Compare Fishers, IN Car Insurance Rates (2021)

Car insurance in Fishers, IN averages $264 a month. Fishers, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Fishers car insurance rates, compare quotes from the top car insurance companies in Fishers, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Fishers is USAA
  • Average car insurance rates in Fishers, IN after a DUI are $3,749/year
  • The cheapest ZIP code in Fishers is 46038

If you need to buy Fishers, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Fishers, IN is right here.

You’ll find Fishers car insurance rates, the cheapest Fishers, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Fishers, Indiana car insurance rates to Gary car insurance rates, Fort Wayne car insurance rates, and Carmel car insurance rates.

Ready to find affordable Fishers, IN car insurance today? Enter your ZIP code for fast, free Fishers car insurance quotes.

Cheapest Fishers, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fishers, IN car insurance rates? Every Fishers, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fishers, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,282 $2,330 $2,016 $2,206 $7,174 $9,080 $2,292 $2,490
American Family $2,221 $2,221 $2,005 $2,005 $6,296 $9,057 $2,221 $2,713
Farmers $1,510 $1,492 $1,287 $1,449 $8,260 $8,837 $2,006 $2,165
GEICO $1,511 $1,506 $1,424 $1,480 $4,518 $4,188 $1,736 $1,520
Liberty Mutual $3,239 $3,239 $2,984 $2,984 $6,995 $10,521 $3,239 $4,411
Nationwide $1,712 $1,746 $1,504 $1,600 $5,093 $6,585 $2,020 $2,203
Progressive $1,700 $1,599 $1,546 $1,556 $10,197 $11,423 $2,129 $2,157
State Farm $1,388 $1,388 $1,250 $1,250 $4,385 $5,602 $1,544 $1,718
Travelers $1,153 $1,172 $1,087 $1,085 $7,263 $11,474 $1,224 $1,404
USAA $1,056 $1,036 $989 $989 $3,019 $3,356 $1,424 $1,513

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Minimum Car Insurance in Fishers, IN

Every driver must carry the minimum car insurance in Fishers, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Fishers, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Fishers, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fishers, IN. Compare credit history car insurance rates in Fishers from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fishers, Indiana

Insurance Company Poor Fair Good
Allstate $4,614 $3,450 $3,138
American Family $4,926 $3,186 $2,665
Farmers $3,930 $3,216 $2,981
GEICO $2,689 $2,235 $1,782
Liberty Mutual $6,259 $4,076 $3,770
Nationwide $3,198 $2,698 $2,527
Progressive $4,438 $3,948 $3,729
State Farm $3,374 $2,013 $1,560
Travelers $3,596 $3,052 $3,050
USAA $2,248 $1,491 $1,279

Cheapest Fishers, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fishers, IN to rates for a clean record with top companies.

Annual Fishers, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,974 $4,383 $4,039 $3,539
American Family $2,475 $3,947 $4,998 $2,950
Farmers $3,017 $3,526 $3,629 $3,330
GEICO $1,454 $2,313 $3,161 $2,013
Liberty Mutual $3,607 $4,298 $6,905 $3,997
Nationwide $2,419 $3,109 $2,983 $2,720
Progressive $3,020 $5,334 $3,604 $4,196
State Farm $2,258 $2,489 $2,258 $2,258
Travelers $2,748 $3,394 $3,843 $2,946
USAA $1,258 $1,800 $2,069 $1,563

Cheapest Fishers, IN Car Insurance for Teen Drivers

Teen car insurance in Fishers, IN can be expensive. Take a look at rates from the top car insurance companies in Fishers for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fishers, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,174 $9,080
American Family $6,296 $9,057
Farmers $8,260 $8,837
GEICO $4,518 $4,188
Liberty Mutual $6,995 $10,521
Nationwide $5,093 $6,585
Progressive $10,197 $11,423
State Farm $4,385 $5,602
Travelers $7,263 $11,474
USAA $3,019 $3,356

Cheapest Fishers, IN Car Insurance for Seniors

Take a look at Fishers, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fishers, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,016 $2,206
American Family $2,005 $2,005
Farmers $1,287 $1,449
GEICO $1,424 $1,480
Liberty Mutual $2,984 $2,984
Nationwide $1,504 $1,600
Progressive $1,546 $1,556
State Farm $1,250 $1,250
Travelers $1,087 $1,085
USAA $989 $989

Cheapest Fishers, IN Car Insurance Rates After a DUI

A DUI in Fishers, IN increases car insurance rates. Compare Fishers, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fishers, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,039
American Family $4,998
Farmers $3,629
GEICO $3,161
Liberty Mutual $6,905
Nationwide $2,983
Progressive $3,604
State Farm $2,258
Travelers $3,843
USAA $2,069

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Cheapest Fishers, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fishers, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fishers, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,734 $3,734
American Family $3,549 $3,636
Farmers $3,376 $3,376
GEICO $2,199 $2,272
Liberty Mutual $4,579 $4,824
Nationwide $2,808 $2,808
Progressive $4,038 $4,038
State Farm $2,250 $2,381
Travelers $3,233 $3,233
USAA $1,651 $1,695

Cheapest Fishers, IN Car Insurance Rates by ZIP Code

Fishers car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Fishers, IN.

Annual Car Insurance Rates by ZIP Code in Fishers, Indiana

ZIP Code Average Annual Rates
46037 $3,061
46038 $3,014
46055 $3,248

The Best Cheap Car Insurance Companies in Fishers, IN

Take a look at a side-by-side comparison of the top car insurance companies in Fishers, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fishers, Indiana

Insurance Company Average Annual Rates
Allstate $3,734
American Family $3,592
Farmers $3,376
GEICO $2,235
Liberty Mutual $4,702
Nationwide $2,808
Progressive $4,038
State Farm $2,316
Travelers $3,233
USAA $1,673

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Category Winners: Cheapest Car Insurance in Fishers, Indiana

Find the cheapest car insurance companies in Fishers, IN for each category right here.

Best Annual Car Insurance Rates by Company in Fishers, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Fishers, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fishers car insurance rates. Find the cheapest Fishers, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fishers, Indiana

Insurance Company Low Medium High
Allstate $3,543 $3,718 $3,940
American Family $3,541 $3,711 $3,526
Farmers $3,265 $3,371 $3,491
GEICO $2,101 $2,229 $2,376
Liberty Mutual $4,517 $4,687 $4,900
Nationwide $2,843 $2,787 $2,794
Progressive $3,808 $3,974 $4,333
State Farm $2,194 $2,315 $2,438
Travelers $3,170 $3,262 $3,266
USAA $1,611 $1,669 $1,738

What affects car insurance rates in Fishers, Indiana?

What factors can have an impact on Fishers, IN car insurance? There are several reasons why Fishers car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fishers, Indiana.

Car Theft in Fishers

High levels of vehicle theft can make car insurance more expensive. Fishers, IN car theft statistics from the FBI indicate 68 vehicle thefts a year.

Commute Time in Fishers

The more time you spend in your car the higher the risk of an accident. The average commute length in Fishers, IN is 26.7 minutes according to City-Data.

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Compare Car Insurance Quotes in Fishers, IN

Ready to find affordable Fishers, Indiana car insurance today? Enter your ZIP code for fast, free Fishers, IN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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