Compare Hamden, CT Car Insurance Rates (2021)

Car insurance in Hamden, CT averages $458 a month. Hamden, Connecticut car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Hamden car insurance rates, compare quotes from the top car insurance companies in Hamden, CT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hamden is State Farm
  • Average car insurance rates in Hamden, CT are $5,501/year
  • The cheapest car insurance company in Hamden for teen drivers is GEICO

If you need to buy Hamden, Connecticut car insurance, the options can be confusing. Everything you need to know about car insurance in Hamden, CT is right here.

You’ll find Hamden car insurance rates, the cheapest Hamden, CT car insurance companies, and information on Connecticut car insurance laws. You can also compare Hamden, Connecticut car insurance rates to Waterbury car insurance rates, Hartford car insurance rates, and Bridgeport car insurance rates.

Ready to find affordable Hamden, CT car insurance today? Enter your ZIP code for fast, free Hamden car insurance quotes.

Cheapest Hamden, CT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hamden, CT car insurance rates? Every Hamden, Connecticut car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hamden, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,276 $4,208 $3,954 $4,236 $12,982 $15,314 $4,446 $4,628
GEICO $2,724 $2,731 $2,526 $2,546 $6,362 $7,509 $2,625 $2,542
Liberty Mutual $4,059 $4,428 $3,122 $3,872 $20,395 $23,032 $4,096 $4,465
Nationwide $2,650 $2,675 $2,380 $2,494 $7,429 $9,419 $3,083 $3,314
Progressive $3,807 $3,530 $3,237 $3,382 $16,066 $17,824 $4,330 $4,847
State Farm $1,999 $1,999 $1,840 $1,840 $6,148 $7,738 $2,251 $2,587
Travelers $1,986 $2,014 $1,988 $1,981 $15,601 $25,327 $2,161 $2,415
USAA $2,331 $2,302 $2,184 $2,151 $7,472 $7,810 $3,134 $3,236

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Minimum Car Insurance in Hamden, CT

Every driver must carry the minimum car insurance in Hamden, CT. Take a look at the Connecticut car insurance requirements.

Minimum Required Car Insurance Coverage in Hamden, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Hamden, CT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hamden, CT. Compare credit history car insurance rates in Hamden from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hamden, Connecticut

Insurance Company Poor Fair Good
Allstate $8,638 $6,491 $5,138
GEICO $5,380 $3,241 $2,466
Liberty Mutual $11,984 $7,460 $5,857
Nationwide $5,525 $3,722 $3,295
Progressive $7,752 $6,962 $6,670
State Farm $4,602 $2,938 $2,361
Travelers $7,584 $6,323 $6,145
USAA $5,057 $3,421 $3,004

Cheapest Hamden, CT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hamden, CT to rates for a clean record with top companies.

Annual Hamden, Connecticut Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,747 $7,126 $8,402 $5,747
GEICO $2,333 $3,063 $6,519 $2,867
Liberty Mutual $7,380 $9,243 $9,167 $7,945
Nationwide $3,403 $4,448 $5,089 $3,783
Progressive $6,074 $8,840 $6,401 $7,197
State Farm $3,069 $3,377 $3,377 $3,377
Travelers $5,377 $5,827 $8,487 $7,045
USAA $2,938 $3,702 $5,733 $2,938

Cheapest Hamden, CT Car Insurance for Teen Drivers

Teen car insurance in Hamden, CT can be expensive. Take a look at rates from the top car insurance companies in Hamden for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hamden, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,982 $15,314
GEICO $6,362 $7,509
Liberty Mutual $20,395 $23,032
Nationwide $7,429 $9,419
Progressive $16,066 $17,824
State Farm $6,148 $7,738
Travelers $15,601 $25,327
USAA $7,472 $7,810

Cheapest Hamden, CT Car Insurance for Seniors

Take a look at Hamden, CT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hamden, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,954 $4,236
GEICO $2,526 $2,546
Liberty Mutual $3,122 $3,872
Nationwide $2,380 $2,494
Progressive $3,237 $3,382
State Farm $1,840 $1,840
Travelers $1,988 $1,981
USAA $2,184 $2,151

Cheapest Hamden, CT Car Insurance Rates After a DUI

A DUI in Hamden, CT increases car insurance rates. Compare Hamden, Connecticut DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hamden, Connecticut

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,402
GEICO $6,519
Liberty Mutual $9,167
Nationwide $5,089
Progressive $6,401
State Farm $3,377
Travelers $8,487
USAA $5,733

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Cheapest Hamden, CT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hamden, CT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hamden, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,756 $6,756
GEICO $3,639 $3,753
Liberty Mutual $8,434 $8,434
Nationwide $4,181 $4,181
Progressive $7,128 $7,128
State Farm $3,218 $3,383
Travelers $6,684 $6,684
USAA $3,781 $3,873

Cheapest Hamden, CT Car Insurance Rates by ZIP Code

Hamden car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Hamden, CT.

Annual Car Insurance Rates by ZIP Code in Hamden, Connecticut

ZIP Code Average Annual Rates
6514 $5,557
6517 $5,557
6518 $5,557

The Best Cheap Car Insurance Companies in Hamden, CT

Take a look at a side-by-side comparison of the top car insurance companies in Hamden, CT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hamden, Connecticut

Insurance Company Average Annual Rates
Allstate $6,756
GEICO $3,696
Liberty Mutual $8,434
Nationwide $4,181
Progressive $7,128
State Farm $3,300
Travelers $6,684
USAA $3,827

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Category Winners: Cheapest Car Insurance in Hamden, Connecticut

Find the cheapest car insurance companies in Hamden, CT for each category right here.

Best Annual Car Insurance Rates by Company in Hamden, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Cheapest Hamden, CT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hamden car insurance rates. Find the cheapest Hamden, CT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hamden, Connecticut

Insurance Company Low Medium High
Allstate $6,236 $6,739 $7,292
GEICO $3,379 $3,640 $4,067
Liberty Mutual $8,056 $8,359 $8,886
Nationwide $4,205 $4,219 $4,118
Progressive $6,559 $7,055 $7,770
State Farm $3,091 $3,307 $3,503
Travelers $6,133 $6,633 $7,286
USAA $3,545 $3,832 $4,106

Compare Car Insurance Quotes in Hamden, CT

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Average Monthly Car Insurance Rates by State