Compare Bridgeport, CT Car Insurance Rates (2021)

Bridgeport, Connecticut residents pay an average of $505 per month or $6,067 annually for car insurance. The cheapest Bridgeport, CT car insurance company is State Farm. High auto theft rates and mild traffic congestion impact your Bridgeport, CT auto insurance rates. Bridgeport residents must carry the Connecticut legal minimum car insurance levels of 25/50/25 in liability coverage and matching uninsured/underinsured motorist coverage.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Aug 5, 2021

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Here's What You Need to Know

  • The cheapest Bridgeport, CT car insurance company is State Farm
  • Higher than average auto theft rates and mild traffic congestion influence your Bridgeport, CT car insurance rates
  • Bridgeport residents pay some of the highest average car insurance premiums in Connecticut

Bridgeport, Connecticut car insurance costs are some of the highest in the state. Moderate traffic congestion and higher than average vehicle theft rates cause your Bridgeport, CT car insurance rates to increase.

On average, Bridgeport residents pay $505 per month or $6,067 annually on auto insurance.

Read through our brief guide to learn how to compare companies and secure cheap car insurance in Bridgeport, regardless of your age, driving record, and coverage needs.

Monthly Bridgeport, CT Car Insurance Rates by ZIP Code

Find more info about the monthly Bridgeport, CT auto insurance rates by ZIP Code below:

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Bridgeport, CT Car Insurance Rates vs. Top US Metro Car Insurance Rates

Which city you live in will have a major affect on car insurance. That’s why it’s vital to compare Bridgeport, CT against other top US metro areas’ auto insurance rates.

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When you’re ready to buy Bridgeport, CT car insurance, enter your ZIP code into our free quote tool above to receive rates immediately.

What is the cheapest car insurance company in Bridgeport, CT?

Who are the best Connecticut car insurance companies? The cheapest Bridgeport, CT car insurance company is State Farm.

The cheapest Bridgeport, CT car insurance company can be discovered below. You then might be asking, “How do those rates compare against the average Connecticut car insurance company rates?” We cover that as well.

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Below, see a list of the top insurance providers in Bridgeport organized from most affordable to most expensive.

  • State Farm – $4,104.01
  • USAA – $4,160.98
  • GEICO – $4,421.96
  • Nationwide – $4,814.90
  • Progressive – $6,333.14
  • Allstate – $6,379.80
  • Travelers – $8,780.42
  • Liberty Mutual – $9,542.38

Many different factors influence your Bridgeport, CT car insurance quotes. Your age, driving record, and coverage needs all come into play.

Compare multiple companies listed above to ensure you receive your best prices.

Bridgeport, Connecticut car insurance rates by company and age is an essential comparison because the top car insurance company for one age group may not be the best company for another age group.

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Your coverage level will play a major role in your Bridgeport, CT car insurance rates. Find the cheapest Bridgeport, Connecticut car insurance rates by coverage level below:

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Your credit score will play a major role in your Bridgeport, CT car insurance rates unless you live in these states where discrimination based on credit is not allowed: California, Hawaii, and Massachusetts. Find the cheapest Bridgeport, Connecticut car insurance rates by credit score below.

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Your driving record will affect your Bridgeport car insurance rates. For example, a Bridgeport, Connecticut DUI may increase your car insurance rates 40 to 50 percent. Find the cheapest Bridgeport, CT car insurance rates by driving record.

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Factors affecting car insurance rates in Bridgeport, CT may include your commute, coverage level, tickets, DUIs, and credit. Controlling these risk factors will ensure you have the cheapest Bridgeport, Connecticut car insurance.

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These states no longer use gender to calculate your car insurance rates — Hawaii, Massachusetts, Michigan, Montana, North Carolina, and Pennsylvania. But age is still a large factor because young drivers are considered high-risk drivers in Bridgeport. CT does use gender, so check out the average monthly car insurance rates by age and gender in Bridgeport, CT.

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What car insurance coverage is required in Bridgeport, CT?

To legally drive on the roads, Bridgeport residents must meet the Connecticut car insurance laws and requirements.

Currently, Connecticut requires drivers to carry the following car insurance limits:

  • $25,000 per person and $50,000 per incident in bodily injury liability coverage
  • $25,000 in property damage liability coverage
  • Additional $25,000 per person and $50,000 per incident in uninsured/underinsured motorist coverage

Connecticut is an at-fault or tort state. If you cause an accident, your insurance must pay for the damages. You use your liability car insurance coverage.

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What affects car insurance rates in Bridgeport, CT?

Bridgeport, CT car insurance costs are higher than average due to moderate traffic congestion and high auto theft statistics.

According to the INRIX traffic report, Bridgeport is the 42nd most congested city in America. While not terrible, it still lands within the top 50 busiest cities.

The average commute time for Bridgeport residents, as reported by City-Data, is 28.6 minutes. Commuting in bumper-to-bumper traffic almost always leads to higher insurance costs.

However, your city experiences more vehicle theft than both the state and national average. The Federal Bureau of Investigation (FBI) recorded 716 car thefts in 2017. That’s a rate of 490 thefts per every 100,000 residents.

Fortunately, the mild Bridgeport, CT weather helps offset some of the cost increases caused by the vehicle theft rate.

Bridgeport, CT Car Insurance: The Bottom Line

Bridgeport car insurance rates are some of the highest in Connecticut. In large part, this is because of high auto theft rates.

However, if you install an anti-theft device, you might qualify for car insurance discounts, minimizing your rates.

By researching companies ahead of time and comparing quotes from multiple different providers online, you can earn cheaper Bridgeport auto insurance premiums.

Secure affordable Bridgeport, CT car insurance right now for free by entering your ZIP code into our quote tool below.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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Monthly Bridgeport, CT Car Insurance Rates by ZIP Code
Bridgeport, CT Car Insurance Rates vs. Top US Metro Car Insurance Rates
Bridgeport, CT Car Insurance Rates by Company vs. City Average
Bridgeport, CT Car Insurance Rates by Company and Age
The Cheapest Bridgeport, CT Car Insurance Rates by Coverage Level
The Cheapest Bridgeport, CT Car Insurance Rates by Credit Score
The Cheapest Bridgeport, CT Car Insurance Rates by Driving Record
Factors Affecting Car Insurance Rates in Bridgeport, CT
Average Monthly Car Insurance Rates by Age & Gender in Bridgeport, CT
Monthly Bridgeport, CT Car Insurance Rates by ZIP Code
Bridgeport, CT Car Insurance Rates vs. Top US Metro Car Insurance Rates
Bridgeport, CT Car Insurance Rates by Company vs. City Average
Bridgeport, CT Car Insurance Rates by Company and Age
The Cheapest Bridgeport, CT Car Insurance Rates by Coverage Level
The Cheapest Bridgeport, CT Car Insurance Rates by Credit Score
The Cheapest Bridgeport, CT Car Insurance Rates by Driving Record
Factors Affecting Car Insurance Rates in Bridgeport, CT
Average Monthly Car Insurance Rates by Age & Gender in Bridgeport, CT