicle512508482639564
Involving a Large Truck1098410114499
Involving Speeding253237236329257
Involving a Rollover278249269331290
Involving a Roadway Departure580492540663605
Involving an Intersection (or Intersection Related)123125158208145

– Teen Drinking and Driving

As parents, you must be careful of teen drunk driving laws in your state since the penalties and suspensions can severely impact your child’s driving record at an early age.

DUI Arrests (Under 18 years old)28
DUI Arrests Total Per Million People (Under 18 years old)25.53
Rank (Among the US States)48
Alcohol-Impaired Driving Fatalities Per 100,000 (Under 21)2.7

The death rate for alcohol-impaired driving fatalities under the age of 21 was quite high for the state of Alabama as compared to the national average of 1.2 per 100,000 in the year 2016.

– EMS Response Time in Alabama

EMS Response TimesRuralUrban
Time of Crash to EMS
Notification
9.456.25
EMS Notification to
EMS Arrival
13.326.83
EMS Arrival at Scene
to Hospital Arrival
35.2827.03
Time of Crash to Hospital
Arrival
56.8239.50

– Transportation

Now that you are aware of the fatality rates in your state, let’s get to the transportation details – how many cars are owned by households in your state, what are the commuting times or which cities have the highest traffic congestion?

– Car Ownership

In Alabama, most of the households own two cars on an average.

In 2016, 19.4 percent of households in Alabama had one car, 40.5 percent had two, and 22.6 percent had three. The image below reflects the four-year trend comparing Alabama to the U.S. average:

Car Ownership in Alabama

– Commute Time in Alabama

The average commute times for employees in Alabama is 23.8 minutes which is lower than the U.S. average of 25.3 minutes.

Here’s an image of the commute times in Alabama compared to the U.S. average in different time buckets.

Commute Time in Alabama

– Commuter Transportation

Commuter Transportation in Alabama

Around 86 percent of commuters in Alabama drive alone! As evident from the image above, other modes of transportation are fairly uncommon in the state.

Since the percentage of people driving alone is that high, it’s bound to lead to some traffic congestion, at least in the major cities.

As per traffic congestion data, the rising congestion on roads is a grave matter of concern for the residents of Alabama as it costs them time and money. The annual cost for congestion is around $1.2 billion in the state due to the lost hours and extra fuel consumption.

Now that you’re well informed about everything you need to know about auto insurance – let’s get you started with car insurance rate comparison.

 

References:
  1. https://www.iii.org/fact-statistic/facts-statistics-auto-insurance
  2. https://revenue.alabama.gov/wp-content/uploads/2017/07/BSTI-Brochure-2017.pdf
  3. https://www.al.com/news/index.ssf/2017/11/the_worst_tragedy_in_alabama_a.html
  4. https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists
  5. https://www.investopedia.com/terms/d/disposableincome.asp
  6. https://www.naic.org
  7. https://www.autoinsurance.org/cheap-auto-insurance/
  8. https://www.forbes.com/sites/jimgorzelany/2017/10/12/mythbusting-why-are-women-paying-more-than-men-for-car-insurance/#161885dc5e00
  9. https://www.jdpower.com/business/ratings/study/U.S.-Auto-Claims-Satisfaction-Study/10027ENG
  10. http://www.aldoi.gov/PDF/Companies/2017PrivatePassengerAuto.pdf
  11. https://www.drivinglaws.org/resources/alabama-teen-driving.html
  12. https://www.iihs.org/iihs/topics/laws/statelaws?stateabbr=AL
  13. https://www.drivinglaws.org/resources/traffic-violation-point-systems-and-your-driving-record.html
  14. https://www.aipso.com/Plan-Sites/Alabama
  15. http://www.carwindshields.info/states
  16. https://www.insurancejournal.com/news/southeast/2012/08/02/258052.htm
  17. https://www.wkrg.com/news/state-regional/mandatory-auto-insurance-law-begins-today-in-alabama_20180108075337762/906183719
  18. https://teendriving.aaa.com/AL/teens/learning-to-drive/licensing-state-laws/
  19. https://www.law.cornell.edu/wex/tort
  20. http://www.aldoi.gov/consumers/autoinsurance.aspx
  21. https://law.justia.com/codes/alabama/2017/title-32/chapter-5a/article-4/section-32-5a-83/
  22. https://www.alabamapublichealth.gov/injuryprevention/assets/BuckleUpAL.pdf
  23. http://alisondb.legislature.state.al.us/ALISON/SearchableInstruments/2016rs/PrintFiles/SB262-enr.pdf
  24. https://www.insurancejournal.com/magazines/mag-features/2018/07/16/494781.htm
  25. https://www.responsibility.org/alcohol-statistics/state-map/state/alabama/issue/dui-look-back-periods/
  26. https://www.alabamajusticecenter.com/articles-legal-resources/alabama-becomes-recent-state-ban-texting-driving/
  27. https://www.autoinsurance.org/stolen-cars/
  28. https://ucr.fbi.gov/crime-in-the-u.s/2012/crime-in-the-u.s.-2012/tables/8tabledatadecpdf/table-8-state-cuts/table_8_offenses_known_to_law_enforcement_by_alabama_by_city_2012.xls
  29. https://cdan.nhtsa.gov/SASStoredProcess/guest
  30. https://www.bcatoday.org/traffic-congestion-and-safety-are-also-serious-issues-for-alabamas-road-and-bridge-system/

FREE Car Insurance Comparison

Compare quotes from the top car insurance companies and save!

 Secured with SHA-256 Encryption

[0-9]
[0-9]