Compare Hayden, ID Car Insurance Rates (2021)

Car insurance in Hayden, ID averages $235 a month. Hayden, Idaho car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Hayden car insurance rates, compare quotes from the top car insurance companies in Hayden, ID.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hayden for teen drivers is State Farm
  • Average car insurance rates in Hayden, ID after a DUI are $3,496/year
  • The cheapest car insurance company in Hayden is State Farm

If you need to buy Hayden, Idaho car insurance, the options can be confusing. Everything you need to know about car insurance in Hayden, ID is right here.

You’ll find Hayden car insurance rates, the cheapest Hayden, ID car insurance companies, and information on Idaho car insurance laws. You can also compare Hayden, Idaho car insurance rates to Idaho Falls car insurance rates, Meridian car insurance rates, and Pocatello car insurance rates.

Ready to find affordable Hayden, ID car insurance today? Enter your ZIP code for fast, free Hayden car insurance quotes.

Cheapest Hayden, ID Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hayden, ID car insurance rates? Every Hayden, Idaho car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hayden, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,970 $1,963 $1,718 $1,781 $7,004 $8,066 $2,201 $2,322
American Family $2,066 $2,066 $1,836 $1,836 $7,336 $9,550 $2,066 $2,590
Farmers $1,664 $1,651 $1,470 $1,552 $7,947 $8,215 $1,922 $2,035
GEICO $2,083 $2,056 $1,982 $1,925 $4,492 $5,585 $2,840 $2,176
Liberty Mutual $1,365 $1,472 $1,098 $1,229 $4,569 $5,086 $1,448 $1,527
Nationwide $1,842 $1,887 $1,661 $1,765 $4,486 $5,529 $2,151 $2,318
State Farm $1,169 $1,169 $1,058 $1,058 $3,544 $4,468 $1,320 $1,523
Travelers $1,348 $1,368 $1,362 $1,353 $6,684 $10,523 $1,436 $1,638
USAA $1,178 $1,173 $1,152 $1,132 $3,937 $4,411 $1,564 $1,683

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Minimum Car Insurance in Hayden, ID

Every driver must carry the minimum car insurance in Hayden, ID. Take a look at the Idaho car insurance requirements.

Minimum Required Car Insurance Coverage in Hayden, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Hayden, ID Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hayden, ID. Compare credit history car insurance rates in Hayden from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hayden, Idaho

Insurance Company Poor Fair Good
Allstate $4,450 $3,031 $2,654
American Family $4,737 $3,381 $2,887
Farmers $3,735 $3,163 $3,023
GEICO $3,516 $2,808 $2,353
Liberty Mutual $3,164 $1,958 $1,551
Nationwide $3,231 $2,603 $2,282
State Farm $2,688 $1,699 $1,353
Travelers $3,680 $3,096 $2,866
USAA $2,960 $1,731 $1,395

Cheapest Hayden, ID Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hayden, ID to rates for a clean record with top companies.

Annual Hayden, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,805 $3,506 $3,895 $3,306
American Family $2,892 $4,091 $4,415 $3,275
Farmers $2,891 $3,656 $3,416 $3,264
GEICO $1,782 $2,836 $3,955 $2,996
Liberty Mutual $1,849 $2,319 $2,381 $2,348
Nationwide $2,064 $2,682 $3,753 $2,321
State Farm $1,742 $2,085 $1,914 $1,914
Travelers $1,975 $2,817 $4,910 $3,154
USAA $1,452 $2,079 $2,824 $1,761

Cheapest Hayden, ID Car Insurance for Teen Drivers

Teen car insurance in Hayden, ID can be expensive. Take a look at rates from the top car insurance companies in Hayden for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hayden, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,004 $8,066
American Family $7,336 $9,550
Farmers $7,947 $8,215
GEICO $4,492 $5,585
Liberty Mutual $4,569 $5,086
Nationwide $4,486 $5,529
State Farm $3,544 $4,468
Travelers $6,684 $10,523
USAA $3,937 $4,411

Cheapest Hayden, ID Car Insurance for Seniors

Take a look at Hayden, ID senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hayden, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,718 $1,781
American Family $1,836 $1,836
Farmers $1,470 $1,552
GEICO $1,982 $1,925
Liberty Mutual $1,098 $1,229
Nationwide $1,661 $1,765
State Farm $1,058 $1,058
Travelers $1,362 $1,353
USAA $1,152 $1,132

Cheapest Hayden, ID Car Insurance Rates After a DUI

A DUI in Hayden, ID increases car insurance rates. Compare Hayden, Idaho DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hayden, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,895
American Family $4,415
Farmers $3,416
GEICO $3,955
Liberty Mutual $2,381
Nationwide $3,753
State Farm $1,914
Travelers $4,910
USAA $2,824

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Cheapest Hayden, ID Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hayden, ID by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hayden, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,378 $3,378
American Family $3,592 $3,744
Farmers $3,307 $3,307
GEICO $2,843 $2,942
Liberty Mutual $2,224 $2,224
Nationwide $2,705 $2,705
State Farm $1,867 $1,960
Travelers $3,214 $3,214
USAA $2,005 $2,053

The Best Cheap Car Insurance Companies in Hayden, ID

Take a look at a side-by-side comparison of the top car insurance companies in Hayden, ID to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hayden, Idaho

Insurance Company Average Annual Rates
Allstate $3,378
American Family $3,668
Farmers $3,307
GEICO $2,892
Liberty Mutual $2,224
Nationwide $2,705
State Farm $1,914
Travelers $3,214
USAA $2,029

Category Winners: Cheapest Car Insurance in Hayden, Idaho

Find the cheapest car insurance companies in Hayden, ID for each category right here.

Best Annual Car Insurance Rates by Company in Hayden, Idaho

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Hayden, ID Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hayden car insurance rates. Find the cheapest Hayden, ID car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hayden, Idaho

Insurance Company Low Medium High
Allstate $3,255 $3,372 $3,508
American Family $3,667 $3,850 $3,487
Farmers $3,161 $3,274 $3,486
GEICO $2,733 $2,888 $3,057
Liberty Mutual $2,090 $2,221 $2,362
Nationwide $2,666 $2,843 $2,607
State Farm $1,799 $1,918 $2,023
Travelers $3,170 $3,262 $3,211
USAA $1,968 $2,025 $2,093

What affects car insurance rates in Hayden, Idaho?

What factors can have an impact on Hayden, ID car insurance? There are several reasons why Hayden car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hayden, Idaho.

Commute Time in Hayden

The more time you spend in your car the higher the risk of an accident. The average commute length in Hayden, ID is 20.2 minutes according to City-Data.

Compare Car Insurance Quotes in Hayden, ID

Ready to find affordable Hayden, Idaho car insurance today? Enter your ZIP code for fast, free Hayden, ID car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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