Compare Duncan, SC Car Insurance Rates (2021)

Car insurance in Duncan, SC averages $295 a month. Duncan, South Carolina car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Duncan car insurance rates, compare quotes from the top car insurance companies in Duncan, SC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Duncan, SC after a DUI are $4,047/year
  • The cheapest car insurance company in Duncan for teen drivers is GEICO
  • Average car insurance rates in Duncan, SC are $3,541/year

If you need to buy Duncan, South Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Duncan, SC is right here.

You’ll find Duncan car insurance rates, the cheapest Duncan, SC car insurance companies, and information on South Carolina car insurance laws. You can also compare Duncan, South Carolina car insurance rates to North Charleston car insurance rates, Summerville car insurance rates, and Florence car insurance rates.

Ready to find affordable Duncan, SC car insurance today? Enter your ZIP code for fast, free Duncan car insurance quotes.

Cheapest Duncan, SC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Duncan, SC car insurance rates? Every Duncan, South Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Duncan, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,489 $2,489 $2,383 $2,383 $6,553 $8,385 $2,766 $3,011
Farmers $2,870 $2,866 $2,759 $2,972 $7,863 $8,711 $3,142 $3,179
GEICO $2,076 $2,076 $1,890 $1,890 $5,283 $5,392 $2,442 $2,514
Nationwide $2,258 $2,285 $2,040 $2,112 $5,479 $7,024 $2,554 $2,773
Progressive $2,222 $2,052 $1,922 $2,011 $9,631 $10,637 $2,576 $2,700
State Farm $1,858 $1,858 $1,692 $1,692 $5,459 $6,840 $2,088 $2,359
USAA $1,705 $1,705 $1,573 $1,567 $6,993 $7,644 $2,242 $2,350

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Minimum Car Insurance in Duncan, SC

Every driver must carry the minimum car insurance in Duncan, SC. Take a look at the South Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Duncan, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Duncan, SC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Duncan, SC. Compare credit history car insurance rates in Duncan from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Duncan, South Carolina

Insurance Company Poor Fair Good
Allstate $4,765 $3,614 $3,043
Farmers $4,874 $4,186 $3,826
GEICO $4,492 $2,416 $1,928
Nationwide $3,934 $3,200 $2,814
Progressive $4,671 $4,123 $3,862
State Farm $4,274 $2,612 $2,056
USAA $5,021 $2,474 $2,173

Cheapest Duncan, SC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Duncan, SC to rates for a clean record with top companies.

Annual Duncan, South Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,848 $4,551 $4,038 $3,792
Farmers $3,581 $4,988 $4,127 $4,484
GEICO $2,253 $2,906 $4,370 $2,253
Nationwide $2,659 $3,407 $4,279 $2,917
Progressive $3,453 $5,054 $4,208 $4,161
State Farm $2,698 $3,327 $2,949 $2,949
USAA $2,542 $3,143 $4,357 $2,848

Cheapest Duncan, SC Car Insurance for Teen Drivers

Teen car insurance in Duncan, SC can be expensive. Take a look at rates from the top car insurance companies in Duncan for teenagers.

Annual Car Insurance Rates for Teen Drivers in Duncan, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,553 $8,385
Farmers $7,863 $8,711
GEICO $5,283 $5,392
Nationwide $5,479 $7,024
Progressive $9,631 $10,637
State Farm $5,459 $6,840
USAA $6,993 $7,644

Cheapest Duncan, SC Car Insurance for Seniors

Take a look at Duncan, SC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Duncan, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,383 $2,383
Farmers $2,759 $2,972
GEICO $1,890 $1,890
Nationwide $2,040 $2,112
Progressive $1,922 $2,011
State Farm $1,692 $1,692
USAA $1,573 $1,567

Cheapest Duncan, SC Car Insurance Rates After a DUI

A DUI in Duncan, SC increases car insurance rates. Compare Duncan, South Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Duncan, South Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,038
Farmers $4,127
GEICO $4,370
Nationwide $4,279
Progressive $4,208
State Farm $2,949
USAA $4,357

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Cheapest Duncan, SC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Duncan, SC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Duncan, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,728 $3,887
Farmers $4,295 $4,295
GEICO $2,927 $2,964
Nationwide $3,316 $3,316
Progressive $4,219 $4,219
State Farm $2,907 $3,054
USAA $3,189 $3,256

The Best Cheap Car Insurance Companies in Duncan, SC

Take a look at a side-by-side comparison of the top car insurance companies in Duncan, SC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Duncan, South Carolina

Insurance Company Average Annual Rates
Allstate $3,807
Farmers $4,295
GEICO $2,945
Nationwide $3,316
Progressive $4,219
State Farm $2,981
USAA $3,222

Category Winners: Cheapest Car Insurance in Duncan, South Carolina

Find the cheapest car insurance companies in Duncan, SC for each category right here.

Best Annual Car Insurance Rates by Company in Duncan, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Duncan, SC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Duncan car insurance rates. Find the cheapest Duncan, SC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Duncan, South Carolina

Insurance Company Low Medium High
Allstate $3,593 $3,791 $4,038
Farmers $3,873 $4,298 $4,715
GEICO $2,762 $2,919 $3,154
Nationwide $3,286 $3,315 $3,346
Progressive $3,930 $4,172 $4,555
State Farm $2,758 $2,979 $3,204
USAA $3,045 $3,218 $3,404

What affects car insurance rates in Duncan, South Carolina?

What factors can have an impact on Duncan, SC car insurance? There are several reasons why Duncan car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Duncan, South Carolina.

Commute Time in Duncan

The more time you spend in your car the higher the risk of an accident. The average commute length in Duncan, SC is 22.6 minutes according to City-Data.

Compare Car Insurance Quotes in Duncan, SC

Ready to find affordable Duncan, South Carolina car insurance today? Enter your ZIP code for fast, free Duncan, SC car insurance quotes.

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