Compare Elmore, AL Car Insurance Rates (2021)

Car insurance in Elmore, AL averages $311 a month. Elmore, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Elmore car insurance rates, compare quotes from the top car insurance companies in Elmore, AL.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Elmore, AL are $3,733/year
  • The cheapest car insurance company in Elmore for teen drivers is USAA
  • Average car insurance rates in Elmore, AL after a DUI are $4,265/year

If you need to buy Elmore, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Elmore, AL is right here.

You’ll find Elmore car insurance rates, the cheapest Elmore, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Elmore, Alabama car insurance rates to Mobile car insurance rates, Montgomery car insurance rates, and Hoover car insurance rates.

Ready to find affordable Elmore, AL car insurance today? Enter your ZIP code for fast, free Elmore car insurance quotes.

Cheapest Elmore, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elmore, AL car insurance rates? Every Elmore, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elmore, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,934 $1,845 $1,751 $1,785 $6,740 $7,250 $2,164 $2,210
Farmers $2,298 $2,283 $2,054 $2,181 $8,772 $9,029 $2,599 $2,698
GEICO $2,098 $2,086 $1,990 $2,057 $5,541 $5,439 $2,218 $2,063
Liberty Mutual $3,030 $3,272 $2,479 $2,772 $11,257 $12,520 $3,228 $3,439
Nationwide $1,777 $1,799 $1,618 $1,676 $4,696 $6,054 $1,974 $2,208
Progressive $2,442 $2,279 $2,010 $2,143 $10,350 $11,547 $2,861 $3,055
State Farm $2,942 $2,942 $2,675 $2,675 $9,100 $11,391 $3,330 $3,840
Travelers $1,575 $1,599 $1,482 $1,476 $8,570 $13,501 $1,488 $1,700
USAA $1,324 $1,347 $1,235 $1,215 $3,890 $4,316 $1,721 $1,864

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Elmore, AL

Every driver must carry the minimum car insurance in Elmore, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Elmore, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Elmore, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elmore, AL. Compare credit history car insurance rates in Elmore from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elmore, Alabama

Insurance Company Poor Fair Good
Allstate $3,965 $3,117 $2,548
Farmers $4,471 $3,848 $3,649
GEICO $3,736 $2,664 $2,410
Liberty Mutual $7,515 $4,614 $3,620
Nationwide $3,289 $2,566 $2,321
Progressive $5,153 $4,444 $4,161
State Farm $7,890 $3,989 $2,707
Travelers $4,278 $3,711 $3,783
USAA $2,845 $1,848 $1,649

Cheapest Elmore, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elmore, AL to rates for a clean record with top companies.

Annual Elmore, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,732 $3,221 $3,804 $3,083
Farmers $3,362 $4,342 $4,236 $4,017
GEICO $1,979 $3,187 $3,940 $2,640
Liberty Mutual $4,114 $5,738 $5,600 $5,547
Nationwide $2,383 $2,383 $3,473 $2,661
Progressive $4,128 $5,220 $4,469 $4,526
State Farm $4,375 $5,457 $4,808 $4,808
Travelers $3,265 $3,426 $5,026 $3,980
USAA $1,627 $2,037 $3,032 $1,760

Cheapest Elmore, AL Car Insurance for Teen Drivers

Teen car insurance in Elmore, AL can be expensive. Take a look at rates from the top car insurance companies in Elmore for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elmore, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,740 $7,250
Farmers $8,772 $9,029
GEICO $5,541 $5,439
Liberty Mutual $11,257 $12,520
Nationwide $4,696 $6,054
Progressive $10,350 $11,547
State Farm $9,100 $11,391
Travelers $8,570 $13,501
USAA $3,890 $4,316

Cheapest Elmore, AL Car Insurance for Seniors

Take a look at Elmore, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elmore, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,751 $1,785
Farmers $2,054 $2,181
GEICO $1,990 $2,057
Liberty Mutual $2,479 $2,772
Nationwide $1,618 $1,676
Progressive $2,010 $2,143
State Farm $2,675 $2,675
Travelers $1,482 $1,476
USAA $1,235 $1,215

Cheapest Elmore, AL Car Insurance Rates After a DUI

A DUI in Elmore, AL increases car insurance rates. Compare Elmore, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elmore, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,804
Farmers $4,236
GEICO $3,940
Liberty Mutual $5,600
Nationwide $3,473
Progressive $4,469
State Farm $4,808
Travelers $5,026
USAA $3,032

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Elmore, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elmore, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elmore, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,210 $3,210
Farmers $3,989 $3,989
GEICO $2,883 $2,990
Liberty Mutual $5,250 $5,250
Nationwide $2,725 $2,725
Progressive $4,586 $4,586
State Farm $4,743 $4,981
Travelers $3,924 $3,924
USAA $2,017 $2,211

The Best Cheap Car Insurance Companies in Elmore, AL

Take a look at a side-by-side comparison of the top car insurance companies in Elmore, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elmore, Alabama

Insurance Company Average Annual Rates
Allstate $3,210
Farmers $3,989
GEICO $2,937
Liberty Mutual $5,250
Nationwide $2,725
Progressive $4,586
State Farm $4,862
Travelers $3,924
USAA $2,114

Category Winners: Cheapest Car Insurance in Elmore, Alabama

Find the cheapest car insurance companies in Elmore, AL for each category right here.

Best Annual Car Insurance Rates by Company in Elmore, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Elmore, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elmore car insurance rates. Find the cheapest Elmore, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elmore, Alabama

Insurance Company Low Medium High
Allstate $3,092 $3,206 $3,332
Farmers $3,765 $3,938 $4,264
GEICO $2,708 $2,924 $3,177
Liberty Mutual $5,006 $5,225 $5,519
Nationwide $2,711 $2,701 $2,763
Progressive $4,101 $4,566 $5,091
State Farm $4,582 $4,857 $5,147
Travelers $3,723 $4,003 $4,047
USAA $2,039 $2,103 $2,200

What affects car insurance rates in Elmore, Alabama?

What factors can have an impact on Elmore, AL car insurance? There are several reasons why Elmore car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Elmore, Alabama.

Commute Time in Elmore

The more time you spend in your car the higher the risk of an accident. The average commute length in Elmore, AL is 23.8 minutes according to City-Data.

Compare Car Insurance Quotes in Elmore, AL

Ready to find affordable Elmore, Alabama car insurance today? Enter your ZIP code for fast, free Elmore, AL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State