Compare Holly Springs, NC Car Insurance Rates (2021)

Car insurance in Holly Springs, NC averages $251 a month. Holly Springs, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Holly Springs car insurance rates, compare quotes from the top car insurance companies in Holly Springs, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Holly Springs for teen drivers is Liberty Mutual
  • Average car insurance rates in Holly Springs, NC are $3,010/year
  • The cheapest car insurance company in Holly Springs is Liberty Mutual

If you need to buy Holly Springs, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Holly Springs, NC is right here.

You’ll find Holly Springs car insurance rates, the cheapest Holly Springs, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Holly Springs, North Carolina car insurance rates to Raleigh car insurance rates, Fayetteville car insurance rates, and Greensboro car insurance rates.

Ready to find affordable Holly Springs, NC car insurance today? Enter your ZIP code for fast, free Holly Springs car insurance quotes.

Cheapest Holly Springs, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Holly Springs, NC car insurance rates? Every Holly Springs, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Holly Springs, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,007 $5,007 $4,104 $4,104 $12,105 $12,105 $5,106 $5,106
GEICO $2,250 $2,209 $2,219 $2,180 $4,131 $4,095 $1,975 $1,964
Liberty Mutual $1,641 $1,641 $1,698 $1,698 $2,931 $2,931 $1,641 $1,641
Nationwide $1,914 $1,914 $1,914 $1,914 $3,284 $3,284 $1,914 $1,914
Progressive $1,513 $1,513 $1,392 $1,392 $3,730 $3,730 $1,705 $1,705
State Farm $2,387 $2,387 $2,065 $2,065 $3,523 $3,523 $2,950 $2,950
Travelers $2,379 $2,379 $2,360 $2,360 $4,073 $4,073 $2,442 $2,442

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Minimum Car Insurance in Holly Springs, NC

Every driver must carry the minimum car insurance in Holly Springs, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Holly Springs, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Holly Springs, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Holly Springs, NC. Compare credit history car insurance rates in Holly Springs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Holly Springs, North Carolina

Insurance Company Poor Fair Good
Allstate $8,860 $5,790 $5,091
GEICO $2,841 $2,615 $2,427
Liberty Mutual $1,978 $1,978 $1,978
Nationwide $2,256 $2,256 $2,256
Progressive $2,350 $2,037 $1,867
State Farm $3,836 $2,453 $1,906
Travelers $3,018 $2,735 $2,689

Cheapest Holly Springs, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Holly Springs, NC to rates for a clean record with top companies.

Annual Holly Springs, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,568 $6,300 $11,639 $4,816
GEICO $1,406 $2,094 $5,066 $1,945
Liberty Mutual $1,183 $1,516 $3,698 $1,516
Nationwide $1,336 $1,721 $4,247 $1,721
Progressive $991 $1,441 $4,513 $1,394
State Farm $1,453 $2,105 $5,264 $2,105
Travelers $1,650 $2,210 $5,239 $2,156

Cheapest Holly Springs, NC Car Insurance for Teen Drivers

Teen car insurance in Holly Springs, NC can be expensive. Take a look at rates from the top car insurance companies in Holly Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Holly Springs, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,105 $12,105
GEICO $4,131 $4,095
Liberty Mutual $2,931 $2,931
Nationwide $3,284 $3,284
Progressive $3,730 $3,730
State Farm $3,523 $3,523
Travelers $4,073 $4,073

Cheapest Holly Springs, NC Car Insurance for Seniors

Take a look at Holly Springs, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Holly Springs, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,104 $4,104
GEICO $2,219 $2,180
Liberty Mutual $1,698 $1,698
Nationwide $1,914 $1,914
Progressive $1,392 $1,392
State Farm $2,065 $2,065
Travelers $2,360 $2,360

Cheapest Holly Springs, NC Car Insurance Rates After a DUI

A DUI in Holly Springs, NC increases car insurance rates. Compare Holly Springs, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Holly Springs, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,639
GEICO $5,066
Liberty Mutual $3,698
Nationwide $4,247
Progressive $4,513
State Farm $5,264
Travelers $5,239

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Cheapest Holly Springs, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Holly Springs, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Holly Springs, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,581 $6,581
GEICO $2,628 $2,628
Liberty Mutual $1,978 $1,978
Nationwide $2,256 $2,256
Progressive $2,085 $2,085
State Farm $2,723 $2,740
Travelers $2,814 $2,814

The Best Cheap Car Insurance Companies in Holly Springs, NC

Take a look at a side-by-side comparison of the top car insurance companies in Holly Springs, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Holly Springs, North Carolina

Insurance Company Average Annual Rates
Allstate $6,581
GEICO $2,628
Liberty Mutual $1,978
Nationwide $2,256
Progressive $2,085
State Farm $2,731
Travelers $2,814

Category Winners: Cheapest Car Insurance in Holly Springs, North Carolina

Find the cheapest car insurance companies in Holly Springs, NC for each category right here.

Best Annual Car Insurance Rates by Company in Holly Springs, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Cheapest Holly Springs, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Holly Springs car insurance rates. Find the cheapest Holly Springs, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Holly Springs, North Carolina

Insurance Company Low Medium High
Allstate $6,311 $6,552 $6,878
GEICO $2,514 $2,618 $2,752
Liberty Mutual $1,886 $1,966 $2,082
Nationwide $2,166 $2,245 $2,358
Progressive $1,980 $2,072 $2,203
State Farm $2,621 $2,717 $2,856
Travelers $2,699 $2,799 $2,943

What affects car insurance rates in Holly Springs, North Carolina?

What factors can have an impact on Holly Springs, NC car insurance? There are several reasons why Holly Springs car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Holly Springs, North Carolina.

Commute Time in Holly Springs

The more time you spend in your car the higher the risk of an accident. The average commute length in Holly Springs, NC is 28.1 minutes according to City-Data.

Compare Car Insurance Quotes in Holly Springs, NC

Ready to find affordable Holly Springs, North Carolina car insurance today? Enter your ZIP code for fast, free Holly Springs, NC car insurance quotes.

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