Compare Berlin, CT Car Insurance Rates (2021)

Car insurance in Berlin, CT averages $366 a month. Berlin, Connecticut car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Berlin car insurance rates, compare quotes from the top car insurance companies in Berlin, CT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Berlin is USAA
  • Average car insurance rates in Berlin, CT after a DUI are $5,322/year
  • Average car insurance rates in Berlin, CT are $4,394/year

If you need to buy Berlin, Connecticut car insurance, the options can be confusing. Everything you need to know about car insurance in Berlin, CT is right here.

You’ll find Berlin car insurance rates, the cheapest Berlin, CT car insurance companies, and information on Connecticut car insurance laws. You can also compare Berlin, Connecticut car insurance rates to Danbury car insurance rates, Bristol car insurance rates, and Norwalk car insurance rates.

Ready to find affordable Berlin, CT car insurance today? Enter your ZIP code for fast, free Berlin car insurance quotes.

Cheapest Berlin, CT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Berlin, CT car insurance rates? Every Berlin, Connecticut car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Berlin, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,695 $3,651 $3,406 $3,648 $11,407 $13,490 $3,860 $4,054
GEICO $2,112 $2,118 $1,960 $1,975 $4,902 $5,783 $2,036 $1,972
Liberty Mutual $3,494 $3,802 $2,690 $3,318 $17,480 $19,709 $3,534 $3,856
Nationwide $2,124 $2,148 $1,912 $2,004 $5,833 $7,393 $2,459 $2,642
Progressive $2,502 $2,334 $2,133 $2,223 $10,351 $11,468 $2,857 $3,193
State Farm $1,750 $1,750 $1,614 $1,614 $5,337 $6,717 $1,969 $2,255
Travelers $1,645 $1,669 $1,646 $1,640 $12,775 $20,668 $1,792 $2,003
USAA $1,757 $1,736 $1,646 $1,622 $5,529 $5,784 $2,347 $2,423

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Minimum Car Insurance in Berlin, CT

Every driver must carry the minimum car insurance in Berlin, CT. Take a look at the Connecticut car insurance requirements.

Minimum Required Car Insurance Coverage in Berlin, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Berlin, CT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Berlin, CT. Compare credit history car insurance rates in Berlin from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Berlin, Connecticut

Insurance Company Poor Fair Good
Allstate $7,505 $5,686 $4,513
GEICO $4,155 $2,507 $1,910
Liberty Mutual $10,272 $6,402 $5,032
Nationwide $4,380 $2,949 $2,614
Progressive $5,047 $4,522 $4,329
State Farm $4,001 $2,563 $2,064
Travelers $6,215 $5,185 $5,039
USAA $3,765 $2,553 $2,248

Cheapest Berlin, CT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Berlin, CT to rates for a clean record with top companies.

Annual Berlin, Connecticut Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,013 $6,204 $7,375 $5,013
GEICO $1,808 $2,370 $5,031 $2,219
Liberty Mutual $6,336 $7,933 $7,858 $6,815
Nationwide $2,704 $3,518 $4,025 $3,009
Progressive $3,952 $5,732 $4,156 $4,691
State Farm $2,676 $2,943 $2,943 $2,943
Travelers $4,413 $4,779 $6,956 $5,770
USAA $2,209 $2,774 $4,229 $2,209

Cheapest Berlin, CT Car Insurance for Teen Drivers

Teen car insurance in Berlin, CT can be expensive. Take a look at rates from the top car insurance companies in Berlin for teenagers.

Annual Car Insurance Rates for Teen Drivers in Berlin, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,407 $13,490
GEICO $4,902 $5,783
Liberty Mutual $17,480 $19,709
Nationwide $5,833 $7,393
Progressive $10,351 $11,468
State Farm $5,337 $6,717
Travelers $12,775 $20,668
USAA $5,529 $5,784

Cheapest Berlin, CT Car Insurance for Seniors

Take a look at Berlin, CT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Berlin, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,406 $3,648
GEICO $1,960 $1,975
Liberty Mutual $2,690 $3,318
Nationwide $1,912 $2,004
Progressive $2,133 $2,223
State Farm $1,614 $1,614
Travelers $1,646 $1,640
USAA $1,646 $1,622

Cheapest Berlin, CT Car Insurance Rates After a DUI

A DUI in Berlin, CT increases car insurance rates. Compare Berlin, Connecticut DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Berlin, Connecticut

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,375
GEICO $5,031
Liberty Mutual $7,858
Nationwide $4,025
Progressive $4,156
State Farm $2,943
Travelers $6,956
USAA $4,229

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Cheapest Berlin, CT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Berlin, CT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Berlin, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,901 $5,901
GEICO $2,813 $2,901
Liberty Mutual $7,235 $7,235
Nationwide $3,314 $3,314
Progressive $4,633 $4,633
State Farm $2,804 $2,948
Travelers $5,480 $5,480
USAA $2,821 $2,889

The Best Cheap Car Insurance Companies in Berlin, CT

Take a look at a side-by-side comparison of the top car insurance companies in Berlin, CT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Berlin, Connecticut

Insurance Company Average Annual Rates
Allstate $5,901
GEICO $2,857
Liberty Mutual $7,235
Nationwide $3,314
Progressive $4,633
State Farm $2,876
Travelers $5,480
USAA $2,855

Category Winners: Cheapest Car Insurance in Berlin, Connecticut

Find the cheapest car insurance companies in Berlin, CT for each category right here.

Best Annual Car Insurance Rates by Company in Berlin, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Berlin, CT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Berlin car insurance rates. Find the cheapest Berlin, CT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Berlin, Connecticut

Insurance Company Low Medium High
Allstate $5,574 $5,895 $6,236
GEICO $2,630 $2,819 $3,122
Liberty Mutual $6,941 $7,178 $7,587
Nationwide $3,370 $3,339 $3,233
Progressive $4,315 $4,593 $4,990
State Farm $2,688 $2,881 $3,059
Travelers $5,058 $5,440 $5,940
USAA $2,657 $2,858 $3,051

What affects car insurance rates in Berlin, Connecticut?

What factors can have an impact on Berlin, CT car insurance? There are several reasons why Berlin car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Berlin, Connecticut.

Traffic in Berlin

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Berlin, CT traffic data from INRIX ranks Berlin as the 41st-most congested in the world.

Compare Car Insurance Quotes in Berlin, CT

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Average Monthly Car Insurance Rates by State