Compare De Motte, IN Car Insurance Rates (2021)

Car insurance in De Motte, IN averages $294 a month. De Motte, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap De Motte car insurance rates, compare quotes from the top car insurance companies in De Motte, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in De Motte, IN are $3,524/year
  • Average car insurance rates in De Motte, IN after a DUI are $4,168/year
  • The cheapest car insurance company in De Motte is USAA

If you need to buy De Motte, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in De Motte, IN is right here.

You’ll find De Motte car insurance rates, the cheapest De Motte, IN car insurance companies, and information on Indiana car insurance laws. You can also compare De Motte, Indiana car insurance rates to Fishers car insurance rates, Indianapolis car insurance rates, and South Bend car insurance rates.

Ready to find affordable De Motte, IN car insurance today? Enter your ZIP code for fast, free De Motte car insurance quotes.

Cheapest De Motte, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect De Motte, IN car insurance rates? Every De Motte, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in De Motte, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,542 $2,606 $2,229 $2,440 $7,743 $9,766 $2,587 $2,811
American Family $2,637 $2,637 $2,368 $2,368 $7,297 $10,568 $2,637 $3,239
Farmers $1,773 $1,747 $1,513 $1,699 $9,557 $10,165 $2,338 $2,536
GEICO $1,534 $1,521 $1,431 $1,480 $4,461 $4,147 $1,750 $1,547
Liberty Mutual $4,181 $4,181 $3,837 $3,837 $9,238 $13,984 $4,181 $5,758
Nationwide $1,409 $1,440 $1,240 $1,322 $4,009 $5,200 $1,644 $1,795
Progressive $1,854 $1,751 $1,680 $1,688 $11,071 $12,485 $2,333 $2,384
State Farm $1,632 $1,632 $1,454 $1,454 $4,947 $6,343 $1,806 $2,008
Travelers $1,322 $1,345 $1,240 $1,239 $8,255 $13,047 $1,400 $1,620
USAA $1,037 $1,023 $961 $972 $2,858 $3,203 $1,403 $1,505

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Minimum Car Insurance in De Motte, IN

Every driver must carry the minimum car insurance in De Motte, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in De Motte, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest De Motte, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in De Motte, IN. Compare credit history car insurance rates in De Motte from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in De Motte, Indiana

Insurance Company Poor Fair Good
Allstate $5,080 $3,768 $3,424
American Family $5,778 $3,746 $3,133
Farmers $4,571 $3,725 $3,451
GEICO $2,688 $2,234 $1,780
Liberty Mutual $8,189 $5,330 $4,929
Nationwide $2,566 $2,172 $2,033
Progressive $4,854 $4,304 $4,059
State Farm $3,877 $2,311 $1,791
Travelers $4,102 $3,476 $3,473
USAA $2,184 $1,441 $1,235

Cheapest De Motte, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in De Motte, IN to rates for a clean record with top companies.

Annual De Motte, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,270 $4,795 $4,415 $3,881
American Family $2,909 $4,621 $5,879 $3,467
Farmers $3,503 $4,084 $4,209 $3,868
GEICO $1,471 $2,307 $3,115 $2,043
Liberty Mutual $4,847 $5,677 $8,752 $5,322
Nationwide $1,947 $2,498 $2,397 $2,188
Progressive $3,286 $5,810 $3,932 $4,595
State Farm $2,597 $2,848 $2,597 $2,597
Travelers $3,127 $3,868 $4,383 $3,356
USAA $1,225 $1,741 $1,996 $1,518

Cheapest De Motte, IN Car Insurance for Teen Drivers

Teen car insurance in De Motte, IN can be expensive. Take a look at rates from the top car insurance companies in De Motte for teenagers.

Annual Car Insurance Rates for Teen Drivers in De Motte, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,743 $9,766
American Family $7,297 $10,568
Farmers $9,557 $10,165
GEICO $4,461 $4,147
Liberty Mutual $9,238 $13,984
Nationwide $4,009 $5,200
Progressive $11,071 $12,485
State Farm $4,947 $6,343
Travelers $8,255 $13,047
USAA $2,858 $3,203

Cheapest De Motte, IN Car Insurance for Seniors

Take a look at De Motte, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in De Motte, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,229 $2,440
American Family $2,368 $2,368
Farmers $1,513 $1,699
GEICO $1,431 $1,480
Liberty Mutual $3,837 $3,837
Nationwide $1,240 $1,322
Progressive $1,680 $1,688
State Farm $1,454 $1,454
Travelers $1,240 $1,239
USAA $961 $972

Cheapest De Motte, IN Car Insurance Rates After a DUI

A DUI in De Motte, IN increases car insurance rates. Compare De Motte, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in De Motte, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,415
American Family $5,879
Farmers $4,209
GEICO $3,115
Liberty Mutual $8,752
Nationwide $2,397
Progressive $3,932
State Farm $2,597
Travelers $4,383
USAA $1,996

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Cheapest De Motte, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in De Motte, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in De Motte, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,090 $4,090
American Family $4,168 $4,270
Farmers $3,916 $3,916
GEICO $2,193 $2,275
Liberty Mutual $5,984 $6,315
Nationwide $2,257 $2,257
Progressive $4,406 $4,406
State Farm $2,584 $2,735
Travelers $3,684 $3,684
USAA $1,599 $1,642

The Best Cheap Car Insurance Companies in De Motte, IN

Take a look at a side-by-side comparison of the top car insurance companies in De Motte, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in De Motte, Indiana

Insurance Company Average Annual Rates
Allstate $4,090
American Family $4,219
Farmers $3,916
GEICO $2,234
Liberty Mutual $6,149
Nationwide $2,257
Progressive $4,406
State Farm $2,660
Travelers $3,684
USAA $1,620

Category Winners: Cheapest Car Insurance in De Motte, Indiana

Find the cheapest car insurance companies in De Motte, IN for each category right here.

Best Annual Car Insurance Rates by Company in De Motte, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest De Motte, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your De Motte car insurance rates. Find the cheapest De Motte, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in De Motte, Indiana

Insurance Company Low Medium High
Allstate $3,891 $4,073 $4,307
American Family $4,175 $4,358 $4,124
Farmers $3,777 $3,908 $4,063
GEICO $2,089 $2,228 $2,385
Liberty Mutual $5,961 $6,135 $6,352
Nationwide $2,288 $2,239 $2,245
Progressive $4,153 $4,335 $4,729
State Farm $2,533 $2,659 $2,786
Travelers $3,613 $3,718 $3,720
USAA $1,563 $1,616 $1,682

What affects car insurance rates in De Motte, Indiana?

What factors can have an impact on De Motte, IN car insurance? There are several reasons why De Motte car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in De Motte, Indiana.

Commute Time in De Motte

The more time you spend in your car the higher the risk of an accident. The average commute length in De Motte, IN is 28.2 minutes according to City-Data.

Compare Car Insurance Quotes in De Motte, IN

Ready to find affordable De Motte, Indiana car insurance today? Enter your ZIP code for fast, free De Motte, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State