Compare Gastonia, NC Car Insurance Rates (2021)

Car insurance in Gastonia, NC averages $308 a month. Gastonia, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Gastonia car insurance rates, compare quotes from the top car insurance companies in Gastonia, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Gastonia, NC are $3,702/year
  • The cheapest car insurance company in Gastonia is Liberty Mutual
  • The cheapest car insurance company in Gastonia for teen drivers is Liberty Mutual

If you need to buy Gastonia, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Gastonia, NC is right here.

You’ll find Gastonia car insurance rates, the cheapest Gastonia, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Gastonia, North Carolina car insurance rates to Charlotte car insurance rates, Durham car insurance rates, and Cary car insurance rates.

Ready to find affordable Gastonia, NC car insurance today? Enter your ZIP code for fast, free Gastonia car insurance quotes.

Cheapest Gastonia, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gastonia, NC car insurance rates? Every Gastonia, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gastonia, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,561 $5,561 $4,567 $4,567 $13,212 $13,212 $5,671 $5,671
GEICO $2,781 $2,730 $2,746 $2,698 $5,151 $5,106 $2,447 $2,433
Liberty Mutual $2,072 $2,072 $2,144 $2,144 $3,721 $3,721 $2,072 $2,072
Nationwide $2,705 $2,705 $2,705 $2,705 $4,660 $4,660 $2,705 $2,705
Progressive $2,013 $2,013 $1,852 $1,852 $4,786 $4,786 $2,241 $2,241
State Farm $2,993 $2,993 $2,588 $2,588 $4,427 $4,427 $3,699 $3,699
Travelers $2,995 $2,995 $2,971 $2,971 $5,164 $5,164 $3,074 $3,074

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Minimum Car Insurance in Gastonia, NC

Every driver must carry the minimum car insurance in Gastonia, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Gastonia, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Gastonia, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gastonia, NC. Compare credit history car insurance rates in Gastonia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gastonia, North Carolina

Insurance Company Poor Fair Good
Allstate $9,762 $6,383 $5,613
GEICO $3,521 $3,247 $3,017
Liberty Mutual $2,502 $2,502 $2,502
Nationwide $3,194 $3,194 $3,194
Progressive $3,056 $2,661 $2,452
State Farm $4,814 $3,076 $2,389
Travelers $3,799 $3,452 $3,403

Cheapest Gastonia, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gastonia, NC to rates for a clean record with top companies.

Annual Gastonia, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,919 $6,960 $12,834 $5,298
GEICO $1,728 $2,583 $6,335 $2,400
Liberty Mutual $1,495 $1,916 $4,681 $1,916
Nationwide $1,886 $2,434 $6,021 $2,434
Progressive $1,302 $1,891 $5,867 $1,833
State Farm $1,813 $2,639 $6,616 $2,639
Travelers $2,098 $2,782 $6,600 $2,725

Cheapest Gastonia, NC Car Insurance for Teen Drivers

Teen car insurance in Gastonia, NC can be expensive. Take a look at rates from the top car insurance companies in Gastonia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gastonia, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,212 $13,212
GEICO $5,151 $5,106
Liberty Mutual $3,721 $3,721
Nationwide $4,660 $4,660
Progressive $4,786 $4,786
State Farm $4,427 $4,427
Travelers $5,164 $5,164

Cheapest Gastonia, NC Car Insurance for Seniors

Take a look at Gastonia, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gastonia, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,567 $4,567
GEICO $2,746 $2,698
Liberty Mutual $2,144 $2,144
Nationwide $2,705 $2,705
Progressive $1,852 $1,852
State Farm $2,588 $2,588
Travelers $2,971 $2,971

Cheapest Gastonia, NC Car Insurance Rates After a DUI

A DUI in Gastonia, NC increases car insurance rates. Compare Gastonia, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gastonia, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $12,834
GEICO $6,335
Liberty Mutual $4,681
Nationwide $6,021
Progressive $5,867
State Farm $6,616
Travelers $6,600

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Cheapest Gastonia, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gastonia, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gastonia, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,253 $7,253
GEICO $3,262 $3,262
Liberty Mutual $2,502 $2,502
Nationwide $3,194 $3,194
Progressive $2,723 $2,723
State Farm $3,419 $3,434
Travelers $3,551 $3,551

Cheapest Gastonia, NC Car Insurance Rates by ZIP Code

Gastonia car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Gastonia, NC.

Annual Car Insurance Rates by ZIP Code in Gastonia, North Carolina

ZIP Code Average Annual Rates
28052 $3,417
28054 $3,446
28056 $3,263

The Best Cheap Car Insurance Companies in Gastonia, NC

Take a look at a side-by-side comparison of the top car insurance companies in Gastonia, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gastonia, North Carolina

Insurance Company Average Annual Rates
Allstate $7,253
GEICO $3,262
Liberty Mutual $2,502
Nationwide $3,194
Progressive $2,723
State Farm $3,427
Travelers $3,551

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Category Winners: Cheapest Car Insurance in Gastonia, North Carolina

Find the cheapest car insurance companies in Gastonia, NC for each category right here.

Best Annual Car Insurance Rates by Company in Gastonia, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

Cheapest Gastonia, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gastonia car insurance rates. Find the cheapest Gastonia, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gastonia, North Carolina

Insurance Company Low Medium High
Allstate $6,957 $7,220 $7,581
GEICO $3,099 $3,249 $3,436
Liberty Mutual $2,368 $2,486 $2,653
Nationwide $3,048 $3,177 $3,356
Progressive $2,565 $2,706 $2,898
State Farm $3,246 $3,407 $3,626
Travelers $3,382 $3,532 $3,740

What affects car insurance rates in Gastonia, North Carolina?

What factors can have an impact on Gastonia, NC car insurance? There are several reasons why Gastonia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gastonia, North Carolina.

Commute Time in Gastonia

The more time you spend in your car the higher the risk of an accident. The average commute length in Gastonia, NC is 24.8 minutes according to City-Data.

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Compare Car Insurance Quotes in Gastonia, NC

Ready to find affordable Gastonia, North Carolina car insurance today? Enter your ZIP code for fast, free Gastonia, NC car insurance quotes.

Free Car Insurance Comparison

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