Compare Boaz, AL Car Insurance Rates (2021)

Car insurance in Boaz, AL averages $300 a month. Boaz, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Boaz car insurance rates, compare quotes from the top car insurance companies in Boaz, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Boaz for teen drivers is USAA
  • Average car insurance rates in Boaz, AL after a DUI are $4,107/year
  • The cheapest car insurance company in Boaz is USAA

If you need to buy Boaz, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Boaz, AL is right here.

You’ll find Boaz car insurance rates, the cheapest Boaz, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Boaz, Alabama car insurance rates to Mobile car insurance rates, Madison car insurance rates, and Decatur car insurance rates.

Ready to find affordable Boaz, AL car insurance today? Enter your ZIP code for fast, free Boaz car insurance quotes.

Cheapest Boaz, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Boaz, AL car insurance rates? Every Boaz, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Boaz, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,037 $1,941 $1,842 $1,877 $7,094 $7,618 $2,283 $2,336
Farmers $2,398 $2,380 $2,142 $2,280 $9,388 $9,656 $2,724 $2,825
GEICO $2,012 $2,002 $1,917 $1,984 $5,308 $5,206 $2,125 $1,972
Liberty Mutual $2,977 $3,215 $2,443 $2,732 $10,936 $12,158 $3,166 $3,369
Nationwide $1,667 $1,686 $1,523 $1,574 $4,398 $5,644 $1,850 $2,062
Progressive $2,290 $2,139 $1,881 $2,008 $9,708 $10,834 $2,685 $2,875
State Farm $2,844 $2,844 $2,586 $2,586 $8,806 $11,001 $3,218 $3,726
Travelers $1,344 $1,364 $1,267 $1,260 $7,102 $11,082 $1,276 $1,456
USAA $1,284 $1,301 $1,201 $1,175 $3,854 $4,270 $1,673 $1,802

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Minimum Car Insurance in Boaz, AL

Every driver must carry the minimum car insurance in Boaz, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Boaz, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Boaz, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Boaz, AL. Compare credit history car insurance rates in Boaz from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Boaz, Alabama

Insurance Company Poor Fair Good
Allstate $4,172 $3,280 $2,684
Farmers $4,734 $4,076 $3,862
GEICO $3,582 $2,555 $2,311
Liberty Mutual $7,334 $4,504 $3,535
Nationwide $3,074 $2,403 $2,175
Progressive $4,837 $4,168 $3,902
State Farm $7,622 $3,859 $2,623
Travelers $3,566 $3,092 $3,149
USAA $2,777 $1,813 $1,620

Cheapest Boaz, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Boaz, AL to rates for a clean record with top companies.

Annual Boaz, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,871 $3,384 $4,015 $3,245
Farmers $3,552 $4,602 $4,489 $4,254
GEICO $1,897 $3,056 $3,781 $2,528
Liberty Mutual $4,018 $5,599 $5,468 $5,414
Nationwide $2,236 $2,236 $3,238 $2,492
Progressive $3,880 $4,901 $4,177 $4,252
State Farm $4,230 $5,278 $4,649 $4,649
Travelers $2,722 $2,856 $4,180 $3,317
USAA $1,593 $2,001 $2,964 $1,722

Cheapest Boaz, AL Car Insurance for Teen Drivers

Teen car insurance in Boaz, AL can be expensive. Take a look at rates from the top car insurance companies in Boaz for teenagers.

Annual Car Insurance Rates for Teen Drivers in Boaz, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,094 $7,618
Farmers $9,388 $9,656
GEICO $5,308 $5,206
Liberty Mutual $10,936 $12,158
Nationwide $4,398 $5,644
Progressive $9,708 $10,834
State Farm $8,806 $11,001
Travelers $7,102 $11,082
USAA $3,854 $4,270

Cheapest Boaz, AL Car Insurance for Seniors

Take a look at Boaz, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Boaz, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,842 $1,877
Farmers $2,142 $2,280
GEICO $1,917 $1,984
Liberty Mutual $2,443 $2,732
Nationwide $1,523 $1,574
Progressive $1,881 $2,008
State Farm $2,586 $2,586
Travelers $1,267 $1,260
USAA $1,201 $1,175

Cheapest Boaz, AL Car Insurance Rates After a DUI

A DUI in Boaz, AL increases car insurance rates. Compare Boaz, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Boaz, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,015
Farmers $4,489
GEICO $3,781
Liberty Mutual $5,468
Nationwide $3,238
Progressive $4,177
State Farm $4,649
Travelers $4,180
USAA $2,964

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Cheapest Boaz, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Boaz, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Boaz, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,379 $3,379
Farmers $4,224 $4,224
GEICO $2,765 $2,866
Liberty Mutual $5,124 $5,124
Nationwide $2,551 $2,551
Progressive $4,303 $4,303
State Farm $4,588 $4,815
Travelers $3,269 $3,269
USAA $1,976 $2,165

Cheapest Boaz, AL Car Insurance Rates by ZIP Code

Boaz car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Boaz, AL.

Annual Car Insurance Rates by ZIP Code in Boaz, Alabama

ZIP Code Average Annual Rates
35956 $3,787
35957 $3,611

The Best Cheap Car Insurance Companies in Boaz, AL

Take a look at a side-by-side comparison of the top car insurance companies in Boaz, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Boaz, Alabama

Insurance Company Average Annual Rates
Allstate $3,379
Farmers $4,224
GEICO $2,816
Liberty Mutual $5,124
Nationwide $2,551
Progressive $4,303
State Farm $4,701
Travelers $3,269
USAA $2,070

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Category Winners: Cheapest Car Insurance in Boaz, Alabama

Find the cheapest car insurance companies in Boaz, AL for each category right here.

Best Annual Car Insurance Rates by Company in Boaz, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Boaz, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Boaz car insurance rates. Find the cheapest Boaz, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Boaz, Alabama

Insurance Company Low Medium High
Allstate $3,263 $3,373 $3,500
Farmers $3,976 $4,166 $4,530
GEICO $2,590 $2,803 $3,054
Liberty Mutual $4,883 $5,100 $5,391
Nationwide $2,528 $2,530 $2,594
Progressive $3,864 $4,283 $4,761
State Farm $4,439 $4,695 $4,969
Travelers $3,116 $3,334 $3,357
USAA $1,994 $2,059 $2,158

What affects car insurance rates in Boaz, Alabama?

What factors can have an impact on Boaz, AL car insurance? There are several reasons why Boaz car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Boaz, Alabama.

Car Theft in Boaz

High levels of vehicle theft can make car insurance more expensive. Boaz, AL car theft statistics from the FBI indicate 37 vehicle thefts a year.

Commute Time in Boaz

The more time you spend in your car the higher the risk of an accident. The average commute length in Boaz, AL is 21.3 minutes according to City-Data.

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Compare Car Insurance Quotes in Boaz, AL

Ready to find affordable Boaz, Alabama car insurance today? Enter your ZIP code for fast, free Boaz, AL car insurance quotes.

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Average Monthly Car Insurance Rates by State