Compare Cedar Lake, IN Car Insurance Rates (2021)

Car insurance in Cedar Lake, IN averages $299 a month. Cedar Lake, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Cedar Lake car insurance rates, compare quotes from the top car insurance companies in Cedar Lake, IN.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Cedar Lake, IN after a DUI are $4,290/year
  • The cheapest car insurance company in Cedar Lake for teen drivers is USAA
  • Average car insurance rates in Cedar Lake, IN are $3,589/year

If you need to buy Cedar Lake, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Cedar Lake, IN is right here.

You’ll find Cedar Lake car insurance rates, the cheapest Cedar Lake, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Cedar Lake, Indiana car insurance rates to Evansville car insurance rates, Bloomington car insurance rates, and South Bend car insurance rates.

Ready to find affordable Cedar Lake, IN car insurance today? Enter your ZIP code for fast, free Cedar Lake car insurance quotes.

Cheapest Cedar Lake, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cedar Lake, IN car insurance rates? Every Cedar Lake, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cedar Lake, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,404 $2,454 $2,122 $2,321 $7,568 $9,577 $2,422 $2,630
American Family $2,674 $2,674 $2,409 $2,409 $7,485 $10,799 $2,674 $3,274
Farmers $1,695 $1,670 $1,449 $1,630 $9,189 $9,799 $2,237 $2,415
GEICO $1,828 $1,824 $1,725 $1,804 $5,458 $5,044 $2,097 $1,831
Liberty Mutual $4,381 $4,381 $4,028 $4,028 $9,573 $14,447 $4,381 $6,001
Nationwide $1,302 $1,331 $1,150 $1,224 $3,653 $4,727 $1,514 $1,650
Progressive $1,770 $1,668 $1,608 $1,618 $10,538 $11,836 $2,216 $2,248
State Farm $1,674 $1,674 $1,509 $1,509 $5,228 $6,687 $1,861 $2,063
Travelers $1,409 $1,434 $1,320 $1,322 $9,077 $14,540 $1,490 $1,715
USAA $1,092 $1,074 $1,020 $1,025 $3,072 $3,424 $1,476 $1,574

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Cedar Lake, IN

Every driver must carry the minimum car insurance in Cedar Lake, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Cedar Lake, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cedar Lake, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cedar Lake, IN. Compare credit history car insurance rates in Cedar Lake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cedar Lake, Indiana

Insurance Company Poor Fair Good
Allstate $4,872 $3,635 $3,305
American Family $5,891 $3,816 $3,192
Farmers $4,389 $3,577 $3,316
GEICO $3,254 $2,701 $2,149
Liberty Mutual $8,522 $5,551 $5,134
Nationwide $2,351 $1,992 $1,863
Progressive $4,609 $4,092 $3,862
State Farm $4,038 $2,414 $1,875
Travelers $4,493 $3,811 $3,812
USAA $2,314 $1,532 $1,314

Cheapest Cedar Lake, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cedar Lake, IN to rates for a clean record with top companies.

Annual Cedar Lake, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,132 $4,622 $4,263 $3,732
American Family $2,969 $4,705 $5,988 $3,537
Farmers $3,366 $3,918 $4,042 $3,716
GEICO $1,757 $2,789 $3,818 $2,442
Liberty Mutual $4,990 $5,887 $9,232 $5,500
Nationwide $1,789 $2,286 $2,195 $2,006
Progressive $3,123 $5,538 $3,732 $4,358
State Farm $2,707 $2,981 $2,707 $2,707
Travelers $3,431 $4,236 $4,803 $3,684
USAA $1,297 $1,850 $2,122 $1,610

Cheapest Cedar Lake, IN Car Insurance for Teen Drivers

Teen car insurance in Cedar Lake, IN can be expensive. Take a look at rates from the top car insurance companies in Cedar Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cedar Lake, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,568 $9,577
American Family $7,485 $10,799
Farmers $9,189 $9,799
GEICO $5,458 $5,044
Liberty Mutual $9,573 $14,447
Nationwide $3,653 $4,727
Progressive $10,538 $11,836
State Farm $5,228 $6,687
Travelers $9,077 $14,540
USAA $3,072 $3,424

Cheapest Cedar Lake, IN Car Insurance for Seniors

Take a look at Cedar Lake, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cedar Lake, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,122 $2,321
American Family $2,409 $2,409
Farmers $1,449 $1,630
GEICO $1,725 $1,804
Liberty Mutual $4,028 $4,028
Nationwide $1,150 $1,224
Progressive $1,608 $1,618
State Farm $1,509 $1,509
Travelers $1,320 $1,322
USAA $1,020 $1,025

Cheapest Cedar Lake, IN Car Insurance Rates After a DUI

A DUI in Cedar Lake, IN increases car insurance rates. Compare Cedar Lake, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cedar Lake, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,263
American Family $5,988
Farmers $4,042
GEICO $3,818
Liberty Mutual $9,232
Nationwide $2,195
Progressive $3,732
State Farm $2,707
Travelers $4,803
USAA $2,122

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Cedar Lake, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cedar Lake, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cedar Lake, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,937 $3,937
American Family $4,248 $4,352
Farmers $3,761 $3,761
GEICO $2,654 $2,749
Liberty Mutual $6,232 $6,572
Nationwide $2,069 $2,069
Progressive $4,188 $4,188
State Farm $2,697 $2,855
Travelers $4,038 $4,038
USAA $1,697 $1,743

The Best Cheap Car Insurance Companies in Cedar Lake, IN

Take a look at a side-by-side comparison of the top car insurance companies in Cedar Lake, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cedar Lake, Indiana

Insurance Company Average Annual Rates
Allstate $3,937
American Family $4,300
Farmers $3,761
GEICO $2,701
Liberty Mutual $6,402
Nationwide $2,069
Progressive $4,188
State Farm $2,776
Travelers $4,039
USAA $1,720

Category Winners: Cheapest Car Insurance in Cedar Lake, Indiana

Find the cheapest car insurance companies in Cedar Lake, IN for each category right here.

Best Annual Car Insurance Rates by Company in Cedar Lake, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Cedar Lake, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cedar Lake car insurance rates. Find the cheapest Cedar Lake, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cedar Lake, Indiana

Insurance Company Low Medium High
Allstate $3,730 $3,920 $4,162
American Family $4,250 $4,440 $4,209
Farmers $3,617 $3,752 $3,912
GEICO $2,510 $2,695 $2,899
Liberty Mutual $6,184 $6,383 $6,639
Nationwide $2,097 $2,051 $2,058
Progressive $3,923 $4,113 $4,527
State Farm $2,622 $2,776 $2,929
Travelers $3,920 $4,077 $4,118
USAA $1,657 $1,716 $1,787

What affects car insurance rates in Cedar Lake, Indiana?

What factors can have an impact on Cedar Lake, IN car insurance? There are several reasons why Cedar Lake car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cedar Lake, Indiana.

Car Theft in Cedar Lake

High levels of vehicle theft can make car insurance more expensive. Cedar Lake, IN car theft statistics from the FBI indicate 10 vehicle thefts a year.

Commute Time in Cedar Lake

The more time you spend in your car the higher the risk of an accident. The average commute length in Cedar Lake, IN is 36.8 minutes according to City-Data.

Compare Car Insurance Quotes in Cedar Lake, IN

Ready to find affordable Cedar Lake, Indiana car insurance today? Enter your ZIP code for fast, free Cedar Lake, IN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State